Ferrisburgh Auto Insurance Rates, Quotes, Agents & Reviews in VT

Ferrisburgh, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ferrisburgh, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ferrisburgh, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ferrisburgh, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ferrisburgh, VT with that of other cities in and around Ferrisburgh.

Ferrisburgh Monkton Charlotte Panton Westport Vergennes
Average Insurance Rates $1,119 $1,114 $1,237 $1,110 $1,671 $1,097

Ferrisburgh, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ferrisburgh, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ferrisburgh $1,340 $1,132
Vergennes $1,523 $1,287
Panton $1,261 $1,065
Waltham $1,640 $1,385
Charlotte $1,980 $1,672
Monkton $1,406 $1,188
Essex $1,588 $1,342
Westport $1,670 $1,410

Ferrisburgh, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ferrisburgh, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,631
20 Years $1,438
30 Years $1,107
40 Years $1,066
50 Years $987
60 Years $1,000
70 Years $1,165

Ferrisburgh, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ferrisburgh, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,902 $336
3 Vehicles $2,853 $504
4 Vehicles $3,805 $671

Savings on 2 Vehicles bundle:$336

Savings on 3 Vehicles bundle:$504

Savings on 4 Vehicles bundle:$671

Ferrisburgh, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ferrisburgh, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Ferrisburgh $1,119 $2,312
Vergennes $1,097 $2,267
Panton $1,110 $2,294
Waltham $1,105 $2,283
Charlotte $1,237 $2,556
Monkton $1,114 $2,302
Essex $1,687 $2,545
Westport $1,671 $2,521

Ferrisburgh, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $960
Excellent (740-799) $1,096
Good (670-739) $1,166
Average (580-669) $1,521
Poor (300-579) $1,825

Ferrisburgh, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jared Jabaut Agency Nationwide 3198 Shelburne Rd, Shelburne, 5482 (802) 985-2400
Gaines Insurance Agency None 154 Monkton Rd , Vergennes, 5491 None
Mark D. Rosalbo Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Footes Ins Agy Inc Allstate Green St PO Box 39, Vergennes, 5491 (802) 877-3351
Hickok & Boardman Hr Intelligence None 346 Shelburne Road, Burlington, 5401 None
Insuranceworks None 2562 Route 22A, Bridport, 5734 None
Dewitt Blake Insurance Agency Travelers 1967 ROUTE 74, CORNWALL, 5753 802-385-1189
Crowley Insurance Agency Liberty Mutual Independent 100 NORTH WILLARD ST, BURLINGTON, 5401 802-863-3416

Ferrisburgh, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,168
Driver's Failure In Showing Documents +$109 $1,228
Driving With An Expired Registration +$115 $1,234
Driving At A Considerably Slow Pace +$243 $1,362
Using A Cellphone While Driving +$256 $1,375
Running A Red Light +$261 $1,380
Speeding +$274 $1,393
Driving A Vehicle Without The Required Permission +$348 $1,467
Driving With An Expired/Suspended License +$754 $1,873

Ferrisburgh, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,074
Active Disabling Device $1,074
Tracking Device $1,052
Passive Disabling Device $1,041