Fairview Auto Insurance Rates, Quotes, Agents & Reviews in TX

Fairview, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fairview, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fairview, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fairview, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fairview, TX with that of other cities in and around Fairview.

Fairview Lucas Plano New Hope Lowry Crossing Allen
Average Insurance Rates $2,205 $2,449 $1,302 $1,976 $2,007 $1,292

Fairview, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fairview, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fairview $1,453 $1,228
Lucas $2,522 $2,131
Collin County $2,341 $1,978
Allen $1,536 $1,297
Lowry Crossing $1,593 $1,346
Parker $1,933 $1,633
New Hope $1,252 $1,058
Plano $1,016 $858

Fairview, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fairview, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,155
20 Years $2,833
30 Years $2,182
40 Years $2,100
50 Years $1,944
60 Years $1,971
70 Years $2,295

Fairview, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fairview, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,793 $617
3 Vehicles $5,689 $926
4 Vehicles $7,585 $1,235

Savings on 2 Vehicles bundle:$617

Savings on 3 Vehicles bundle:$926

Savings on 4 Vehicles bundle:$1,235

Fairview, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fairview, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Fairview $2,205 $3,433
Lucas $2,449 $3,813
Collin County $2,090 $3,254
Allen $1,292 $2,011
Lowry Crossing $2,007 $3,124
Parker $2,383 $3,710
New Hope $1,976 $3,076
Plano $1,302 $2,027

Fairview, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,892
Excellent (740-799) $2,160
Good (670-739) $2,298
Average (580-669) $2,998
Poor (300-579) $3,597

Fairview, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alpha Omega Insurance Agency Travelers 3131 CUSTER STE 275, PLANO, 75075 866-386-0739
John Kraft State Farm 10185 Custer Rd Ste 100, Plano, 75025-7509 972-517-8859
Ruth Bookhammer State Farm 1106 14th St, Plano, 75074-6202 469-814-0551
Ramona Suggs-Winrow State Farm 100 N Central Expwy Ste 320, Richardson, 75080-5310 972-680-3008
Robert E. Boone Allstate 1506 N Greenville Ave Ste 210, Allen, 75002 (972) 678-2080
Michael D Durand Allstate 600 E Main St Ste F, Allen, 75002 (972) 747-7643
Mckinney Insurance Group Llc None 3651 Eldorado Parkway , McKinney, 75070 None
Dagley Insurance And Financial Services Inc Nationwide 8000 Coit Rd STE 500, Plano, 75025 (972) 731-9595
Jon Lashbrook Clu, Lutcf, Chfc State Farm 111 S Murphy Road, Murphy, 75094-3401 972-633-9919
Jeff Hornberger State Farm 5900 S Lake Forest Dr Ste 300, McKinney, 75070-2238 972-774-0572
Wylie Insurance Agency Liberty Mutual Independent 201 Calloway, Wylie, 75098 None

Fairview, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$97 $2,302
Driver's Failure In Showing Documents +$214 $2,419
Driving With An Expired Registration +$227 $2,432
Driving At A Considerably Slow Pace +$478 $2,683
Using A Cellphone While Driving +$505 $2,710
Running A Red Light +$514 $2,719
Speeding +$540 $2,745
Driving A Vehicle Without The Required Permission +$686 $2,891
Driving With An Expired/Suspended License +$1,486 $3,691

Fairview, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,117
Active Disabling Device $2,117
Tracking Device $2,073
Passive Disabling Device $2,051