Fairlee Auto Insurance Rates, Quotes, Agents & Reviews in VT

Fairlee, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairlee, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fairlee, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fairlee, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairlee, VT with that of other cities in and around Fairlee.

Fairlee Orford Lyme Vershire Bradford Piermont
Average Insurance Rates $1,100 $1,113 $1,533 $1,073 $1,075 $1,323

Fairlee, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairlee, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairlee $1,365 $1,153
West Fairlee $1,136 $960
Orford $1,146 $968
Thetford $1,721 $1,454
Bradford $1,484 $1,254
Vershire $1,250 $1,056
Lyme $1,579 $1,334
Piermont $1,363 $1,151

Fairlee, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairlee, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,569
20 Years $1,413
30 Years $1,089
40 Years $1,047
50 Years $970
60 Years $983
70 Years $1,145

Fairlee, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairlee, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,892 $308
3 Vehicles $2,838 $462
4 Vehicles $3,784 $616

Savings on 2 Vehicles bundle:$308

Savings on 3 Vehicles bundle:$462

Savings on 4 Vehicles bundle:$616


Fairlee, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairlee, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Fairlee $1,100 $2,273
West Fairlee $1,075 $2,221
Orford $1,113 $1,967
Thetford $1,120 $2,314
Bradford $1,075 $2,221
Vershire $1,073 $2,217
Lyme $1,533 $2,709
Piermont $1,323 $2,338

Fairlee, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $944
Excellent (740-799) $1,077
Good (670-739) $1,146
Average (580-669) $1,495
Poor (300-579) $1,794

Fairlee, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Swenson Insurance Agency Allstate 135 Main St PO Box 391, Bradford, 5033 (802) 222-4765
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Mike Heyl State Farm 2456 Christian St Ste 203, White Riv Jct, 05001-9856 802-295-3120
Poulos Ins Inc Allstate 565 Maple St, White River Junction, 5001 (802) 295-1355

Fairlee, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,148
Driver's Failure In Showing Documents +$107 $1,207
Driving With An Expired Registration +$113 $1,213
Driving At A Considerably Slow Pace +$239 $1,339
Using A Cellphone While Driving +$252 $1,352
Running A Red Light +$256 $1,356
Speeding +$270 $1,370
Driving A Vehicle Without The Required Permission +$342 $1,442
Driving With An Expired/Suspended License +$741 $1,841

Fairlee, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,056
Active Disabling Device $1,056
Tracking Device $1,034
Passive Disabling Device $1,023