Fayetteville Auto Insurance Rates, Quotes, Agents & Reviews in AR

Fayetteville, AR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fayetteville, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fayetteville, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fayetteville, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fayetteville, AR with that of other cities in and around Fayetteville.

Fayetteville Springdale Wyman Greenland Washington County Johnson
Average Insurance Rates $1,140 $1,130 $1,541 $1,594 $1,608 $1,611

Fayetteville, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fayetteville, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fayetteville $1,114 $941
Johnson $1,286 $1,087
Farmington $1,483 $1,253
Greenland $1,722 $1,455
Wyman $1,555 $1,314
Wheeler $1,559 $1,317
Washington County $1,477 $1,248
Springdale $1,520 $1,284

Fayetteville, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fayetteville, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,699
20 Years $1,465
30 Years $1,128
40 Years $1,086
50 Years $1,005
60 Years $1,019
70 Years $1,186

Fayetteville, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fayetteville, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,938 $342
3 Vehicles $2,907 $513
4 Vehicles $3,876 $684

Savings on 2 Vehicles bundle:$342

Savings on 3 Vehicles bundle:$513

Savings on 4 Vehicles bundle:$684


Fayetteville, AR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fayetteville, AR.

Location Average Insurance Cost Post DUI Insurance Rate
Fayetteville $1,140 $1,893
Johnson $1,611 $2,674
Farmington $1,618 $2,686
Greenland $1,594 $2,646
Wyman $1,541 $2,558
Wheeler $1,667 $2,767
Washington County $1,608 $2,669
Springdale $1,130 $1,876

Fayetteville, AR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $978
Excellent (740-799) $1,116
Good (670-739) $1,188
Average (580-669) $1,550
Poor (300-579) $1,859

Fayetteville, AR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tim Pruitt State Farm 700 N 40th St Ste C, Springdale, 72762-0633 479-751-6227
Cheryl Long Insurance Inc Nationwide 4040 N Frontage Rd, Fayetteville, 72703 (479) 571-0911
Bill Mccain Farmers 1402 Arapaho Ave Ste A, Springdale, 72764 (479) 751-7070
Joe Brown Insurance Agency Inc Travelers 1177 W SUNSET STE 4, SPRINGDALE, 72764 479-756-6799
Jeffrey Danley Farmers 2907 E Joyce Blvd Ste 1, Fayetteville, 72703 (479) 444-6933
Gregory Greg Collier Lutcf Farmers 704 W Emma Ave, Springdale, 72764 (479) 725-0453
Nicholas Mcconnell Farmers 2907 E Joyce Blvd Ste 1, Fayetteville, 72703 (479) 444-6933
Ed Jones & Associates None 3277 W. Sunset, Ste F, Springdale, 72762 None
Joe Brown Insurance Agency None 1177 West Sunset, Ste. 4 1177 West Sunset, Ste. 4, Springdale, 72766 None
Phillip Phil Carter Farmers 6417 S Hendrix Heights Dr, Fayetteville, 72704 (479) 521-2035

Fayetteville, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,190
Driver's Failure In Showing Documents +$111 $1,251
Driving With An Expired Registration +$117 $1,257
Driving At A Considerably Slow Pace +$247 $1,387
Using A Cellphone While Driving +$261 $1,401
Running A Red Light +$266 $1,406
Speeding +$279 $1,419
Driving A Vehicle Without The Required Permission +$355 $1,495
Driving With An Expired/Suspended License +$768 $1,908

Fayetteville, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,094
Active Disabling Device $1,094
Tracking Device $1,072
Passive Disabling Device $1,060

Latest Auto Insurance Reviews in Fayetteville, AR | Back to Top

State Farm
We would recommend State Farm to anyone, based on our experience with excellent service and competitive rates. We have experienced no problems over more than a decade with them.
Progressive
I have been with Progressive for car insurance for several years now and am very satisfied with their customer service. My rate has gone down as I have gotten older and added my husband to my policy.
State Farm
I would recommend State Farm for auto insurance. I think there are better companies, but their rates are average and their customer service is acceptable, so I view them as a "safe" option.
Progressive
My current car insurance company is not very open to negotiation. They are firm in their policies and do not waiver under any circumstances. I would appreciate a little more courtesy.
Progressive
My current car insurance company is not very open to negotiation. They are firm in their policies and do not waiver under any circumstances. I would appreciate a little more courtesy.
Liberty Mutual
My insurance provider is one of the largest (if not the largest) insurance company in the world and thus, in my opinion, has a very streamlined process and easier access. My provider also offers things like Good Student Discounts, a 10% good driving discount, and unparalleled servie. Other companies appear to offer Gap Insurance (instead of new car replacement), mechanical breakdown insurance, and more technology options, like the ability to integrate Amazon Alexa.
Progressive
It to me seems like a decent good honest company.I think that the company offers a good service at a competitive price.
Geico
I like the fact that they provide good coverage and its famous and well known and they get your needs taken care of in what I believe to be a quick and timely fashion.