Florence Auto Insurance Rates, Quotes, Agents & Reviews in SC

Florence, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Florence, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Florence, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Florence, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Florence, SC with that of other cities in and around Florence.

Florence Quinby Sellers Danwood Pamplico Timmonsville
Average Insurance Rates $1,083 $1,440 $1,617 $1,463 $1,405 $1,385

Florence, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Florence, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Florence $1,066 $900
Quinby $1,341 $1,133
Danwood $1,441 $1,217
Darlington $1,305 $1,102
Florence County $2,813 $2,376
Pamplico $2,130 $1,799
Timmonsville $1,676 $1,415
Sellers $1,666 $1,407

Florence, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Florence, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,514
20 Years $1,392
30 Years $1,072
40 Years $1,031
50 Years $955
60 Years $968
70 Years $1,127

Florence, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Florence, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,863 $303
3 Vehicles $2,794 $455
4 Vehicles $3,726 $606

Savings on 2 Vehicles bundle:$303

Savings on 3 Vehicles bundle:$455

Savings on 4 Vehicles bundle:$606

Florence, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Florence, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Florence $1,083 $1,636
Quinby $1,440 $2,176
Danwood $1,463 $2,211
Darlington $1,388 $2,097
Florence County $1,436 $2,170
Pamplico $1,405 $2,123
Timmonsville $1,385 $2,093
Sellers $1,617 $2,443

Florence, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $929
Excellent (740-799) $1,061
Good (670-739) $1,129
Average (580-669) $1,472
Poor (300-579) $1,766

Florence, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Billy Hoylen Insurance Agency Inc. Nationwide 305-A 2nd Loop Rd, Florence, 29505-2813 (843) 665-2196
Jim Stewart State Farm 2238 W Palmetto St, Florence, 29501-4047 843-665-2301
Langley Agency Travelers 2099 NORTH IRBY STREET, FLORENCE, 29501 843-667-6003
Dewey Powers State Farm 713 S Irby St, Florence, 29501-5213 843-662-8494
Aiken & Company Liberty Mutual Independent 221 WARLEY ST, FLORENCE, 29501 843-665-7555
Fred Jones Co Inc None 1320 W Evans St, Florence, 29502 None
Charles E Carroll Nationwide 1501 W Palmetto Street, Florence, 29501-4131 (843) 669-5859
Floyd Financial Services Llc Travelers 605 W EVANS STREET, FLORENCE, 29501 843-664-0260
Terry Benton Allstate 2422 Main St, Conway, 29526 (843) 248-5200

Florence, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,131
Driver's Failure In Showing Documents +$105 $1,188
Driving With An Expired Registration +$112 $1,195
Driving At A Considerably Slow Pace +$235 $1,318
Using A Cellphone While Driving +$248 $1,331
Running A Red Light +$252 $1,335
Speeding +$265 $1,348
Driving A Vehicle Without The Required Permission +$337 $1,420
Driving With An Expired/Suspended License +$730 $1,813

Florence, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,040
Active Disabling Device $1,040
Tracking Device $1,018
Passive Disabling Device $1,007

Latest Auto Insurance Reviews in Florence, SC | Back to Top

State Farm
The State Farm rates are competitive and we check rates of the competition every year. So far, we have not been enticed to move and we expect this to be the case going forward.
I would say they are fine to work with, and fairly easy to get coverage. It's just your basic insurance. I've never had issues getting assistance when needed. I would recommend, but I wouldn't be raving.
State Farm
State Farm's car insurance policy is decent. My agent actually shopped around for me, but I am not sure if he was completely honest because my rates are outrageous.
Liberty Mutual
I think they are competitive, they have a large number of beach front and high end homes and vehicles which almost cost them their business in previous years when the hurricanes came through.
Progressive has comparable rates to other providers. I appreciate that payments are easy to complete online and on the app, and I am reminded to do so with a good amount of time.
Very happy with the affordability of this insurer. My previous company was among the best for me several years ago, then they steadily increased their rates.
Our premium is fairly high, and we choose to be billed and pay monthly, which the company charges a small fee for monthly processing. I don't mind that, as it makes my budgeting easier.
Penn National
My experience with this insurer is very reliable and responsible when answering the nesecidades
Penn National
My experience with this insurer is very reliable and responsible when answering the nesecidades
The premium for two vehicles, one a pickup the other a station wagon, was significantly lower than other insurance companies, saved me about $50/mo compared to other insurance companies. The premium also goes lower the more I add onto my insurance.