Farmers Loop Auto Insurance Rates, Quotes, Agents & Reviews in AK

Farmers Loop, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Farmers Loop, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Farmers Loop, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Farmers Loop, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Farmers Loop, AK with that of other cities in and around Farmers Loop.

Farmers Loop Ester Fox Steele Creek South Van Horn Goldstream
Average Insurance Rates $1,298 $1,173 $1,890 $1,511 $1,066 $1,497

Farmers Loop, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Farmers Loop, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Farmers Loop $1,418 $1,198
College $1,506 $1,272
Fairbanks $1,602 $1,353
Fox $1,947 $1,644
South Van Horn $1,391 $1,175
Steele Creek $2,109 $1,782
Goldstream $1,861 $1,572
Ester $2,178 $1,840

Farmers Loop, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Farmers Loop, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,212
20 Years $1,668
30 Years $1,285
40 Years $1,236
50 Years $1,145
60 Years $1,160
70 Years $1,351

Farmers Loop, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Farmers Loop, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,259 $337
3 Vehicles $3,388 $506
4 Vehicles $4,517 $675

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$506

Savings on 4 Vehicles bundle:$675


Farmers Loop, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Farmers Loop, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Farmers Loop $1,298 $2,026
College $1,499 $2,340
Fairbanks $1,147 $1,790
Fox $1,890 $2,950
South Van Horn $1,066 $1,664
Steele Creek $1,511 $2,359
Goldstream $1,497 $2,337
Ester $1,173 $1,831

Farmers Loop, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,114
Excellent (740-799) $1,271
Good (670-739) $1,353
Average (580-669) $1,765
Poor (300-579) $2,117

Farmers Loop, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Shannon Fortune State Farm 324 Old Steese Hwy, Fairbanks, 99701-3126 907-452-1385
Jim Kelly State Farm 1401 Turner St, Fairbanks, 99701-6161 907-457-3276
Matthew Raymond State Farm 3875 Geist Rd Ste C, Fairbanks, 99709-3564 907-452-6015
Terri L. Wolters Allstate 2142 Airport Way, Fairbanks, 99701 (907) 456-1264
Max Roberts Allstate 3677 College Rd Ste 7, Fairbanks, 99709 (907) 457-1600
Loa Carroll-Hubbard Allstate 617 Gaffney Rd, Fairbanks, 99701 (907) 474-8002
Chris Marok Allstate 59 College Rd Ste 205, Fairbanks, 99701 (907) 452-5664
Dick Randolph State Farm 610 12th Avenue, Fairbanks, 99701-4643 907-456-7787
Kenneth A Murray Ins Inc Liberty Mutual Independent 300 BARNETTE ST, FAIRBANKS, 99701 (907) 456-6646
Alaska Usa Insurance Brokers, Llc - Fairbanks None 1292 Sadler Way Ste 200 Fairbanks, Fort Wainright, 99701 None

Farmers Loop, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,355
Driver's Failure In Showing Documents +$126 $1,424
Driving With An Expired Registration +$134 $1,432
Driving At A Considerably Slow Pace +$282 $1,580
Using A Cellphone While Driving +$297 $1,595
Running A Red Light +$302 $1,600
Speeding +$318 $1,616
Driving A Vehicle Without The Required Permission +$404 $1,702
Driving With An Expired/Suspended License +$875 $2,173

Farmers Loop, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,246
Active Disabling Device $1,246
Tracking Device $1,220
Passive Disabling Device $1,207