Fairland Auto Insurance Rates, Quotes, Agents & Reviews in MD

Fairland, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairland, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fairland, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fairland, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairland, MD with that of other cities in and around Fairland.

Fairland Spencerville Burtonsville Calverton Beltsville Colesville
Average Insurance Rates $1,392 $1,480 $1,427 $1,403 $1,378 $1,455

Fairland, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairland, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairland $1,896 $1,602
Calverton $1,758 $1,485
Colesville $1,381 $1,167
Cloverly $1,920 $1,622
Burtonsville $1,786 $1,509
Konterra $1,194 $1,008
Spencerville $1,933 $1,633
Beltsville $1,883 $1,590

Fairland, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairland, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,517
20 Years $1,789
30 Years $1,378
40 Years $1,325
50 Years $1,227
60 Years $1,245
70 Years $1,449

Fairland, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairland, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,422 $362
3 Vehicles $3,633 $543
4 Vehicles $4,844 $724

Savings on 2 Vehicles bundle:$362

Savings on 3 Vehicles bundle:$543

Savings on 4 Vehicles bundle:$724


Fairland, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairland, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Fairland $1,392 $2,219
Calverton $1,403 $2,237
Colesville $1,455 $2,320
Cloverly $1,469 $2,342
Burtonsville $1,427 $2,275
Konterra $1,408 $2,245
Spencerville $1,480 $2,360
Beltsville $1,378 $2,197

Fairland, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,194
Excellent (740-799) $1,363
Good (670-739) $1,450
Average (580-669) $1,892
Poor (300-579) $2,271

Fairland, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,453
Driver's Failure In Showing Documents +$135 $1,527
Driving With An Expired Registration +$143 $1,535
Driving At A Considerably Slow Pace +$302 $1,694
Using A Cellphone While Driving +$319 $1,711
Running A Red Light +$324 $1,716
Speeding +$341 $1,733
Driving A Vehicle Without The Required Permission +$433 $1,825
Driving With An Expired/Suspended License +$938 $2,330

Fairland, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,336
Active Disabling Device $1,336
Tracking Device $1,308
Passive Disabling Device $1,295