Farmers Branch, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Farmers Branch, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Farmers Branch, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Farmers Branch, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Farmers Branch, TX with that of other cities in and around Farmers Branch.

	Farmers Branch	Hebron	Coppell	University Park	Highland Park	Irving
Average Insurance Rates	$1,956	$2,243	$1,409	$2,236	$2,205	$1,436

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Farmers Branch, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Farmers Branch, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Farmers Branch	$945	$798
Addison	$1,900	$1,605
Carrollton	$1,117	$943
Coppell	$1,841	$1,555
Irving	$1,030	$870
University Park	$2,367	$1,999
Highland Park	$2,354	$1,988
Hebron	$1,164	$983

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Farmers Branch, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Farmers Branch, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,347
20 Years	$2,513
30 Years	$1,936
40 Years	$1,862
50 Years	$1,725
60 Years	$1,749
70 Years	$2,036

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Farmers Branch, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Farmers Branch, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,364	$548
3 Vehicles	$5,046	$822
4 Vehicles	$6,729	$1,095

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Farmers Branch, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Farmers Branch, TX.

Location	Average Insurance Cost	Post DUI Insurance Rate
Farmers Branch	$1,956	$3,045
Addison	$2,157	$3,358
Carrollton	$1,477	$2,299
Coppell	$1,409	$2,193
Irving	$1,436	$2,236
University Park	$2,236	$3,481
Highland Park	$2,205	$3,433
Hebron	$2,243	$3,492

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Farmers Branch, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,678
Excellent (740-799)	$1,916
Good (670-739)	$2,038
Average (580-669)	$2,659
Poor (300-579)	$3,190

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Farmers Branch, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Associations Insurance Agency Inc	None	5401 N Central Expwy 5401 N Central Expwy, Dallas, 75205	None
Michael Durand	Allstate	1105 Hampshire Ln, Richardson, 75080	(972) 669-0112
Mhbt Inc	Liberty Mutual Independent	8144 WALNUT HILL LN FLOOR 16, DALLAS, 75231	(972) 770-1600
David Johnson Insurance Agency Inc	Travelers	11884 GREENVILLE AVE STE A105, DALLAS, 75243	972-480-0077
Terri Holmes	State Farm	2810 E Trinty Mls Rd Ste 105, Carrollton, 75006-2351	972-416-3272
Todd Spence	Farmers	860 Hebron Pkwy Ste 101, Lewisville, 75057	(972) 492-8667
Phil Maxey	State Farm	17304 Preston Rd Ste 125, Dallas, 75252-5621	972-233-2222
Patrick N Raines	Nationwide	3654 N Belt Line Rd, Irving, 75062	(972) 255-6886
Tim D. Messonnier	Liberty Mutual	6565 N. Macarthur Blvd. Suite 100, Irving, 75039	1-972-556-2339

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Farmers Branch, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$86	$2,042
Driver's Failure In Showing Documents	+$190	$2,146
Driving With An Expired Registration	+$201	$2,157
Driving At A Considerably Slow Pace	+$424	$2,380
Using A Cellphone While Driving	+$448	$2,404
Running A Red Light	+$456	$2,412
Speeding	+$479	$2,435
Driving A Vehicle Without The Required Permission	+$608	$2,564
Driving With An Expired/Suspended License	+$1,318	$3,274

Farmers Branch, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,878
Active Disabling Device	$1,878
Tracking Device	$1,839
Passive Disabling Device	$1,819

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Latest Auto Insurance Reviews in Farmers Branch, TX | Back to Top