Fort Mill, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fort Mill, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fort Mill, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fort Mill, SC Auto Insurance Rates
- Fort Mill, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fort Mill, SC
- Multi Vehicle Insurance Savings in Fort Mill, SC
- How Credit Score Affects Car Insurance Rates in Fort Mill, SC
- How DUI Affects Auto Insurance Premiums in Fort Mill, SC
- Top Auto Insurance Agents Near Fort Mill, SC
- How Driving Violations Affect Auto Insurance Rates in Fort Mill, SC
- Fort Mill, SC Auto Insurance Discounts on Anti Theft Feature
- Fort Mill, SC Auto Insurance Company Reviews
Fort Mill, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fort Mill, SC with that of other cities in and around Fort Mill.
| Fort Mill | India Hook | Township | Newport | Tega Cay | Marvin | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $926 | $1,473 | $1,006 | $1,494 | $1,611 | $1,656 |
Fort Mill, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fort Mill, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fort Mill | $1,411 | $1,192 |
| Riverview | $1,240 | $1,047 |
| Tega Cay | $1,517 | $1,282 |
| India Hook | $2,890 | $2,441 |
| Pineville | $953 | $805 |
| Township | $1,036 | $875 |
| Marvin | $1,388 | $1,173 |
| Newport | $1,146 | $968 |
Fort Mill, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fort Mill, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,005 |
| 20 Years | $1,190 |
| 30 Years | $916 |
| 40 Years | $882 |
| 50 Years | $817 |
| 60 Years | $828 |
| 70 Years | $964 |
Fort Mill, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fort Mill, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,611 | $241 |
| 3 Vehicles | $2,417 | $361 |
| 4 Vehicles | $3,222 | $482 |

Savings on 2 Vehicles bundle:$241

Savings on 3 Vehicles bundle:$361

Savings on 4 Vehicles bundle:$482
Fort Mill, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Mill, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fort Mill | $926 | $1,399 |
| Riverview | $1,410 | $2,130 |
| Tega Cay | $1,611 | $2,434 |
| India Hook | $1,473 | $2,226 |
| Pineville | $1,006 | $4,126 |
| Township | $1,006 | $4,126 |
| Marvin | $1,656 | $6,792 |
| Newport | $1,494 | $2,257 |
Fort Mill, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $794 |
| Excellent (740-799) | $907 |
| Good (670-739) | $965 |
| Average (580-669) | $1,259 |
| Poor (300-579) | $1,510 |
Fort Mill, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Corey B. Hinson | Allstate | 724 Arden Ln Ste 110, Rock Hill, 29732 | (803) 329-4100 |
| Iain Colquhoun | Allstate | 3150 Highway 21 Ste 105, Fort Mill, 29715 | (803) 547-3475 |
| Iain Colquhoun | Allstate | 3150 Highway 21 Ste 105, Fort Mill, 29715 | (803) 547-3475 |
| Blake Crook | Allstate | 1676 Celanese Rd, Rock Hill, 29732 | (803) 329-1600 |
| Peoples First Insurance | Travelers | 466 HOOD CENTER DR, ROCK HILL, 29730 | 803-324-5262 |
| A Watts Huckabee & Company Inc | Liberty Mutual Independent | 120 E MAIN ST, ROCK HILL, 29730 | 803-328-9988 |
| Gill-Holler Insurance | Liberty Mutual Independent | 130 Ben Casey Dr., Ste. 107 , Fort Mill, 29708 | None |
| John Lovsin Agency Llc | Nationwide | 114 Main St, Fort Mill, 29715 | (803) 396-7878 |
| T Larry Johnson | Allstate | 230 Rockmont Dr, Fort Mill, 29708 | (803) 548-1316 |
| Dawn Johnson | State Farm | 572 John Ross Pkwy Ste 106, Rock Hill, 29730-8975 | 803-980-1414 |
| Dawn Johnson | State Farm | 572 John Ross Pkwy Ste 106, Rock Hill, 29730-8975 | 803-980-1414 |
Fort Mill, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$41 | $967 |
| Driver's Failure In Showing Documents | +$90 | $1,016 |
| Driving With An Expired Registration | +$95 | $1,021 |
| Driving At A Considerably Slow Pace | +$201 | $1,127 |
| Using A Cellphone While Driving | +$212 | $1,138 |
| Running A Red Light | +$216 | $1,142 |
| Speeding | +$227 | $1,153 |
| Driving A Vehicle Without The Required Permission | +$288 | $1,214 |
| Driving With An Expired/Suspended License | +$624 | $1,550 |
Fort Mill, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $889 |
| Active Disabling Device | $889 |
| Tracking Device | $870 |
| Passive Disabling Device | $861 |
Latest Auto Insurance Reviews in Fort Mill, SC | Back to Top
The premium is a bit regular considering other insured, but it is not something that has mattered much since I always have the best service
I actually have 3 cars on my policy so I tried the plug in thing progressive offered and got a even better rate than I was previously paying, I have not seen this offered by other companies.
They offer good coverage and I am satisfied with the price. They are more expensive than my previous provider but they are bigger and more reputable and allowed for all my insurances to be provided in one location.
THEY GAVE THE BEST PRICE FOR THE LOWEST DEDUCTIBLE. MY LOCAL AGENT IS EASY TO WORK WITH AND HANDLES ALL OF MY NEEDS QUICKLY.
Being with them as long as I have, I cannot find anyone with lower rates. People are generally amazed at how much we pay for two cars and two drivers. It's under $200 per month.
It offers a good service. Some time ago our car was hit and run by someone when parked outside 7 eleven. AllState covered the damages.