Fayetteville, AR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fayetteville, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fayetteville, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fayetteville, AR Auto Insurance Rates
- Fayetteville, AR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fayetteville, AR
- Multi Vehicle Insurance Savings in Fayetteville, AR
- How Credit Score Affects Car Insurance Rates in Fayetteville, AR
- How DUI Affects Auto Insurance Premiums in Fayetteville, AR
- Top Auto Insurance Agents Near Fayetteville, AR
- How Driving Violations Affect Auto Insurance Rates in Fayetteville, AR
- Fayetteville, AR Auto Insurance Discounts on Anti Theft Feature
- Fayetteville, AR Auto Insurance Company Reviews
Fayetteville, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fayetteville, AR with that of other cities in and around Fayetteville.
| Fayetteville | Springdale | Wyman | Greenland | Washington County | Johnson | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,140 | $1,130 | $1,541 | $1,594 | $1,608 | $1,611 |
Fayetteville, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fayetteville, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fayetteville | $1,114 | $941 |
| Johnson | $1,286 | $1,087 |
| Farmington | $1,483 | $1,253 |
| Greenland | $1,722 | $1,455 |
| Wyman | $1,555 | $1,314 |
| Wheeler | $1,559 | $1,317 |
| Washington County | $1,477 | $1,248 |
| Springdale | $1,520 | $1,284 |
Fayetteville, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fayetteville, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,699 |
| 20 Years | $1,465 |
| 30 Years | $1,128 |
| 40 Years | $1,086 |
| 50 Years | $1,005 |
| 60 Years | $1,019 |
| 70 Years | $1,186 |
Fayetteville, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fayetteville, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,938 | $342 |
| 3 Vehicles | $2,907 | $513 |
| 4 Vehicles | $3,876 | $684 |
Savings on 2 Vehicles bundle:$342
Savings on 3 Vehicles bundle:$513
Savings on 4 Vehicles bundle:$684
Fayetteville, AR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fayetteville, AR.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fayetteville | $1,140 | $1,893 |
| Johnson | $1,611 | $2,674 |
| Farmington | $1,618 | $2,686 |
| Greenland | $1,594 | $2,646 |
| Wyman | $1,541 | $2,558 |
| Wheeler | $1,667 | $2,767 |
| Washington County | $1,608 | $2,669 |
| Springdale | $1,130 | $1,876 |
Fayetteville, AR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $978 |
| Excellent (740-799) | $1,116 |
| Good (670-739) | $1,188 |
| Average (580-669) | $1,550 |
| Poor (300-579) | $1,859 |
Fayetteville, AR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Tim Pruitt | State Farm | 700 N 40th St Ste C, Springdale, 72762-0633 | 479-751-6227 |
| Cheryl Long Insurance Inc | Nationwide | 4040 N Frontage Rd, Fayetteville, 72703 | (479) 571-0911 |
| Bill Mccain | Farmers | 1402 Arapaho Ave Ste A, Springdale, 72764 | (479) 751-7070 |
| Joe Brown Insurance Agency Inc | Travelers | 1177 W SUNSET STE 4, SPRINGDALE, 72764 | 479-756-6799 |
| Jeffrey Danley | Farmers | 2907 E Joyce Blvd Ste 1, Fayetteville, 72703 | (479) 444-6933 |
| Gregory Greg Collier Lutcf | Farmers | 704 W Emma Ave, Springdale, 72764 | (479) 725-0453 |
| Nicholas Mcconnell | Farmers | 2907 E Joyce Blvd Ste 1, Fayetteville, 72703 | (479) 444-6933 |
| Ed Jones & Associates | None | 3277 W. Sunset, Ste F, Springdale, 72762 | None |
| Joe Brown Insurance Agency | None | 1177 West Sunset, Ste. 4 1177 West Sunset, Ste. 4, Springdale, 72766 | None |
| Phillip Phil Carter | Farmers | 6417 S Hendrix Heights Dr, Fayetteville, 72704 | (479) 521-2035 |
Fayetteville, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$50 | $1,190 |
| Driver's Failure In Showing Documents | +$111 | $1,251 |
| Driving With An Expired Registration | +$117 | $1,257 |
| Driving At A Considerably Slow Pace | +$247 | $1,387 |
| Using A Cellphone While Driving | +$261 | $1,401 |
| Running A Red Light | +$266 | $1,406 |
| Speeding | +$279 | $1,419 |
| Driving A Vehicle Without The Required Permission | +$355 | $1,495 |
| Driving With An Expired/Suspended License | +$768 | $1,908 |
Fayetteville, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,094 |
| Active Disabling Device | $1,094 |
| Tracking Device | $1,072 |
| Passive Disabling Device | $1,060 |
Latest Auto Insurance Reviews in Fayetteville, AR | Back to Top
State FarmWe would recommend State Farm to anyone, based on our experience with excellent service and competitive rates. We have experienced no problems over more than a decade with them.
ProgressiveI have been with Progressive for car insurance for several years now and am very satisfied with their customer service. My rate has gone down as I have gotten older and added my husband to my policy.
State FarmI would recommend State Farm for auto insurance. I think there are better companies, but their rates are average and their customer service is acceptable, so I view them as a "safe" option.
ProgressiveMy current car insurance company is not very open to negotiation. They are firm in their policies and do not waiver under any circumstances. I would appreciate a little more courtesy.
ProgressiveMy current car insurance company is not very open to negotiation. They are firm in their policies and do not waiver under any circumstances. I would appreciate a little more courtesy.
Liberty MutualMy insurance provider is one of the largest (if not the largest) insurance company in the world and thus, in my opinion, has a very streamlined process and easier access. My provider also offers things like Good Student Discounts, a 10% good driving discount, and unparalleled servie. Other companies appear to offer Gap Insurance (instead of new car replacement), mechanical breakdown insurance, and more technology options, like the ability to integrate Amazon Alexa.
ProgressiveIt to me seems like a decent good honest company.I think that the company offers a good service at a competitive price.
GeicoI like the fact that they provide good coverage and its famous and well known and they get your needs taken care of in what I believe to be a quick and timely fashion.