Fort Mill Auto Insurance Rates, Quotes, Agents & Reviews in SC

Fort Mill, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fort Mill, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fort Mill, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fort Mill, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fort Mill, SC with that of other cities in and around Fort Mill.

Fort Mill India Hook Township Newport Tega Cay Marvin
Average Insurance Rates $926 $1,473 $1,006 $1,494 $1,611 $1,656

Fort Mill, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fort Mill, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fort Mill $1,411 $1,192
Riverview $1,240 $1,047
Tega Cay $1,517 $1,282
India Hook $2,890 $2,441
Pineville $953 $805
Township $1,036 $875
Marvin $1,388 $1,173
Newport $1,146 $968

Fort Mill, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fort Mill, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,005
20 Years $1,190
30 Years $916
40 Years $882
50 Years $817
60 Years $828
70 Years $964

Fort Mill, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fort Mill, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,611 $241
3 Vehicles $2,417 $361
4 Vehicles $3,222 $482

Savings on 2 Vehicles bundle:$241

Savings on 3 Vehicles bundle:$361

Savings on 4 Vehicles bundle:$482


Fort Mill, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Mill, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Fort Mill $926 $1,399
Riverview $1,410 $2,130
Tega Cay $1,611 $2,434
India Hook $1,473 $2,226
Pineville $1,006 $4,126
Township $1,006 $4,126
Marvin $1,656 $6,792
Newport $1,494 $2,257

Fort Mill, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $794
Excellent (740-799) $907
Good (670-739) $965
Average (580-669) $1,259
Poor (300-579) $1,510

Fort Mill, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Corey B. Hinson Allstate 724 Arden Ln Ste 110, Rock Hill, 29732 (803) 329-4100
Iain Colquhoun Allstate 3150 Highway 21 Ste 105, Fort Mill, 29715 (803) 547-3475
Iain Colquhoun Allstate 3150 Highway 21 Ste 105, Fort Mill, 29715 (803) 547-3475
Blake Crook Allstate 1676 Celanese Rd, Rock Hill, 29732 (803) 329-1600
Peoples First Insurance Travelers 466 HOOD CENTER DR, ROCK HILL, 29730 803-324-5262
A Watts Huckabee & Company Inc Liberty Mutual Independent 120 E MAIN ST, ROCK HILL, 29730 803-328-9988
Gill-Holler Insurance Liberty Mutual Independent 130 Ben Casey Dr., Ste. 107 , Fort Mill, 29708 None
John Lovsin Agency Llc Nationwide 114 Main St, Fort Mill, 29715 (803) 396-7878
T Larry Johnson Allstate 230 Rockmont Dr, Fort Mill, 29708 (803) 548-1316
Dawn Johnson State Farm 572 John Ross Pkwy Ste 106, Rock Hill, 29730-8975 803-980-1414
Dawn Johnson State Farm 572 John Ross Pkwy Ste 106, Rock Hill, 29730-8975 803-980-1414

Fort Mill, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$41 $967
Driver's Failure In Showing Documents +$90 $1,016
Driving With An Expired Registration +$95 $1,021
Driving At A Considerably Slow Pace +$201 $1,127
Using A Cellphone While Driving +$212 $1,138
Running A Red Light +$216 $1,142
Speeding +$227 $1,153
Driving A Vehicle Without The Required Permission +$288 $1,214
Driving With An Expired/Suspended License +$624 $1,550

Fort Mill, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $889
Active Disabling Device $889
Tracking Device $870
Passive Disabling Device $861

Latest Auto Insurance Reviews in Fort Mill, SC | Back to Top

State Farm
The premium is a bit regular considering other insured, but it is not something that has mattered much since I always have the best service
Progressive
I actually have 3 cars on my policy so I tried the plug in thing progressive offered and got a even better rate than I was previously paying, I have not seen this offered by other companies.
Allstate
They offer good coverage and I am satisfied with the price. They are more expensive than my previous provider but they are bigger and more reputable and allowed for all my insurances to be provided in one location.
Travelers
THEY GAVE THE BEST PRICE FOR THE LOWEST DEDUCTIBLE. MY LOCAL AGENT IS EASY TO WORK WITH AND HANDLES ALL OF MY NEEDS QUICKLY.
Progressive
Being with them as long as I have, I cannot find anyone with lower rates. People are generally amazed at how much we pay for two cars and two drivers. It's under $200 per month.
Allstate
It offers a good service. Some time ago our car was hit and run by someone when parked outside 7 eleven. AllState covered the damages.