Fort Lauderdale, FL Auto Insurance Rates

Fort Lauderdale, FL residents can save $700 by comparing multiple quotes & reading reviews & research on Fort Lauderdale car insurance rates, quotes, agents & coverage.

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$1216 $1746 $2442

Latest Auto Insurance Reviews in Fort Lauderdale, Florida


Usaa
I would recommend USAA to other military members. They have a good understanding of the lifestyle.Prices are good and beat others
State Farm
i would recommend. My favorite part is that my state farm agent lives just over a mile away from me so it is super great when i have any questions.
Geico
I have been happy with what my company policy offers me. It is appropriate for what I need and cost-effective.
Progressive
Policies are similar to other companies that I have used in the past. I nearly always look for full coverage, and so I look for a competitive rate for this.
Usaa
I have always been happy with my premium and deductible especially since I know for a fact that this is the lowest priced option. A State Farm agent told me that if I had USAA I should not switch.
Esurance
I have dealt with them twice because of a small crack on my windshield. Although the call was extensive and a bit tedious, they were able to cover my damage and had a technician come in a fix it the very next day.
Allstate
I have not had any serious problems and my claims have been handled. Maybe not quickly but in the end they were handled.
Allstate
My insurance offers everything the more expensive insurance companies provide but for a much lower price. Especially the add ons.
Aaa
Their customer service has been exemplary. My phone interactions with them are effective and going to a local branch and dealing with them in person is quick and easy.
Alfa Insurance
We've compared the auto insurance with Geico and other companies over the years. The difference in the premium was maybe 5% less but when you have a claim Pemco's customer service is so prompt and painless that we have never switched to another company.
Alfa Insurance
We've compared the auto insurance with Geico and other companies over the years. The difference in the premium was maybe 5% less but when you have a claim Pemco's customer service is so prompt and painless that we have never switched to another company.
Geico
My premium seems to go out just a little bit every 6 months. It's gone up about 20 a month in the last 2 years.
Geico
They are able to offer be the coverage that I need and wanted compared to all of the other companies that I called when I was looking into switching from my current insurance company.
Usaa
USAA offers excellent customer support. They are always willing to go the extra mile and entertain to my needs. I also like how they are veteran focused which is important to me as I am also a veteran.
Progressive
Customer support can typically be reached via phone but that is often very inconvenient in a world of rapid fire communication via apps or text messages.
National General
The customer service is easy to get ahold of, but the company works with third party companies like towers that do not have good customer service. As a result, I have had to go through my insurance's customer service way more than I should have in order to fix problems caused by towers my insurance agrees to work with.
Geico
I've been with Geico for years and have no intentions of leaving them. They've never let me down when I needed something.
Esurance
coverage is comparable and the price is much better--i shopped for at least a week doing price and coverage comparison and esurance was the clear best value. i was paying insurance for my teenage son, which was also a huge factor in choosing esurance.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Write Your Review | Fort Lauderdale, Florida Auto Insurance Analysis
Geico, Fort Lauderdale, FL
$138/1 month
Car Insurance Policy Holder
  • Married 49 Years old Male licensed 5 years ago with Own Suzuki SX4 SportBack used for Business with estimated annual mileage of 20,001+.
  • high school education & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Fort Lauderdale Car Insurance Rate Comparisons

Fort Lauderdale, FL's average car insurance of $1746 differs from Hollywood, FL (+$167), Sunrise, FL (+$193), Tamarac, FL (+$377) and Florida (-$382)

Fort Lauderdale Hollywood, FL Sunrise, FL Tamarac, FL Florida
Median Insurance Rates $1746 +$167 +$193 +$377 -$382

Fort Lauderdale Car Insurance Savings By Neighborhood & Street Area

Fort Lauderdale Driver Street Residence & Car Locations Car Details in Fort Lauderdale Fort Lauderdale Driver Demographics Fort Lauderdale Auto Insurance Estimates Recent Fort Lauderdale Insurance Savings
North Andrews Gardens
NE 53rd Ct2002 Cadillac Seville STS32 year married woman$1615$570
NE 53rd Ct2005 Chrysler Pacifica Base23 year woman$1453$428
Melrose Park
5th Ct2006 Buick Rendezvous CX17 year female teenager$3722$702
Georgia Ave2004 Chevrolet Silverado 2500HD Work Truck19 year male teenager$4540$862
Imperial Estates Mobile Home Park
Island Club Dr2012 Hyundai Sonata GLS21 year man$2829$661
Treehouse Ln2009 Ford Fusion V6 SEL71 year male senior$2527$829
Middle River Trailer Park
Old Dixie Hwy2012 Kia Sorento LX19 year teenager$4223$502
NE 13th Ct2009 Acura TSX 79 year senior$2622$707
Jenada Isles
NE 27th Dr2010 Mazda Mazda3 s Sport75 year female senior$2381$828
NE 26th Dr2013 Honda Civic LX27 year married man$2635$859

Fort Lauderdale Post DUI Car Insurance Rates

Fort Lauderdale Lauderdale Lakes Pompano Beach Lazy Lake Florida
Median Post DUI Insurance Rate $3247 +$305 +$268 +$45 -$710
Male Teenager Post DUI Insurance Rate $8734 +$820 +$722 +$121 -$1910
Female Teenager Post DUI Insurance Rate $7793 +$733 +$643 +$108 -$1706

The Post DUI insurance in Fort Lauderdale, FL's is $3247 compared to Lauderdale Lakes (+$305), Pompano Beach (+$268), Lazy Lake (+$45) and Florida (-$710)

In Fort Lauderdale, a male teenager with Post DUI pays $941 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Fort Lauderdale, FL would pay $7759 on auto insurance while a female teenager POST DUI would pay $6922.

Fort Lauderdale Car Insurance by Segment

Fort Lauderdale Teenagers Car Insurance Rates Comparison

16040 Fort Lauderdale Teenagers (5% of total population), 52% Male & 48% Female.

Fort Lauderdale Sea Ranch Lakes Roosevelt Gardens Boulevard Gardens Florida
All Teenagers $4399 +$137 -$972 -$141 -$962
Male Teenager $4696 +$146 -$1038 -$150 -$1027
Female Teenager $4190 +$130 -$926 -$134 -$917

Fort Lauderdale teenagers pay $4399 in insurance in contrast with Sea Ranch Lakes (+$137), Roosevelt Gardens (-$972), Boulevard Gardens (-$141) and Florida (-$962). The difference between Male & Female teenagers in Fort Lauderdale is $506

Example

  • 2014 Volkswagen Beetle 2.5 PZEV Male Teenager Insurance Rate $4406
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $4257

Fort Lauderdale Men & Women Car Insurance

284842 Fort Lauderdale Adults (100% of total population), 52% Men & 48% Women.

Fort Lauderdale Lauderdale-by-the-Sea Roosevelt Gardens Hollywood Florida
All Women $1606 +$86 -$355 +$153 -$352
Married Women $1466 +$79 -$324 +$140 -$321
All Men $2880 +$156 -$636 +$276 -$630
Married Men $2793 +$151 -$617 +$267 -$611

The typical insurance rate of $2880 that Fort Lauderdale Men pay varies from Lauderdale-by-the-Sea (+$156), Roosevelt Gardens (-$636), Hollywood (+$276) and Florida (-$630). In Fort Lauderdale, married men pay $1327 more than married women.

Example

  • 2011 Nissan Rogue S Married Men Insurance Rate $2715
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $2508

Fort Lauderdale Senior Car Insurance

61062 Fort Lauderdale Seniors (21% of total population), 50% Senior Men & 50% Senior Women.

Fort Lauderdale Pompano Beach Lighthouse Point Boulevard Gardens Florida
All Seniors $2584 +$213 +$171 -$83 -$566
Senior Men $2653 +$219 +$177 -$85 -$580
Senior Women $2514 +$207 +$167 -$81 -$550

Fort Lauderdale seniors pay $2584 in insurance compared to Pompano Beach (+$213), Lighthouse Point (+$171), Boulevard Gardens (-$83) and Florida (-$566). In Fort Lauderdale, senior men pay $139 more than senior women.

Fort Lauderdale Car Insurance Discounts for Multiple Vehicles

Fort Lauderdale Population with 1 Vehicle 59420 (50% of Fort Lauderdale population), 2 Vehicles 36747 (31% of the Fort Lauderdale population) and 3 vehicles 8596 (7% of the population)

Fort Lauderdale Dania Beach Broadview Park Margate Florida
2 Vehicles $3318 -$677 -$12 +$230 -$726
3 Vehicles $5064 -$1033 -$18 +$351 -$1108
4 Vehicles $6810 -$1389 -$24 +$472 -$1490

Car Insurance Agents in Fort Lauderdale, FL

Rank Agent Name Agent Contact
1 7 Star Auto Transport 3100 N 29 Ct, Fort Lauderdale, FL
2 AAAble Insurance Agency 2787 Davie Blvd, Fort Lauderdale, FL 33312
3 AA Sunrise Insurance Agency 504 E Sunrise Blvd, Fort Lauderdale, FL 33304
4 Able Assurance 2999 W Commercial Blvd, Fort Lauderdale, FL 33309
5 Ace Underwriting Group 933 E Cypress Creek Rd, Fort Lauderdale, FL 33334
6 Acu-Rate Assurance 2619 Davie Blvd, Fort Lauderdale, FL 33312
7 AGM Insurance Agency 1301 E Broward Blvd Fl 1, Fort Lauderdale, FL 33301
8 Alexander & Greep Insurance 2727 E Oakland Park Blvd Ste 200, Fort Lauderdale, FL 33306
9 Allo Insurance Agency 3602 Davie Blvd, Fort Lauderdale, FL 33312
10 Annette Willis Insurance Agency 18401 NW 27 Ave, Fort Lauderdale, FL

Fort Lauderdale Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Prius c $1000 $2020 $2520 $1880 $2880 $-360
Jaguar, XKR $200 $2330 $2530 $2190 $2390 $140
Ford, Taurus SHO AWD $300 $1930 $2230 $1770 $2070 $160
Nissan, Sentra $700 $1970 $2470 $1850 $2550 $-80
Chevrolet, Silverado 1500 LT $500 $1910 $2410 $1820 $2320 $90