Fort Myers, FL Auto Insurance Rates

Fort Myers, FL residents can save $510 by comparing multiple quotes & reading reviews & research on Fort Myers car insurance rates, quotes, agents & coverage.

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$955 $1280 $1712

Latest Auto Insurance Reviews in Fort Myers, Florida

Great service, great price. Had no problems with them when I had to have my car towed to get the alternator replaced and so far I have not had my insurance premium raised for it.
I have the standard deductible provided by most insurance companies. I would say my company is fair and consistent with their rates.
I would recommend them, again the company is polite, I have not had a bad experience with them. I feel they are fast and have great customer service constantly checking while you are in the need of help.
I don't remember my deductible amount since I have never needed it, but I am guessing it is about $1,000 and that's fine with me.
The Hartford
I shopped for prices two or three years ago. Other insurances were almost twice as high in rates as others.
Geico is very reasonably priced. I searched for them online one time and going with them was going to bring my premium down.
USAA offers very good car insurance policies that cover almost everything that is needed. They will replace the cost of your car and provide many types of insurance.
Safeco Insurance
I love my car insurance company. They are my home insurance as well. I get a discount for bundling both home and auto. Overall, I am very happy with customer service
I like the price and the ease of making changes to my policy. I also like the customer service.
I have been with Allstate for about 8 years I like their policies I think I will continue to be with this insurance company
I really like that I can just do everything online, including payment. I never had to talk to any customer support yet, so I can't say how well they do their jobs.
I like the service, the support, and the bang for the buck that USAA provides. I highly recommend them.
My Auto insurance not only offers car coverage, it also allows us to be protected in other ways, such as home owner and renters insurance.
Frontline Insurance
I like my insurance company because I don'thave to go to there office to renew. I can just call them. It is the same every time.
It was very easy to get my quote. All my information and insurance paperwork is online in one place. They have the best payment plan. I am very happy with Geico.
What I appreciate most is the way they let me make payments and the extra charge for making payments. Geico only charges 5 dollars a payment while others charge 10 or more dollars and require 6 payments so thats 60 extra dollars. Geico lets me make 4 payments for only 20 extra.
I don't like the price of the insurance. I'm sure I'm paying top dollar for the premium and there are other companies that will probably be able to offer me something better. I would like more discounts and more ways to feel like a valued customer.
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Write Your Review | Fort Myers, Florida Auto Insurance Analysis
Geico, Fort Myers, FL
$98/1 month
Car Insurance Policy Holder
  • Married 42 Years old Male licensed 9 years ago with Own Kia Rio LX used for Business with estimated annual mileage of 20,001+.
  • less than high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Fort Myers Car Insurance Rate Comparisons

Fort Myers, FL's average car insurance of $1280 differs from Three Oaks, FL (+$50), Tice, FL (+$600), Page Park, FL (+$620) and Florida (+$84)

Fort Myers Three Oaks, FL Tice, FL Page Park, FL Florida
Median Insurance Rates $1280 +$50 +$600 +$620 +$84

Fort Myers Car Insurance Savings By Neighborhood & Street Area

Fort Myers Driver Street Residence & Car Locations Car Details in Fort Myers Fort Myers Driver Demographics Fort Myers Auto Insurance Estimates Recent Fort Myers Insurance Savings
Tice Courts Mobile Home Park
Lavonne Ave2001 Cadillac Seville SLS79 year male senior$2143$656
Melody Ct2003 Buick Rendezvous CXL23 year man$1872$634
L St S2006 Ford Fusion V6 SEL16 year female teenager$2920$604
Mastique Beach Blvd2006 Chrysler 300 C52 year woman$1065$884
Indian Creek Park Mobile Home Park
A St N2010 Nissan Rogue S40 year married man$2017$609
I St N2012 Hyundai Sonata GLS64 year female senior$1818$670
Forest Island Park
Maida Ln2007 Lexus GS 35019 year male teenager$3701$665
Sandel Wood Cir W2009 Acura TSX Base32 year married woman$1091$393
Siesta Park Mobile Home Park
Atlanta Ave2010 Mazda 3 S67 year senior$1792$904
Lexington Ave2013 Honda Civic LX16 year teenager$3059$849

Fort Myers Post DUI Car Insurance Rates

Fort Myers Punta Rassa Gateway San Carlos Park Florida
Median Post DUI Insurance Rate $2380 +$1098 +$968 +$707 +$157
Male Teenager Post DUI Insurance Rate $6403 +$2952 +$2603 +$1901 +$421
Female Teenager Post DUI Insurance Rate $5713 +$2634 +$2322 +$1697 +$374

The Post DUI insurance in Fort Myers, FL's is $2380 compared to Punta Rassa (+$1098), Gateway (+$968), San Carlos Park (+$707) and Florida (+$157)

In Fort Myers, a male teenager with Post DUI pays $690 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Fort Myers, FL would pay $6087 on auto insurance while a female teenager POST DUI would pay $5431.

Fort Myers Car Insurance by Segment

Fort Myers Teenagers Car Insurance Rates Comparison

7425 Fort Myers Teenagers (5% of total population), 50% Male & 50% Female.

Fort Myers Estero Island Three Oaks Lochmoor Waterway Estates Florida
All Teenagers $3225 +$1311 +$126 +$504 +$212
Male Teenager $3443 +$1399 +$134 +$538 +$226
Female Teenager $3072 +$1248 +$120 +$480 +$201

Fort Myers teenagers pay $3225 in insurance in contrast with Estero Island (+$1311), Three Oaks (+$126), Lochmoor Waterway Estates (+$504) and Florida (+$212). The difference between Male & Female teenagers in Fort Myers is $371


  • 2010 Toyota Prius V Male Teenager Insurance Rate $3311
  • 2004 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $2964

Fort Myers Men & Women Car Insurance

147329 Fort Myers Adults (100% of total population), 49% Men & 51% Women.

Fort Myers Harlem Heights Punta Rassa Page Park Florida
All Women $1177 +$488 +$543 +$571 +$77
Married Women $1075 +$445 +$495 +$521 +$70
All Men $2112 +$874 +$973 +$1023 +$138
Married Men $2048 +$848 +$944 +$992 +$134

The typical insurance rate of $2112 that Fort Myers Men pay varies from Harlem Heights (+$874), Punta Rassa (+$973), Page Park (+$1023) and Florida (+$138). In Fort Myers, married men pay $973 more than married women.


  • 2012 GMC Sierra 1500 SLE Married Men Insurance Rate $1848
  • 2014 Kia Sorento LX Married Women Insurance Rate $1960

Fort Myers Senior Car Insurance

48741 Fort Myers Seniors (33% of total population), 45% Senior Men & 55% Senior Women.

Fort Myers Gateway Cypress Lake Estero Island Florida
All Seniors $1894 +$770 +$651 +$770 +$124
Senior Men $1945 +$791 +$669 +$791 +$128
Senior Women $1843 +$749 +$633 +$749 +$121

Fort Myers seniors pay $1894 in insurance compared to Gateway (+$770), Cypress Lake (+$651), Estero Island (+$770) and Florida (+$124). In Fort Myers, senior men pay $102 more than senior women.

Fort Myers Car Insurance Discounts for Multiple Vehicles

Fort Myers Population with 1 Vehicle 31642 (52% of Fort Myers population), 2 Vehicles 18855 (31% of the Fort Myers population) and 3 vehicles 3766 (6% of the population)

Fort Myers Estero Island Harlem Heights Fort Myers Beach Florida
2 Vehicles $2432 +$988 +$1007 -$53 +$160
3 Vehicles $3712 +$1508 +$1537 -$81 +$244
4 Vehicles $4992 +$2028 +$2067 -$109 +$328

Car Insurance Agents in Fort Myers, FL

Rank Agent Name Agent Contact
1 AAA Insurance 2516 Colonial Blvd, Fort Myers, FL 33907
2 Affordable Secure Insurance 16289 S Tamiami Trl, Fort Myers, FL 33908
3 Alan Williams & Associates 13720 Six Mile Cypress Pkwy Ste 2, Fort Myers, FL 33912
4 Alliance Insurance Agency 6338 Presidential Ct Ste 102, Fort Myers, FL 33919
5 Ann Clark 16440 S Tamiami Trl Ste 9, Fort Myers, FL 33908
6 A P Hill 1901 Brantley Rd Unit 11, Fort Myers, FL 33907
7 Art Roberts 13102 Palm Beach Blvd Ste B, Fort Myers, FL 33905
8 At Your Service Insurance 9101 College Pkwy Ste 203, Fort Myers, FL 33919
9 Avalon Insurance Group 7370 College Pkwy Ste 312, Fort Myers, FL 33907
10 BABB, Inc. 2451 1st St, Fort Myers, FL 33901

Fort Myers Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, Cayenne S AWD $300 $1440 $1740 $1350 $1650 $90
GMC, Sierra 2500HD Work Truck $400 $1550 $1950 $1430 $1830 $120
Lexus, ES 350 $200 $1280 $1480 $1220 $1420 $60
Chevrolet, Equinox LTZ $700 $1340 $1840 $1230 $1930 $-90
Ford, Expedition King Ranch $1000 $1360 $1860 $1260 $2260 $-400