Forest Glen Auto Insurance Rates, Quotes, Agents & Reviews in MD

Forest Glen, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Forest Glen, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Forest Glen, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Forest Glen, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Forest Glen, MD with that of other cities in and around Forest Glen.

Forest Glen North Chevy Chase Kensington South Kensington Kemp Mill Silver Spring
Average Insurance Rates $1,448 $1,644 $1,565 $1,585 $1,441 $1,472

Forest Glen, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Forest Glen, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Forest Glen $1,891 $1,597
South Kensington $1,156 $976
Kensington $2,696 $2,277
Silver Spring $1,622 $1,370
Four Corners $1,906 $1,610
Chevy Chase View $2,170 $1,833
North Chevy Chase $1,122 $947
Kemp Mill $1,541 $1,302

Forest Glen, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Forest Glen, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,699
20 Years $1,861
30 Years $1,433
40 Years $1,379
50 Years $1,277
60 Years $1,295
70 Years $1,507

Forest Glen, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Forest Glen, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,548 $348
3 Vehicles $3,823 $521
4 Vehicles $5,097 $695

Savings on 2 Vehicles bundle:$348

Savings on 3 Vehicles bundle:$521

Savings on 4 Vehicles bundle:$695


Forest Glen, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Forest Glen, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Forest Glen $1,448 $2,309
South Kensington $1,585 $2,527
Kensington $1,565 $2,495
Silver Spring $1,472 $2,347
Four Corners $1,458 $2,325
Chevy Chase View $1,683 $2,683
North Chevy Chase $1,644 $2,621
Kemp Mill $1,441 $2,297

Forest Glen, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,242
Excellent (740-799) $1,418
Good (670-739) $1,509
Average (580-669) $1,968
Poor (300-579) $2,362

Forest Glen, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,512
Driver's Failure In Showing Documents +$140 $1,588
Driving With An Expired Registration +$149 $1,597
Driving At A Considerably Slow Pace +$314 $1,762
Using A Cellphone While Driving +$332 $1,780
Running A Red Light +$337 $1,785
Speeding +$355 $1,803
Driving A Vehicle Without The Required Permission +$450 $1,898
Driving With An Expired/Suspended License +$976 $2,424

Forest Glen, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,390
Active Disabling Device $1,390
Tracking Device $1,361
Passive Disabling Device $1,347