Firestone Auto Insurance Rates, Quotes, Agents & Reviews in CO

Firestone, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Firestone, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Firestone, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Firestone, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Firestone, CO with that of other cities in and around Firestone.

Firestone Leyner Erie Frederick Fort Lupton Dacono
Average Insurance Rates $1,827 $1,764 $1,889 $1,822 $1,763 $1,767

Firestone, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Firestone, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Firestone $1,329 $1,122
Frederick $1,413 $1,194
Erie-Frederick $2,338 $1,975
Mead $1,841 $1,555
Dacono $1,318 $1,114
Erie $1,913 $1,616
Fort Lupton $1,689 $1,427
Leyner $1,817 $1,535

Firestone, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Firestone, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,928
20 Years $2,347
30 Years $1,808
40 Years $1,740
50 Years $1,611
60 Years $1,633
70 Years $1,901

Firestone, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Firestone, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,179 $475
3 Vehicles $4,768 $713
4 Vehicles $6,358 $950

Savings on 2 Vehicles bundle:$475

Savings on 3 Vehicles bundle:$713

Savings on 4 Vehicles bundle:$950

Firestone, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Firestone, CO.

Location Average Insurance Cost Post DUI Insurance Rate
Firestone $1,827 $2,761
Frederick $1,822 $2,754
Erie-Frederick $1,838 $2,778
Mead $1,852 $2,799
Dacono $1,767 $2,671
Erie $1,889 $2,855
Fort Lupton $1,763 $2,665
Leyner $1,764 $2,666

Firestone, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,568
Excellent (740-799) $1,789
Good (670-739) $1,904
Average (580-669) $2,484
Poor (300-579) $2,980

Firestone, CO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dino Dicarlo Allstate 695 Pierce St Ste 120, Erie, 80516 (303) 828-3386
Adam Bird State Farm 11178 Huron St Ste 4, Northglenn, 80234-3343 303-452-5795
Daniel Coons Farmers 1021 E South Boulder Rd Ste Q, Louisville, 80027 (303) 665-2752
Aai - Brad Garrett Travelers 2727 W 92ND AVE STE 104, FEDERAL HEIGHTS, 80260 303-955-0899
Pure Risk Solutions None 500 Briggs St Suite 200, Erie, 80516 None
Riskplan Inc. None 659 Fourth Ave, Longmont, 80501 None
Johnson-Archuleta Ins Associates Inc Travelers 422 KIMBARK STREET, LONGMONT, 80501 303-485-1100
Linda Martin Cpcu Lutcf Farmers 12021 Pennsylvania St Ste 101, Thornton, 80241 (303) 252-9373
Elite Insurance Group Inc Travelers 4485 WADSWORTH BLVD STE 111, WHEAT RIDGE, 80033 303-431-0379
Wes Parker State Farm 603 Kimbark Street, Longmont, 80501-4910 303-772-6467
Schor Insurance Agency Inc Travelers 9725 E HAMPDEN AVE SUITE 330, DENVER, 80231 303-306-6171

Firestone, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,907
Driver's Failure In Showing Documents +$177 $2,004
Driving With An Expired Registration +$188 $2,015
Driving At A Considerably Slow Pace +$396 $2,223
Using A Cellphone While Driving +$418 $2,245
Running A Red Light +$426 $2,253
Speeding +$448 $2,275
Driving A Vehicle Without The Required Permission +$568 $2,395
Driving With An Expired/Suspended License +$1,231 $3,058

Firestone, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,754
Active Disabling Device $1,754
Tracking Device $1,717
Passive Disabling Device $1,699