Fairmount Heights Auto Insurance Rates, Quotes, Agents & Reviews in MD

Fairmount Heights, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairmount Heights, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Fairmount Heights, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fairmount Heights, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairmount Heights, MD with that of other cities in and around Fairmount Heights.

Fairmount Heights Peppermill Village Capitol Heights Landover Walker Mill Seat Pleasant
Average Insurance Rates $1,350 $1,353 $1,344 $1,333 $1,356 $1,328

Fairmount Heights, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairmount Heights, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairmount Heights $1,166 $985
Seat Pleasant $1,833 $1,549
Peppermill Village $1,569 $1,325
Cheverly $1,293 $1,092
Capitol Heights $1,124 $949
Landover $1,428 $1,206
Coral Hills $1,683 $1,422
Walker Mill $1,535 $1,296

Fairmount Heights, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairmount Heights, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,381
20 Years $1,735
30 Years $1,336
40 Years $1,285
50 Years $1,190
60 Years $1,207
70 Years $1,405

Fairmount Heights, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairmount Heights, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,349 $351
3 Vehicles $3,524 $527
4 Vehicles $4,698 $702

Savings on 2 Vehicles bundle:$351

Savings on 3 Vehicles bundle:$527

Savings on 4 Vehicles bundle:$702


Fairmount Heights, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairmount Heights, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Fairmount Heights $1,350 $2,152
Seat Pleasant $1,328 $2,117
Peppermill Village $1,353 $2,157
Cheverly $1,396 $2,226
Capitol Heights $1,344 $2,143
Landover $1,333 $2,125
Coral Hills $1,338 $2,133
Walker Mill $1,356 $2,162

Fairmount Heights, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,158
Excellent (740-799) $1,322
Good (670-739) $1,407
Average (580-669) $1,835
Poor (300-579) $2,202

Fairmount Heights, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Justin Arnold State Farm 3024 Mitchellville Rd, Bowie, 20716-1387 301-249-1100
Carl Rutan Insurance Agency Erie 9912 Colesville Road, Silver Spring, 20901 None
Jamie Schad State Farm 18200 Georgia Ave Ste P, Olney, 20832-3429 301-774-9555
Joe Mitchell Jr State Farm 7701 Greenbelt Rd Ste 107, Greenbelt, 20770-6518 301-474-1911
Esther Ahiagbede Smith State Farm 9801 Greenbelt Rd Ste 211, Seabrook, 20706-6227 301-794-8600
Phil Ates State Farm 7307 Baltimore Boulevard, College Park, 20740-3231 301-779-0727
Watkins Financial Advocates, Llc None 2544 Ross Road 2544 Ross Road , Silver Spring, 20910 None
Jesse Williams State Farm 7610 Pennsylvania Avenue, Forestville, 20747-4701 301-736-1611
Precision Insurance Agency Llc Travelers 7906 GEORGIA AVE STE 109, SILVER SPRINGS, 20910 301-587-5365
Vance Morrow Farmers 600 Red Brook Blvd Ste 200, Owings Mills, 21117 (410) 559-5724
Cindi Scafide State Farm 1300 Spring Street, Silver Spring, 20910-3653 301-588-1497

Fairmount Heights, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,409
Driver's Failure In Showing Documents +$131 $1,481
Driving With An Expired Registration +$139 $1,489
Driving At A Considerably Slow Pace +$293 $1,643
Using A Cellphone While Driving +$309 $1,659
Running A Red Light +$315 $1,665
Speeding +$331 $1,681
Driving A Vehicle Without The Required Permission +$420 $1,770
Driving With An Expired/Suspended License +$910 $2,260

Fairmount Heights, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,296
Active Disabling Device $1,296
Tracking Device $1,269
Passive Disabling Device $1,256