Foots Creek Auto Insurance Rates, Quotes, Agents & Reviews in OR

Foots Creek, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Foots Creek, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Foots Creek, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Foots Creek, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Foots Creek, OR with that of other cities in and around Foots Creek.

Foots Creek New Hope Gold Hill Fruitdale Sams Valley Wimer
Average Insurance Rates $1,488 $1,478 $1,398 $1,544 $1,439 $1,441

Foots Creek, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Foots Creek, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Foots Creek $1,613 $1,362
Rogue River $1,130 $954
Gold Hill $1,470 $1,241
Fruitdale $1,590 $1,343
Jacksonville $2,113 $1,784
New Hope $2,387 $2,016
Wimer $1,139 $962
Sams Valley $1,175 $993

Foots Creek, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Foots Creek, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,828
20 Years $1,912
30 Years $1,473
40 Years $1,417
50 Years $1,312
60 Years $1,330
70 Years $1,549

Foots Creek, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Foots Creek, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,559 $417
3 Vehicles $3,839 $625
4 Vehicles $5,119 $833

Savings on 2 Vehicles bundle:$417

Savings on 3 Vehicles bundle:$625

Savings on 4 Vehicles bundle:$833


Foots Creek, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Foots Creek, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Foots Creek $1,488 $2,226
Rogue River $1,402 $2,097
Gold Hill $1,398 $2,091
Fruitdale $1,544 $2,310
Jacksonville $1,483 $2,218
New Hope $1,478 $2,211
Wimer $1,441 $2,156
Sams Valley $1,439 $2,153

Foots Creek, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,277
Excellent (740-799) $1,457
Good (670-739) $1,551
Average (580-669) $2,023
Poor (300-579) $2,427

Foots Creek, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,553
Driver's Failure In Showing Documents +$144 $1,632
Driving With An Expired Registration +$153 $1,641
Driving At A Considerably Slow Pace +$323 $1,811
Using A Cellphone While Driving +$341 $1,829
Running A Red Light +$347 $1,835
Speeding +$365 $1,853
Driving A Vehicle Without The Required Permission +$463 $1,951
Driving With An Expired/Suspended License +$1,003 $2,491

Foots Creek, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,428
Active Disabling Device $1,428
Tracking Device $1,399
Passive Disabling Device $1,384