Fayston Auto Insurance Rates, Quotes, Agents & Reviews in VT

Fayston, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fayston, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Fayston, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fayston, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fayston, VT with that of other cities in and around Fayston.

Fayston Huntington Duxbury Waitsfield Moretown Warren
Average Insurance Rates $1,153 $1,115 $1,119 $1,164 $1,116 $1,151

Fayston, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fayston, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fayston $1,906 $1,610
Waitsfield $2,206 $1,864
Buels $1,060 $895
Duxbury $1,499 $1,266
Starksboro $1,764 $1,490
Warren $1,617 $1,366
Huntington $1,716 $1,449
Moretown $1,468 $1,240

Fayston, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fayston, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,741
20 Years $1,481
30 Years $1,141
40 Years $1,098
50 Years $1,017
60 Years $1,031
70 Years $1,200

Fayston, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fayston, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,960 $346
3 Vehicles $2,940 $519
4 Vehicles $3,920 $692

Savings on 2 Vehicles bundle:$346

Savings on 3 Vehicles bundle:$519

Savings on 4 Vehicles bundle:$692

Fayston, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fayston, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Fayston $1,153 $2,383
Waitsfield $1,164 $2,405
Buels $1,040 $2,149
Duxbury $1,119 $2,312
Starksboro $1,099 $2,271
Warren $1,151 $2,379
Huntington $1,115 $2,304
Moretown $1,116 $2,306

Fayston, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $989
Excellent (740-799) $1,129
Good (670-739) $1,201
Average (580-669) $1,567
Poor (300-579) $1,881

Fayston, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gaines Insurance Agency None 154 Monkton Rd , Vergennes, 5491 None
Mark D. Rosalbo Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Berrian Insurance Group None Po Box 647, Waitsfield, 5673 None
Eilers Financial Services None Po Box 626 , Waitsfield, 5673 None
Stowe Insurance Agency None Po Box 479 , Waterbury, 5676 None
Jamieson Insurance Agency None 13 E Main St , Richmond, 5477 None

Fayston, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,204
Driver's Failure In Showing Documents +$112 $1,265
Driving With An Expired Registration +$119 $1,272
Driving At A Considerably Slow Pace +$250 $1,403
Using A Cellphone While Driving +$264 $1,417
Running A Red Light +$269 $1,422
Speeding +$282 $1,435
Driving A Vehicle Without The Required Permission +$359 $1,512
Driving With An Expired/Suspended License +$777 $1,930

Fayston, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,107
Active Disabling Device $1,107
Tracking Device $1,084
Passive Disabling Device $1,072