Forest Heights Auto Insurance Rates, Quotes, Agents & Reviews in MD

Forest Heights, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Forest Heights, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Forest Heights, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Forest Heights, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Forest Heights, MD with that of other cities in and around Forest Heights.

Forest Heights Temple Hills Hillcrest Heights Friendly Glassmanor National Harbor
Average Insurance Rates $1,342 $1,361 $1,347 $1,383 $1,345 $1,385

Forest Heights, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Forest Heights, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Forest Heights $1,509 $1,275
Glassmanor $1,316 $1,112
National Harbor $1,737 $1,467
Hillcrest Heights $1,853 $1,565
Oxon Hill $3,015 $2,546
Temple Hills $1,073 $907
Marlow Heights $1,331 $1,124
Friendly $1,280 $1,081

Forest Heights, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Forest Heights, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,355
20 Years $1,724
30 Years $1,328
40 Years $1,278
50 Years $1,183
60 Years $1,200
70 Years $1,397

Forest Heights, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Forest Heights, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,281 $403
3 Vehicles $3,422 $604
4 Vehicles $4,563 $805

Savings on 2 Vehicles bundle:$403

Savings on 3 Vehicles bundle:$604

Savings on 4 Vehicles bundle:$805


Forest Heights, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Forest Heights, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Forest Heights $1,342 $2,140
Glassmanor $1,345 $2,144
National Harbor $1,385 $2,208
Hillcrest Heights $1,347 $2,148
Oxon Hill $1,354 $2,159
Temple Hills $1,361 $2,170
Marlow Heights $1,355 $2,160
Friendly $1,383 $2,205

Forest Heights, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,151
Excellent (740-799) $1,314
Good (670-739) $1,398
Average (580-669) $1,824
Poor (300-579) $2,189

Forest Heights, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Smith And Associates Inc Nationwide 6807 Old Alexandria Ferry Rd, Clinton, 20735-1744 (301) 868-7877
Pablo Yapur Allstate 6001 Landover Rd Ste 7, Cheverly, 20785 (301) 322-5500
Bogart & Brownell Ins Inc Travelers 8311 Wisconsin Avenue, Suite A5 , Bethesda, 20814 (301) 754-6217
Alpha Group Travelers 12105 HERITAGE PARK CIRCLE, SILVER SPRING, 20906 301-946-4900
David W Kushner Nationwide 3200 Otis Street, Mt Rainier, 20712 (301) 277-2535
David W Kushner Nationwide 3200 Otis Street, Mt Rainier, 20712 (301) 277-2535
Chandira Hickson Farmers 2333 Baltimore Blvd Ste B, Finksburg, 21048 (443) 201-8527
Bowling Agency Llc Nationwide 3206 Brinkley Rd, Temple Hills, 20748-6302 (301) 505-5272
All Insurance Resource Inc Travelers 8717 BELAIR RD, BALTIMORE, 21236 410-529-4800

Forest Heights, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,401
Driver's Failure In Showing Documents +$130 $1,472
Driving With An Expired Registration +$138 $1,480
Driving At A Considerably Slow Pace +$291 $1,633
Using A Cellphone While Driving +$307 $1,649
Running A Red Light +$313 $1,655
Speeding +$329 $1,671
Driving A Vehicle Without The Required Permission +$417 $1,759
Driving With An Expired/Suspended License +$905 $2,247

Forest Heights, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,288
Active Disabling Device $1,288
Tracking Device $1,261
Passive Disabling Device $1,248