Forest Home Auto Insurance Rates, Quotes, Agents & Reviews in AL

Forest Home, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Forest Home, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Forest Home, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Forest Home, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Forest Home, AL with that of other cities in and around Forest Home.

Forest Home Georgiana Chapman Mosses Butler County Greenville
Average Insurance Rates $1,410 $1,383 $1,406 $1,383 $1,412 $1,424

Forest Home, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Forest Home, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Forest Home $2,175 $1,837
Butler County $1,454 $1,228
Chapman $1,448 $1,223
Greenville $1,239 $1,047
Fort Deposit $1,881 $1,589
Georgiana $1,497 $1,264
Pine Apple $1,859 $1,570
Mosses $1,437 $1,214

Forest Home, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Forest Home, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,575
20 Years $1,812
30 Years $1,395
40 Years $1,343
50 Years $1,243
60 Years $1,261
70 Years $1,467

Forest Home, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Forest Home, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,397 $423
3 Vehicles $3,596 $635
4 Vehicles $4,794 $846

Savings on 2 Vehicles bundle:$423

Savings on 3 Vehicles bundle:$635

Savings on 4 Vehicles bundle:$846


Forest Home, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Forest Home, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Forest Home $1,410 $2,500
Butler County $1,412 $2,504
Chapman $1,406 $2,493
Greenville $1,424 $2,525
Fort Deposit $1,380 $2,447
Georgiana $1,383 $2,452
Pine Apple $1,361 $2,413
Mosses $1,383 $2,452

Forest Home, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,210
Excellent (740-799) $1,381
Good (670-739) $1,469
Average (580-669) $1,917
Poor (300-579) $2,300

Forest Home, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jayme Yarroch Allstate 8119 Vaughn Rd, Montgomery, 36116 (334) 269-8100
Cedric Bradford State Farm 420 S Lawrence St, Montgomery, 36104-4220 334-262-5100
Strock Insurance Agency Travelers 984 E MAIN ST, PRATTVILLE, 36066 334-365-6555
David Robertson Farmers 8220 Old Federal Rd, Montgomery, 36117 (334) 271-4800
Dockery & Associates Inc Nationwide 509 E Commerce St Ste 2, Greenville, 36037 (334) 382-3700
Ben Pugh Allstate 2100 Spruce St, Montgomery, 36106 (334) 263-3220
Harmon Dennis Bradshaw Inc Liberty Mutual Independent 7115 HALCYON SUMMIT DR, MONTGOMERY, 36117 334-273-7277
Jim Horne Insurance Agency Inc Travelers 3711 ATLANTA HIGHWAY, MONTGOMERY, 36109 334-244-0600
Daron Bolen Farmers 1760 Platt Pl, Montgomery, 36117 (334) 271-5545
Davenport Agency Nationwide 696 N Silver Hills Dr Ste 116, Prattville, 36066 (334) 358-1344

Forest Home, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,472
Driver's Failure In Showing Documents +$137 $1,547
Driving With An Expired Registration +$145 $1,555
Driving At A Considerably Slow Pace +$306 $1,716
Using A Cellphone While Driving +$323 $1,733
Running A Red Light +$329 $1,739
Speeding +$345 $1,755
Driving A Vehicle Without The Required Permission +$439 $1,849
Driving With An Expired/Suspended License +$950 $2,360

Forest Home, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,354
Active Disabling Device $1,354
Tracking Device $1,325
Passive Disabling Device $1,311