Federalsburg Auto Insurance Rates, Quotes, Agents & Reviews in MD

Federalsburg, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Federalsburg, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Federalsburg, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Federalsburg, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Federalsburg, MD with that of other cities in and around Federalsburg.

Federalsburg Hurlock Choptank Preston Brookview Eldorado
Average Insurance Rates $1,306 $1,315 $1,355 $1,340 $1,335 $1,319

Federalsburg, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Federalsburg, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Federalsburg $1,499 $1,266
Hurlock $1,433 $1,210
Preston $1,179 $996
Eldorado $1,549 $1,308
Brookview $1,374 $1,161
Bridgeville $1,560 $1,318
Galestown $1,667 $1,408
Choptank $1,396 $1,179

Federalsburg, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Federalsburg, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,238
20 Years $1,678
30 Years $1,293
40 Years $1,244
50 Years $1,152
60 Years $1,168
70 Years $1,359

Federalsburg, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Federalsburg, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,299 $313
3 Vehicles $3,448 $470
4 Vehicles $4,597 $627

Savings on 2 Vehicles bundle:$313

Savings on 3 Vehicles bundle:$470

Savings on 4 Vehicles bundle:$627

Federalsburg, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Federalsburg, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Federalsburg $1,306 $2,082
Hurlock $1,315 $2,097
Preston $1,340 $2,136
Eldorado $1,319 $2,103
Brookview $1,335 $2,128
Bridgeville $1,849 $3,063
Galestown $1,318 $2,101
Choptank $1,355 $2,160

Federalsburg, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,121
Excellent (740-799) $1,279
Good (670-739) $1,361
Average (580-669) $1,775
Poor (300-579) $2,130

Federalsburg, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Whitten Insurance Agency Llc Nationwide 319 Bloomingdale Ave, Federalsburg, 21632-1727 (410) 754-9945
Brian Burnell Allstate 8706 Commerce Dr Ste 3, Easton, 21601 (410) 819-0011
William T Hunt Insurance Travelers 436 RACE ST, CAMBRIDGE, 21613 410-228-1656
Kurek Insurance Associates Inc Travelers 1997 ANNAPOLIS EXCHANGE PKWY STE 300, ANNAPOLIS, 21401 301-855-5027
Insurance Inc Travelers 112 MARKET ST, DENTON, 21629 410-479-5244
Old Bay Ins Agency Inc Travelers 133 DEFENSE HWY STE 214, ANNAPOLIS, 21401 410-777-5390
Mike Peters State Farm 1460 Ritchie Hwy Ste 211, Arnold, 21012-2741 410-757-0645
Martin Terry & Associates Ltd & Vertisol Yacht Insurers, Inc. None Po Box 1788, Annapolis, 21404 None

Federalsburg, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,363
Driver's Failure In Showing Documents +$127 $1,433
Driving With An Expired Registration +$135 $1,441
Driving At A Considerably Slow Pace +$283 $1,589
Using A Cellphone While Driving +$299 $1,605
Running A Red Light +$304 $1,610
Speeding +$320 $1,626
Driving A Vehicle Without The Required Permission +$406 $1,712
Driving With An Expired/Suspended License +$880 $2,186

Federalsburg, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,254
Active Disabling Device $1,254
Tracking Device $1,228
Passive Disabling Device $1,215