Five Points Auto Insurance Rates, Quotes, Agents & Reviews in AL

Five Points, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Five Points, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Five Points, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Five Points, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Five Points, AL with that of other cities in and around Five Points.

Five Points Fredonia Roanoke Standing Rock Milltown Chambers County
Average Insurance Rates $1,433 $1,439 $1,399 $1,515 $1,436 $1,410

Five Points, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Five Points, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Five Points $1,387 $1,172
Fredonia $1,952 $1,649
Standing Rock $1,677 $1,416
Penton $1,291 $1,090
Rock Mills $1,382 $1,168
Chambers County $1,917 $1,619
Milltown $1,175 $993
Roanoke $1,541 $1,302

Five Points, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Five Points, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,650
20 Years $1,841
30 Years $1,418
40 Years $1,364
50 Years $1,264
60 Years $1,281
70 Years $1,491

Five Points, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Five Points, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,522 $344
3 Vehicles $3,783 $516
4 Vehicles $5,044 $688

Savings on 2 Vehicles bundle:$344

Savings on 3 Vehicles bundle:$516

Savings on 4 Vehicles bundle:$688


Five Points, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Five Points, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Five Points $1,433 $2,541
Fredonia $1,439 $2,551
Standing Rock $1,515 $2,686
Penton $1,439 $2,551
Rock Mills $1,374 $2,436
Chambers County $1,410 $2,500
Milltown $1,436 $2,546
Roanoke $1,399 $2,480

Five Points, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,229
Excellent (740-799) $1,403
Good (670-739) $1,493
Average (580-669) $1,948
Poor (300-579) $2,337

Five Points, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Laraine Anglin Farmers 3355 Highway 431 Ste 12, Roanoke, 36274 (334) 863-7522
Terri Slade State Farm 3210 20th Ave, Valley, 36854-2951 334-768-2333
Donnie Rabren Allstate 721 E Glenn Ave, Auburn, 36830 (334) 821-7570
Ken Seiffert Jr. State Farm 341 Main St, Roanoke, 36274-1435 334-863-2610
West Ins Agy Inc Allstate 203 Hamric Dr W, Oxford, 36203 (205) 831-0205
Mike Daniel Farmers 1707 Hillyer Pkwy S Ste H, Oxford, 36203 (256) 835-1210

Five Points, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,496
Driver's Failure In Showing Documents +$139 $1,572
Driving With An Expired Registration +$148 $1,581
Driving At A Considerably Slow Pace +$311 $1,744
Using A Cellphone While Driving +$328 $1,761
Running A Red Light +$334 $1,767
Speeding +$351 $1,784
Driving A Vehicle Without The Required Permission +$446 $1,879
Driving With An Expired/Suspended License +$966 $2,399

Five Points, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,376
Active Disabling Device $1,376
Tracking Device $1,347
Passive Disabling Device $1,333