Fort Greely Auto Insurance Rates, Quotes, Agents & Reviews in AK

Fort Greely, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fort Greely, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fort Greely, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fort Greely, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fort Greely, AK with that of other cities in and around Fort Greely.

Fort Greely Delta Junction Deltana Big Delta Whitestone
Average Insurance Rates $1,985 $1,145 $1,507 $1,134 $2,048

Fort Greely, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fort Greely, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fort Greely $2,045 $1,727
Delta Junction $1,412 $1,193
Deltana $1,388 $1,173
Big Delta $1,329 $1,122
Whitestone $2,109 $1,782

Fort Greely, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fort Greely, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,441
20 Years $2,550
30 Years $1,964
40 Years $1,890
50 Years $1,750
60 Years $1,775
70 Years $2,066

Fort Greely, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fort Greely, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,375 $596
3 Vehicles $5,062 $893
4 Vehicles $6,749 $1,191

Savings on 2 Vehicles bundle:$596

Savings on 3 Vehicles bundle:$893

Savings on 4 Vehicles bundle:$1,191


Fort Greely, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Greely, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Fort Greely $1,985 $3,099
Delta Junction $1,145 $1,787
Deltana $1,507 $2,352
Big Delta $1,134 $1,770
Whitestone $2,048 $3,197

Fort Greely, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,703
Excellent (740-799) $1,944
Good (670-739) $2,068
Average (580-669) $2,699
Poor (300-579) $3,238

Fort Greely, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,072
Driver's Failure In Showing Documents +$193 $2,178
Driving With An Expired Registration +$204 $2,189
Driving At A Considerably Slow Pace +$431 $2,416
Using A Cellphone While Driving +$455 $2,440
Running A Red Light +$463 $2,448
Speeding +$486 $2,471
Driving A Vehicle Without The Required Permission +$617 $2,602
Driving With An Expired/Suspended License +$1,338 $3,323

Fort Greely, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,906
Active Disabling Device $1,906
Tracking Device $1,866
Passive Disabling Device $1,846