Fayetteville, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fayetteville, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fayetteville, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fayetteville, NC Auto Insurance Rates
- Fayetteville, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fayetteville, NC
- Multi Vehicle Insurance Savings in Fayetteville, NC
- How Credit Score Affects Car Insurance Rates in Fayetteville, NC
- How DUI Affects Auto Insurance Premiums in Fayetteville, NC
- Top Auto Insurance Agents Near Fayetteville, NC
- How Driving Violations Affect Auto Insurance Rates in Fayetteville, NC
- Fayetteville, NC Auto Insurance Discounts on Anti Theft Feature
- Fayetteville, NC Auto Insurance Company Reviews
Fayetteville, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fayetteville, NC with that of other cities in and around Fayetteville.
| Fayetteville | Pearces Mill | Spring Lake | Seventy-First | Manchester | Cross Creek | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $973 | $1,233 | $952 | $1,068 | $1,224 | $981 |
Fayetteville, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fayetteville, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fayetteville | $1,411 | $1,192 |
| Seventy-First | $1,348 | $1,139 |
| Cross Creek | $1,716 | $1,449 |
| Manchester | $1,623 | $1,371 |
| Spring Lake | $1,535 | $1,296 |
| Pearces Mill | $1,469 | $1,241 |
| Hope Mills | $1,510 | $1,275 |
| Rockfish | $1,833 | $1,549 |
Fayetteville, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fayetteville, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,157 |
| 20 Years | $1,250 |
| 30 Years | $963 |
| 40 Years | $926 |
| 50 Years | $858 |
| 60 Years | $870 |
| 70 Years | $1,013 |
Fayetteville, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fayetteville, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,712 | $234 |
| 3 Vehicles | $2,569 | $350 |
| 4 Vehicles | $3,425 | $467 |
Savings on 2 Vehicles bundle:$234
Savings on 3 Vehicles bundle:$350
Savings on 4 Vehicles bundle:$467
Fayetteville, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fayetteville, NC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fayetteville | $973 | $3,991 |
| Seventy-First | $1,068 | $4,380 |
| Cross Creek | $981 | $4,023 |
| Manchester | $1,224 | $5,020 |
| Spring Lake | $952 | $3,905 |
| Pearces Mill | $1,233 | $5,057 |
| Hope Mills | $975 | $3,999 |
| Rockfish | $979 | $4,015 |
Fayetteville, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $835 |
| Excellent (740-799) | $953 |
| Good (670-739) | $1,014 |
| Average (580-669) | $1,323 |
| Poor (300-579) | $1,587 |
Fayetteville, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Hutsell Realty & Insurance | None | 1116 Nc Hwy 24/87 , Cameron, 28326 | None |
| David Hall | State Farm | 4140 Ramsey St Ste 103, Fayetteville, 28311-7658 | 910-822-0700 |
| Van Wallace Insurance Agency Inc. | Erie | 875 Walnut Street Suite 342, Cary, 27511 | None |
| Brightway Insurance | Travelers | 2456 SW CARY PKWY, CARY, 27513 | 919-443-3300 |
| Thomas Wood Insurance Agency, Llc | None | 105 Dovershire Ct, Cary, 27513 | None |
| Jerry Gray | Allstate | 150 Cornerstone Dr Ste 202, Cary, 27519 | (919) 460-0606 |
| Collier Insurance & Associates Inc. | Erie | 6310 Ramsey St, Fayetteville, 28311 | None |
| Myron Jarman | State Farm | 2869 Jones Franklin Rd, Raleigh, 27606-4007 | 919-859-5261 |
| Bye Insurance Services, Inc. | None | 3761 Junction Blvd , Raleigh, 27603 | None |
| All About Insurance | Nationwide | 2626 S Saunders St, Raleigh, 27603 | (919) 832-2410 |
Fayetteville, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$43 | $1,016 |
| Driver's Failure In Showing Documents | +$94 | $1,067 |
| Driving With An Expired Registration | +$100 | $1,073 |
| Driving At A Considerably Slow Pace | +$211 | $1,184 |
| Using A Cellphone While Driving | +$223 | $1,196 |
| Running A Red Light | +$227 | $1,200 |
| Speeding | +$238 | $1,211 |
| Driving A Vehicle Without The Required Permission | +$303 | $1,276 |
| Driving With An Expired/Suspended License | +$656 | $1,629 |
Fayetteville, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $934 |
| Active Disabling Device | $934 |
| Tracking Device | $915 |
| Passive Disabling Device | $905 |
Latest Auto Insurance Reviews in Fayetteville, NC | Back to Top
State FarmI would recommend them to anyone who asks, I have done so. They are the lowest cost insurance avaliable to me, and I would assume that also applies to other people in similar circumstances.
Allstatethe premieum to be paid is different with different car and prices. the deductible is very less compared to other insurance one
MetlifeThe Premium is as expected and competitive. I would say that I have an older car that no longer has a Lien. I would have liked to see the insurance company flag this and suggest removing collision.
Allstatei recommend it for other customers who are lookimng for goood car insurance company
AllstateI have been very satisfied with my car insurance. I had one claim and had no issues, someone came to house and did the inspection. Fixed my car fine.
TravelersThe premium was comparable to the other insurance companies. With the bundle, it became an obvious decision. The others did not come close with a bundled offer.
TravelersThe premium was comparable to the other insurance companies. With the bundle, it became an obvious decision. The others did not come close with a bundled offer.
TravelersCustomer support is great from the support agents to the website. Everyone is nice and always completely helpful, especially when you are in an emergency and under a great deal of stress. They help calm you down when there is a problem by providing the information you need with a caring tone. The website is easy to use and provides information quickly and clearly.
Amica Mutual InsuranceMy premium is $65 per month for a 2013 vehicle. With the additional discounts inherited from military parents, I am comfortable with their pricing.
National GeneralI like how easy it is to get started. There are no credit judgments or qualifications to pass if you need insurance in a hurry.
State FarmAll transactions seem to have to be done over the phone. Only available during business hours with limited options on weekends.
State FarmI have a long-term relationship with my insurance provider, I feel well taken care of by them. I don't even look or research other companies because of this, and my satisfaction with them.
GeicoI dislike the cost of my insurance. I think I pay way too much. I also wish I could change my rental coverage. I have an SUV so if something happens that class of car is very expensive to rent and would pay more of a premium if I could have higher rental coverage.