Fletcher Auto Insurance Rates, Quotes, Agents & Reviews in VT

Fletcher, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fletcher, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fletcher, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fletcher, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fletcher, VT with that of other cities in and around Fletcher.

Fletcher Cambridge Fairfield Bakersfield Westford Waterville
Average Insurance Rates $1,106 $1,115 $1,104 $1,093 $1,131 $1,071

Fletcher, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fletcher, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fletcher $1,372 $1,159
Fairfax $1,379 $1,165
Jeffersonville $1,353 $1,143
Fairfield $2,107 $1,780
Waterville $1,478 $1,248
Cambridge $1,395 $1,178
Bakersfield $1,386 $1,171
Westford $2,089 $1,764

Fletcher, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fletcher, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,589
20 Years $1,421
30 Years $1,095
40 Years $1,053
50 Years $975
60 Years $989
70 Years $1,151

Fletcher, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fletcher, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,902 $310
3 Vehicles $2,853 $465
4 Vehicles $3,805 $619

Savings on 2 Vehicles bundle:$310

Savings on 3 Vehicles bundle:$465

Savings on 4 Vehicles bundle:$619

Fletcher, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fletcher, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Fletcher $1,106 $2,286
Fairfax $1,111 $2,296
Jeffersonville $1,092 $2,257
Fairfield $1,104 $2,281
Waterville $1,071 $2,213
Cambridge $1,115 $2,304
Bakersfield $1,093 $2,259
Westford $1,131 $2,337

Fletcher, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $949
Excellent (740-799) $1,083
Good (670-739) $1,152
Average (580-669) $1,504
Poor (300-579) $1,804

Fletcher, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kent Booraem State Farm 85 Prim Rd Ste 201, Colchester, 05446-1389 802-862-5880
David R Lagerstedt Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Chris Kasper State Farm 159 Pearl St Ste 3, Essex Jct, 05452-3038 802-872-8300
Sudha Parikh State Farm 875 Roosevelt Hwy Ste 122, Colchester, 05446-4460 802-654-7161
Horseworks Insurance Specialists None 97 Blakely Road 97 Blakely Road Colchester, Colchester, 5446 None
Mike Bessette State Farm 27 River Rd Ste 102, Essex Jct, 05452-3807 802-872-0006
Town And Country Agy Allstate 64 Church St, Jeffersonville, 5464 (802) 644-8876
Town And Country Insurance Agy Liberty Mutual Independent 64 CHURCH ST, JEFFERSONVILLE, 5464 802-644-8876

Fletcher, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,155
Driver's Failure In Showing Documents +$107 $1,213
Driving With An Expired Registration +$114 $1,220
Driving At A Considerably Slow Pace +$240 $1,346
Using A Cellphone While Driving +$253 $1,359
Running A Red Light +$258 $1,364
Speeding +$271 $1,377
Driving A Vehicle Without The Required Permission +$344 $1,450
Driving With An Expired/Suspended License +$745 $1,851

Fletcher, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,062
Active Disabling Device $1,062
Tracking Device $1,040
Passive Disabling Device $1,029