First Auto Insurance Rates, Quotes, Agents & Reviews in WV

First, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in First, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in First, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

First, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in First, WV with that of other cities in and around First.

First Weston Second Buckhannon Upshur County Century
Average Insurance Rates $1,448 $1,377 $1,425 $1,448 $1,425 $2,007

First, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around First, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
First $1,448 $1,223
Buckhannon $2,815 $2,378
Upshur County $1,481 $1,251
Hackers Creek-Skin Creek $2,181 $1,842
Second $1,206 $1,019
Century $2,067 $1,746
Third $1,474 $1,245
Weston $1,247 $1,054

First, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in First, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,699
20 Years $1,861
30 Years $1,433
40 Years $1,379
50 Years $1,277
60 Years $1,295
70 Years $1,507

First, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in First, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,520 $376
3 Vehicles $3,779 $565
4 Vehicles $5,039 $753

Savings on 2 Vehicles bundle:$376

Savings on 3 Vehicles bundle:$565

Savings on 4 Vehicles bundle:$753

First, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around First, WV.

Location Average Insurance Cost Post DUI Insurance Rate
First $1,448 $2,315
Buckhannon $1,448 $2,315
Upshur County $1,425 $2,279
Hackers Creek-Skin Creek $1,457 $2,330
Second $1,425 $2,279
Century $2,007 $3,209
Third $1,408 $2,252
Weston $1,377 $2,202

First, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,242
Excellent (740-799) $1,418
Good (670-739) $1,509
Average (580-669) $1,968
Poor (300-579) $2,362

First, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mountain Lakes Insurance Agency None 1 Seneca Drive , Buckhannon, 26201 None
Mark Scott Allstate 1B College Ave, Buckhannon, 26201 (304) 472-1717
Sharon Sabo State Farm 830 Route 20 South Rd., Buckhannon, 26201-3910 304-472-5390
Loudin Insurance Agency, Inc. None 207 S Kanawha St, Buckhannon, 26201 None
Jenny Garton State Farm 51 Circle Heights Rd, Weston, 26452-8338 304-269-1414
Roger Dean State Farm 632 Point Mountain Rd, Webster Spgs, 26288-1230 304-847-5929

First, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,512
Driver's Failure In Showing Documents +$140 $1,588
Driving With An Expired Registration +$149 $1,597
Driving At A Considerably Slow Pace +$314 $1,762
Using A Cellphone While Driving +$332 $1,780
Running A Red Light +$337 $1,785
Speeding +$355 $1,803
Driving A Vehicle Without The Required Permission +$450 $1,898
Driving With An Expired/Suspended License +$976 $2,424

First, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,390
Active Disabling Device $1,390
Tracking Device $1,361
Passive Disabling Device $1,347