Floral City, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Floral City, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Floral City, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Floral City, FL Auto Insurance Rates
- Floral City, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Floral City, FL
- Multi Vehicle Insurance Savings in Floral City, FL
- How Credit Score Affects Car Insurance Rates in Floral City, FL
- How DUI Affects Auto Insurance Premiums in Floral City, FL
- Top Auto Insurance Agents Near Floral City, FL
- How Driving Violations Affect Auto Insurance Rates in Floral City, FL
- Floral City, FL Auto Insurance Discounts on Anti Theft Feature
Floral City, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Floral City, FL with that of other cities in and around Floral City.
| Floral City | Lake Lindsey | Inverness | Inverness Highlands South | Istachatta | North Brooksville | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,069 | $1,859 | $1,255 | $2,072 | $2,195 | $2,072 |
Floral City, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Floral City, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Floral City | $1,688 | $1,426 |
| Istachatta | $1,447 | $1,222 |
| Nobleton | $2,023 | $1,709 |
| Lake Lindsey | $1,915 | $1,617 |
| Inverness Highlands South | $1,367 | $1,154 |
| Inverness | $1,549 | $1,308 |
| North Brooksville | $1,964 | $1,659 |
| Brooksville | $1,502 | $1,268 |
Floral City, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Floral City, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,714 |
| 20 Years | $2,658 |
| 30 Years | $2,048 |
| 40 Years | $1,970 |
| 50 Years | $1,824 |
| 60 Years | $1,850 |
| 70 Years | $2,153 |
Floral City, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Floral City, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,559 | $579 |
| 3 Vehicles | $5,338 | $869 |
| 4 Vehicles | $7,117 | $1,159 |
Savings on 2 Vehicles bundle:$579
Savings on 3 Vehicles bundle:$869
Savings on 4 Vehicles bundle:$1,159
Floral City, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Floral City, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Floral City | $2,069 | $3,238 |
| Istachatta | $2,195 | $3,435 |
| Nobleton | $1,964 | $3,074 |
| Lake Lindsey | $1,859 | $2,909 |
| Inverness Highlands South | $2,072 | $3,243 |
| Inverness | $1,255 | $1,964 |
| North Brooksville | $2,072 | $3,243 |
| Brooksville | $1,679 | $2,628 |
Floral City, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,775 |
| Excellent (740-799) | $2,026 |
| Good (670-739) | $2,156 |
| Average (580-669) | $2,813 |
| Poor (300-579) | $3,375 |
Floral City, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jason Aldrich | Allstate | 10004 Cortez Blvd, Spring Hill, 34613 | (352) 596-8181 |
| David M Rom | State Farm | 507 W Main St, Inverness, 34450-4748 | 352-341-3276 |
| Mid State Ins Agy | Allstate | 7840 S Florida Ave, Floral City, 34436 | (352) 726-0255 |
| Gulf Coast Underwriters | Travelers | 11073 COUNTRYWAY BLVD, TAMPA, 33626 | 813-864-4428 |
| Joyce Coleman | State Farm | 8221 Parkedge Dr, Tampa, 33637-1101 | 813-975-1866 |
| John Lang | State Farm | 4023 W Waters Ave Ste 5, Tampa, 33614-1948 | 813-885-2748 |
| Poppell Insurance Inc | Liberty Mutual Independent | 503 W MARTIN LUTHER KING BLVD, PLANT CITY, 33563 | 813-752-4155 |
| Killingsworth Bksvll | Allstate | 19259 Cortez Blvd, Brooksville, 34601 | (352) 796-1451 |
| Nichols Insurance Group | None | 5324 Us Hwy 98 N , Lakeland, 33809 | None |
| Westpointe Insurance Agency, Inc. | None | 12169 W Linebaugh Ave , Tampa, 33626 | None |
Floral City, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$91 | $2,160 |
| Driver's Failure In Showing Documents | +$201 | $2,270 |
| Driving With An Expired Registration | +$213 | $2,282 |
| Driving At A Considerably Slow Pace | +$449 | $2,518 |
| Using A Cellphone While Driving | +$474 | $2,543 |
| Running A Red Light | +$482 | $2,551 |
| Speeding | +$507 | $2,576 |
| Driving A Vehicle Without The Required Permission | +$643 | $2,712 |
| Driving With An Expired/Suspended License | +$1,395 | $3,464 |
Floral City, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,986 |
| Active Disabling Device | $1,986 |
| Tracking Device | $1,945 |
| Passive Disabling Device | $1,924 |