Farmington, NM Auto Insurance Rates
Farmington, NM residents can save $420 by comparing multiple quotes & reading reviews & research on Farmington car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $739 | $1042 | $1592 |
Latest Auto Insurance Reviews in Farmington, New Mexico
State Farm
The few times I've interacted with customer service, they were professional, and handled my claim with a minimum of hassle. No problem at all.
The few times I've interacted with customer service, they were professional, and handled my claim with a minimum of hassle. No problem at all.
Progressive
Progressive also had the average premium and deductibles. Though, I rarely checked on it. Thus, I'd fairly say that they offered a good choice.
Progressive also had the average premium and deductibles. Though, I rarely checked on it. Thus, I'd fairly say that they offered a good choice.
State Farm
I switch to State Farm for car insurance because it was $60 cheaper a month than what I was paying Progressive.
I switch to State Farm for car insurance because it was $60 cheaper a month than what I was paying Progressive.
Liberty Mutual
I am frustrated at how my insurance rates went up despite the fact that I had always had a clean record. However, despite that I am happy with the rates we pay for the coverage we receive.
I am frustrated at how my insurance rates went up despite the fact that I had always had a clean record. However, despite that I am happy with the rates we pay for the coverage we receive.
The Hartford
Hartford Insurance, company policy offerings are just as good as higher premium insurance policies. Hartford has many policy offerings to choose from as any other policies and since I am a senior.
Hartford Insurance, company policy offerings are just as good as higher premium insurance policies. Hartford has many policy offerings to choose from as any other policies and since I am a senior.
Allstate
Yes very good. Good rates for service. Good when my family has gotten into accidents easy to deal with. Our premiums didn't go up too much with accidents.
Yes very good. Good rates for service. Good when my family has gotten into accidents easy to deal with. Our premiums didn't go up too much with accidents.
Progressive
I previously had another insurance company that cost me so much more and I received so much less coverage. I am glad to have switched to progressive especially because they value my dollar.
I previously had another insurance company that cost me so much more and I received so much less coverage. I am glad to have switched to progressive especially because they value my dollar.
Liberty Mutual
They have a lower premium overall, but the prices rise over time which I would prefer if they stayed constant for a longer period of time. They offer a similar deductible.
They have a lower premium overall, but the prices rise over time which I would prefer if they stayed constant for a longer period of time. They offer a similar deductible.
Travelers
I have not yet had to file a claim with the company but I have had to contact them several times for other issues and I am always able to get them on the phone quickly and the agents are always extremely helpful and friendly.
I have not yet had to file a claim with the company but I have had to contact them several times for other issues and I am always able to get them on the phone quickly and the agents are always extremely helpful and friendly.
State Farm
The interaction with them is very positive. They are easy to talk to and they can always help me with the things I need help with.
The interaction with them is very positive. They are easy to talk to and they can always help me with the things I need help with.
Progressive Insurance, Farmington, NM
$60/1 month
Car Insurance Policy Holder
- Married 32 Years old Male licensed 17 years ago with Own Ford Edge SEL used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- less than high school education & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Farmington, NM
$63/1 month
Car Insurance Policy Holder
- Divorced 57 Years old Male licensed 37 years ago with Own Hyundai Sonata Limited used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, Farmington, NM
$70/1 month
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Hyundai, Tucson GL, 2WD 4 Door Utility used for Business with estimated annual mileage of 20001.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Farmington, NM
$681/12 months
Car Insurance Policy Holder
- Single 20 Years old Female licensed 4 years ago with Own Toyota, Corolla S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- High School, pursuing Bachelors Degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Farmington, NM
$2248/12 months
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own Chevrolet, Corvette, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 25 K Property Damage
- 500 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, Farmington, NM
$1582/12 months
Car Insurance Policy Holder
- Divorced 36 Years old Female licensed 21 years ago with Financed BMW, 650i, 2 Door Coupe used for Business with estimated annual mileage of 9,001 - 12,000.
- Vocational & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Farmington, NM
$809/12 months
Car Insurance Policy Holder
- Single 21 Years old Female licensed 4 years ago with Own Toyota, Sequoia Platinum, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors, pursuing Graduate Degree & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Farmington, NM
$650/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 7 years ago with Own Jeep, Compass Limited, 4WD 4 Door Utility used for Business with estimated annual mileage of 20,001+.
- Bachelors & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Farmington Car Insurance Rate Comparisons
Farmington, NM's average car insurance of $1042 differs from Flora Vista, NM (-$12), San Juan County, NM (+$448), Upper Fruitland, NM (+$848) and New Mexico (+$389)
| Farmington | Flora Vista, NM | San Juan County, NM | Upper Fruitland, NM | New Mexico | |
| Median Insurance Rates | $1042 | -$12 | +$448 | +$848 | +$389 |
Farmington Car Insurance Savings By Neighborhood & Street Area
| Farmington Driver Street Residence & Car Locations | Car Details in Farmington | Farmington Driver Demographics | Farmington Auto Insurance Estimates | Recent Farmington Insurance Savings |
|---|---|---|---|---|
| Fruitland | ||||
| Rd 6880 | 2002 Cadillac Seville SLS | 19 year female teenager | $3274 | $523 |
| Rd 6887 | 2004 Buick Rendezvous CX | 50 year man | $1236 | $456 |
| Rd 6885 | 2008 Ford Fusion V6 SEL | 63 year male senior | $1065 | $755 |
| Co Rd 6700 | 2006 Chrysler 300 C | 28 year married woman | $706 | $580 |
| Other Area | ||||
| Caspian Ave | 2006 Audi A6 4.2 quattro | 49 year woman | $1042 | $801 |
| English Rd | 2001 Chevrolet Silverado K2500 Heavy Duty | 83 year female senior | $1263 | $476 |
| Rayos del Sol | 2012 Hyundai Sonata GLS | 16 year male teenager | $3041 | $620 |
| Cottonwood | ||||
| Coyote Dr | 2010 Mazda 3 S | 29 year married man | $973 | $616 |
| W Rd 1740 | 2010 Nissan Rogue SL | 67 year senior | $1074 | $669 |
| W Rd 1768 | 2013 Honda Civic LX | 18 year teenager | $2583 | $395 |
Farmington Post DUI Car Insurance Rates
| Farmington | Shiprock | Flora Vista | Nenahnezad-Burnham | New Mexico | |
| Median Post DUI Insurance Rate | $1938 | +$1651 | -$23 | +$1726 | +$723 |
| Male Teenager Post DUI Insurance Rate | $6337 | +$5401 | -$73 | +$5643 | +$2365 |
| Female Teenager Post DUI Insurance Rate | $4728 | +$4030 | -$54 | +$4211 | +$1765 |
The Post DUI insurance in Farmington, NM's is $1938 compared to Shiprock (+$1651), Flora Vista (-$23), Nenahnezad-Burnham (+$1726) and New Mexico (+$723)
In Farmington, a male teenager with Post DUI pays $1609 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Farmington, NM would pay $5686 on auto insurance while a female teenager POST DUI would pay $4242.
Farmington Car Insurance by Segment
Farmington Teenagers Car Insurance Rates Comparison
4277 Farmington Teenagers (7% of total population), 49% Male & 51% Female.
| Farmington | Waterflow | Aztec | Flora Vista | New Mexico | |
| All Teenagers | $3021 | +$1097 | +$41 | -$34 | +$1128 |
| Male Teenager | $3407 | +$1236 | +$46 | -$39 | +$1272 |
| Female Teenager | $2542 | +$922 | +$34 | -$29 | +$949 |
Farmington teenagers pay $3021 in insurance in contrast with Waterflow (+$1097), Aztec (+$41), Flora Vista (-$34) and New Mexico (+$1128). The difference between Male & Female teenagers in Farmington is $865
Example
- 2009 Acura TSX Base w/Tech Male Teenager Insurance Rate $3384
- 2010 Toyota Prius V Female Teenager Insurance Rate $2286
Farmington Men & Women Car Insurance
55150 Farmington Adults (100% of total population), 49% Men & 51% Women.
| Farmington | Ute Mountain, CO | Shiprock-Sanostee | West Hammond | New Mexico | |
| All Women | $937 | +$611 | +$827 | +$350 | +$350 |
| Married Women | $823 | +$535 | +$725 | +$306 | +$307 |
| All Men | $1510 | +$984 | +$1332 | +$563 | +$564 |
| Married Men | $1208 | +$787 | +$1065 | +$450 | +$451 |
The typical insurance rate of $1510 that Farmington Men pay varies from Ute Mountain, CO (+$984), Shiprock-Sanostee (+$1332), West Hammond (+$563) and New Mexico (+$564). In Farmington, married men pay $385 more than married women.
Example
- 2011 Lincoln MKZ Base Married Men Insurance Rate $1021
- 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1182
Farmington Senior Car Insurance
9064 Farmington Seniors (16% of total population), 45% Senior Men & 55% Senior Women.
| Farmington | Ojo Amarillo | La Plata | Ute Mountain, CO | New Mexico | |
| All Seniors | $1219 | +$1004 | -$73 | +$793 | +$455 |
| Senior Men | $1187 | +$979 | -$70 | +$773 | +$444 |
| Senior Women | $1281 | +$1056 | -$76 | +$834 | +$479 |
Farmington seniors pay $1219 in insurance compared to Ojo Amarillo (+$1004), La Plata (-$73), Ute Mountain, CO (+$793) and New Mexico (+$455). In Farmington, senior men pay $94 less than senior women.
Farmington Car Insurance Discounts for Multiple Vehicles
Farmington Population with 1 Vehicle 5953 (31% of Farmington population), 2 Vehicles 7318 (39% of the Farmington population) and 3 vehicles 3367 (18% of the population)
| Farmington | San Juan County | Spencerville | Lee Acres | New Mexico | |
| 2 Vehicles | $1980 | +$851 | +$1155 | +$1744 | +$739 |
| 3 Vehicles | $3022 | +$1299 | +$1763 | +$2662 | +$1128 |
| 4 Vehicles | $4064 | +$1747 | +$2371 | +$3580 | +$1517 |
Farmington Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, TSX Sport Wagon Tech | $1000 | $1000 | $1500 | $930 | $1930 | $-430 |
| Suzuki, Kizashi GTS | $1500 | $1070 | $1570 | $990 | $2490 | $-920 |
| Nissan, Murano S | $100 | $1090 | $1190 | $1030 | $1130 | $60 |
| Buick, Lacrosse Touring | $200 | $1030 | $1230 | $960 | $1160 | $70 |
| Ford, Focus Titanium | $700 | $1050 | $1550 | $970 | $1670 | $-120 |