Fayetteville Auto Insurance Rates, Quotes, Agents & Reviews in NC

Fayetteville, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fayetteville, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Fayetteville, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fayetteville, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fayetteville, NC with that of other cities in and around Fayetteville.

Fayetteville Pearces Mill Spring Lake Seventy-First Manchester Cross Creek
Average Insurance Rates $973 $1,233 $952 $1,068 $1,224 $981

Fayetteville, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fayetteville, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fayetteville $1,411 $1,192
Seventy-First $1,348 $1,139
Cross Creek $1,716 $1,449
Manchester $1,623 $1,371
Spring Lake $1,535 $1,296
Pearces Mill $1,469 $1,241
Hope Mills $1,510 $1,275
Rockfish $1,833 $1,549

Fayetteville, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fayetteville, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,157
20 Years $1,250
30 Years $963
40 Years $926
50 Years $858
60 Years $870
70 Years $1,013

Fayetteville, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fayetteville, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,712 $234
3 Vehicles $2,569 $350
4 Vehicles $3,425 $467

Savings on 2 Vehicles bundle:$234

Savings on 3 Vehicles bundle:$350

Savings on 4 Vehicles bundle:$467


Fayetteville, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fayetteville, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Fayetteville $973 $3,991
Seventy-First $1,068 $4,380
Cross Creek $981 $4,023
Manchester $1,224 $5,020
Spring Lake $952 $3,905
Pearces Mill $1,233 $5,057
Hope Mills $975 $3,999
Rockfish $979 $4,015

Fayetteville, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $835
Excellent (740-799) $953
Good (670-739) $1,014
Average (580-669) $1,323
Poor (300-579) $1,587

Fayetteville, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hutsell Realty & Insurance None 1116 Nc Hwy 24/87 , Cameron, 28326 None
David Hall State Farm 4140 Ramsey St Ste 103, Fayetteville, 28311-7658 910-822-0700
Van Wallace Insurance Agency Inc. Erie 875 Walnut Street Suite 342, Cary, 27511 None
Brightway Insurance Travelers 2456 SW CARY PKWY, CARY, 27513 919-443-3300
Thomas Wood Insurance Agency, Llc None 105 Dovershire Ct, Cary, 27513 None
Jerry Gray Allstate 150 Cornerstone Dr Ste 202, Cary, 27519 (919) 460-0606
Collier Insurance & Associates Inc. Erie 6310 Ramsey St, Fayetteville, 28311 None
Myron Jarman State Farm 2869 Jones Franklin Rd, Raleigh, 27606-4007 919-859-5261
Bye Insurance Services, Inc. None 3761 Junction Blvd , Raleigh, 27603 None
All About Insurance Nationwide 2626 S Saunders St, Raleigh, 27603 (919) 832-2410

Fayetteville, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,016
Driver's Failure In Showing Documents +$94 $1,067
Driving With An Expired Registration +$100 $1,073
Driving At A Considerably Slow Pace +$211 $1,184
Using A Cellphone While Driving +$223 $1,196
Running A Red Light +$227 $1,200
Speeding +$238 $1,211
Driving A Vehicle Without The Required Permission +$303 $1,276
Driving With An Expired/Suspended License +$656 $1,629

Fayetteville, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $934
Active Disabling Device $934
Tracking Device $915
Passive Disabling Device $905

Latest Auto Insurance Reviews in Fayetteville, NC | Back to Top

State Farm
I would recommend them to anyone who asks, I have done so. They are the lowest cost insurance avaliable to me, and I would assume that also applies to other people in similar circumstances.
Allstate
the premieum to be paid is different with different car and prices. the deductible is very less compared to other insurance one
Metlife
The Premium is as expected and competitive. I would say that I have an older car that no longer has a Lien. I would have liked to see the insurance company flag this and suggest removing collision.
Allstate
i recommend it for other customers who are lookimng for goood car insurance company
Allstate
I have been very satisfied with my car insurance. I had one claim and had no issues, someone came to house and did the inspection. Fixed my car fine.
Travelers
The premium was comparable to the other insurance companies. With the bundle, it became an obvious decision. The others did not come close with a bundled offer.
Travelers
The premium was comparable to the other insurance companies. With the bundle, it became an obvious decision. The others did not come close with a bundled offer.
Travelers
Customer support is great from the support agents to the website. Everyone is nice and always completely helpful, especially when you are in an emergency and under a great deal of stress. They help calm you down when there is a problem by providing the information you need with a caring tone. The website is easy to use and provides information quickly and clearly.
Amica Mutual Insurance
My premium is $65 per month for a 2013 vehicle. With the additional discounts inherited from military parents, I am comfortable with their pricing.
National General
I like how easy it is to get started. There are no credit judgments or qualifications to pass if you need insurance in a hurry.
State Farm
All transactions seem to have to be done over the phone. Only available during business hours with limited options on weekends.
State Farm
I have a long-term relationship with my insurance provider, I feel well taken care of by them. I don't even look or research other companies because of this, and my satisfaction with them.
Geico
I dislike the cost of my insurance. I think I pay way too much. I also wish I could change my rental coverage. I have an SUV so if something happens that class of car is very expensive to rent and would pay more of a premium if I could have higher rental coverage.