Fargo, ND Auto Insurance Rates

Fargo, ND residents can save $410 by comparing multiple quotes & reading reviews & research on Fargo car insurance rates, quotes, agents & coverage.

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$698 $1022 $1384

Latest Auto Insurance Reviews in Fargo, North Dakota

State Farm
I would definitely recommend them to others as they have all levels of coverage available to meet everyone's needs.
Farmer's Insurance
Our premium and deductible are standard for the kinds of coverage that we have,and the area in which we live. I'm sure we could get cheaper insurance, but it wouldn't provide as much coverage.
Farmer's Insurance
we have not had to use our insurance, but we bundle our home and car insurance with Liberty Mutual for a better rate. So, I will give them a 3.5
American Family Insurance
I was able to obtain a $500 deductible at a reasonable cost. Lots of other companies had a $1000 deductible for the price I paid for the lower deductible.
American Family Insurance
I was able to obtain a $500 deductible at a reasonable cost. Lots of other companies had a $1000 deductible for the price I paid for the lower deductible.
5 I am so satisfied with my service and I am treated right by this company, have been for years.
5 I am so satisfied with my service and I am treated right by this company, have been for years.
Progressive is probably best known for its car insurance, although it also offers insurance for just about anything with a motor. The country,??s third-largest auto insurance provider also offers home, renters and life insurance through third parties. Progressive ranked 23rd out of 23 insurers in NerdWallet,??s ranking of the best car insurance companies, earning 3.5 stars out of 5 for overall performance.
AAA offers other services such as travel and identity theft protection. The auto insurance alone is a great value and I get excellent customer service when I contact them. They email great offers which I know I will take advantage of towards purchases and restaurants. I am happy with my coverage as well.
Its a damned insurance company. Does anybody like insurance companies? They shake me down. Like gangsters.
Amica Mutual Insurance
I like all the things, good value, great website, very responsive company. Much happier than with other companies I've used.
I love how easy to use and accessible they are. They provide everything I need and have great customer service. Their premiums are slightly cheaper than their competitors, for now at least.
State Farm
overall I love everything about this company. They truly care about there customers. They want to save me the most money and give you the most for what I pay.
State Farm
very fair from the time I called in a serious problem up to the payoff for the destroyed car
Write Your Review | Fargo, North Dakota Auto Insurance Analysis
Allstate Auto Insurance, Fargo, ND
$103/1 month
Car Insurance Policy Holder
  • Married 78 Years old Female licensed 2 years ago with Own Hyundai Sonata GLS used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Retired.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Fargo Car Insurance Rate Comparisons

Fargo, ND's average car insurance of $1022 differs from Briarwood, ND (+$728), Dilworth, MN (+$708), Raymond, ND (+$768) and North Dakota (+$312)

Fargo Briarwood, ND Dilworth, MN Raymond, ND North Dakota
Median Insurance Rates $1022 +$728 +$708 +$768 +$312

Fargo Car Insurance Savings By Neighborhood & Street Area

Fargo Driver Street Residence & Car Locations Car Details in Fargo Fargo Driver Demographics Fargo Auto Insurance Estimates Recent Fargo Insurance Savings
South West Fargo
21st Ave S2003 Cadillac Seville STS45 year married woman$1247$802
26th Ave SW2006 Buick Rendezvous CX16 year teenager$2014$648
Columbia Cir2005 Chrysler Pacifica Touring18 year female teenager$1799$639
Wild Rice
el Cano Dr S2006 Ford Fusion V6 SEL39 year man$1379$686
E Rosecreek Pkwy2012 Hyundai Sonata GLS69 year male senior$1207$826
52 Ave S2009 Acura TSX Base18 year male teenager$2310$517
Other Area
28th Ave S2010 Mazda Mazda3 s Sport52 year woman$924$965
W Country Club Dr2013 Honda Civic LX70 year female senior$1419$499
Reiles Acres
Rainier Rue St2011 Nissan Rogue SV66 year senior$1522$565
Kelly St N2010 Toyota Prius I43 year married man$1237$544

Fargo Post DUI Car Insurance Rates

Fargo Kragnes, MN Barnes Reed North Dakota
Median Post DUI Insurance Rate $1900 +$1094 +$1355 +$1522 +$581
Male Teenager Post DUI Insurance Rate $3952 +$2275 +$2818 +$3166 +$1207
Female Teenager Post DUI Insurance Rate $3191 +$1838 +$2277 +$2558 +$977

The Post DUI insurance in Fargo, ND's is $1900 compared to Kragnes, MN (+$1094), Barnes (+$1355), Reed (+$1522) and North Dakota (+$581)

In Fargo, a male teenager with Post DUI pays $761 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Chrysler Pacifica Touring in Fargo, ND would pay $4142 on auto insurance while a female teenager POST DUI would pay $3346.

Fargo Car Insurance by Segment

Fargo Teenagers Car Insurance Rates Comparison

7794 Fargo Teenagers (7% of total population), 49% Male & 51% Female.

Fargo Dilworth, MN Prairie Rose Mapleton North Dakota
All Teenagers $1890 +$1310 +$1532 +$552 +$577
Male Teenager $2125 +$1473 +$1723 +$620 +$649
Female Teenager $1716 +$1190 +$1392 +$501 +$525

Fargo teenagers pay $1890 in insurance in contrast with Dilworth, MN (+$1310), Prairie Rose (+$1532), Mapleton (+$552) and North Dakota (+$577). The difference between Male & Female teenagers in Fargo is $409


  • 2009 Lexus GS 350 Base Male Teenager Insurance Rate $2928
  • 2012 Dodge Journey Crew Female Teenager Insurance Rate $1905

Fargo Men & Women Car Insurance

106005 Fargo Adults (100% of total population), 50% Men & 50% Women.

Fargo Mapleton Dilworth, MN Kragnes, MN North Dakota
All Women $930 +$271 +$644 +$535 +$283
Married Women $878 +$257 +$609 +$506 +$269
All Men $1379 +$403 +$956 +$794 +$421
Married Men $1257 +$366 +$870 +$723 +$383

The typical insurance rate of $1379 that Fargo Men pay varies from Mapleton (+$403), Dilworth, MN (+$956), Kragnes, MN (+$794) and North Dakota (+$421). In Fargo, married men pay $379 more than married women.


  • 2014 Jeep Wrangler Sport Married Men Insurance Rate $1169
  • 2013 Volkswagen Beetle Married Women Insurance Rate $1302

Fargo Senior Car Insurance

15734 Fargo Seniors (14% of total population), 44% Senior Men & 56% Senior Women.

Fargo Reile's Acres Raymond Oakport, MN North Dakota
All Seniors $1471 +$1049 +$1106 +$530 +$449
Senior Men $1144 +$816 +$860 +$412 +$350
Senior Women $1543 +$1099 +$1159 +$555 +$471

Fargo seniors pay $1471 in insurance compared to Reile's Acres (+$1049), Raymond (+$1106), Oakport, MN (+$530) and North Dakota (+$449). In Fargo, senior men pay $399 less than senior women.

Fargo Car Insurance Discounts for Multiple Vehicles

Fargo Population with 1 Vehicle 17387 (37% of Fargo population), 2 Vehicles 18731 (40% of the Fargo population) and 3 vehicles 5303 (11% of the population)

Fargo Moorhead, MN North River Kurtz, MN North Dakota
2 Vehicles $1942 -$64 +$1402 +$623 +$593
3 Vehicles $2964 -$98 +$2140 +$951 +$905
4 Vehicles $3986 -$132 +$2878 +$1279 +$1217

Car Insurance Agents in Fargo, ND

Rank Agent Name Agent Contact
1 AAA Insurance 4950 13th Ave S Ste 15, Fargo, ND 58103
2 Al & Curt Hektner Insurance 3301 13th Ave S Ste 104, Fargo, ND 58103
3 Atlas Insurance Brokers - Lowrance Insurance 417 Main Ave, Fargo, ND 58103
4 Bremer Bank Insurance 1444 45th St S, Fargo, ND 58103
5 Bruce Karevold 1330 Page Dr S Ste 103, Fargo, ND 58103
6 Bryan McClean 1535 42nd St SW Ste 400, Fargo, ND 58103
7 BW Insurance Agency 520 Main Ave, Fargo, ND 58103
8 Carlson & Associates 3212 14th Ave S Ste 3, Fargo, ND 58103
9 Choice Financial Insurance 4501 23rd Ave S, Fargo, ND 58104
10 Concorde General Agency 720 28th St SW, Fargo, ND 58103

Fargo Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Audi, Q7 TDI Prestige $1500 $1110 $1610 $1030 $2530 $-920
Infiniti, G37 X $700 $1030 $1530 $960 $1660 $-130
Scion, xD $500 $1050 $1550 $990 $1490 $60
Honda, Accord LX $400 $1030 $1430 $980 $1380 $50
Toyota, Sequoia Platinum $200 $1170 $1370 $1090 $1290 $80