Fort Pierce, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fort Pierce, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fort Pierce, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fort Pierce, FL Auto Insurance Rates
- Fort Pierce, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fort Pierce, FL
- Multi Vehicle Insurance Savings in Fort Pierce, FL
- How Credit Score Affects Car Insurance Rates in Fort Pierce, FL
- How DUI Affects Auto Insurance Premiums in Fort Pierce, FL
- Top Auto Insurance Agents Near Fort Pierce, FL
- How Driving Violations Affect Auto Insurance Rates in Fort Pierce, FL
- Fort Pierce, FL Auto Insurance Discounts on Anti Theft Feature
- Fort Pierce, FL Auto Insurance Company Reviews
Fort Pierce, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fort Pierce, FL with that of other cities in and around Fort Pierce.
| Fort Pierce | Lakewood Park | St. Lucie Village | Fort Pierce North | Fort Pierce South | Indian River Estates | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,506 | $2,076 | $2,329 | $2,028 | $2,076 | $2,090 |
Fort Pierce, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fort Pierce, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fort Pierce | $1,424 | $1,203 |
| Fort Pierce North | $1,909 | $1,612 |
| Fort Pierce South | $1,424 | $1,203 |
| St. Lucie Village | $1,606 | $1,356 |
| White City | $1,835 | $1,550 |
| Indian River Estates | $1,435 | $1,212 |
| Lakewood Park | $2,138 | $1,806 |
| St. Lucie County | $1,016 | $858 |
Fort Pierce, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fort Pierce, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,887 |
| 20 Years | $1,935 |
| 30 Years | $1,490 |
| 40 Years | $1,434 |
| 50 Years | $1,328 |
| 60 Years | $1,346 |
| 70 Years | $1,567 |
Fort Pierce, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fort Pierce, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,560 | $452 |
| 3 Vehicles | $3,840 | $678 |
| 4 Vehicles | $5,120 | $904 |
Savings on 2 Vehicles bundle:$452
Savings on 3 Vehicles bundle:$678
Savings on 4 Vehicles bundle:$904
Fort Pierce, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Pierce, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fort Pierce | $1,506 | $2,357 |
| Fort Pierce North | $2,028 | $3,174 |
| Fort Pierce South | $2,076 | $3,249 |
| St. Lucie Village | $2,329 | $3,645 |
| White City | $2,157 | $3,376 |
| Indian River Estates | $2,090 | $3,271 |
| Lakewood Park | $2,076 | $3,249 |
| St. Lucie County | $1,733 | $2,712 |
Fort Pierce, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,292 |
| Excellent (740-799) | $1,475 |
| Good (670-739) | $1,569 |
| Average (580-669) | $2,047 |
| Poor (300-579) | $2,456 |
Fort Pierce, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Kretschmer Ins Agency Inc | Travelers | 3109 OLEANDER AVE, FORT PIERCE, 34982 | 772-467-6656 |
| Kretschmer Ins Agency Inc | Travelers | 3109 OLEANDER AVE, FORT PIERCE, 34982 | 772-467-6656 |
| Kretschmer Ins Agency Inc | Travelers | 3109 OLEANDER AVE, FORT PIERCE, 34982 | 772-467-6656 |
| Acg South Insurance Agency Llc | Travelers | 1971 US HWY 1 S, FT PIERCE, 34950 | 800-891-4222 |
| Post Insurance & Financial Inc | Travelers | 146 NW CENTRAL PARK PLAZA STE 102, PORT ST LUCIE, 34986 | 772-878-8184 |
| Gallo Insurance Agency | Travelers | 4360 NORTHLAKE BLVD STE 214, PALM BEACH GARDENS, 33410 | 561-694-6666 |
| Gallo Insurance Agency | Travelers | 4360 NORTHLAKE BLVD STE 214, PALM BEACH GARDENS, 33410 | 561-694-6666 |
| Warcecer Jakes | State Farm | 7731 N Military Trl Ste 3, West Palm Bch, 33410-7430 | 561-841-8180 |
Fort Pierce, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,572 |
| Driver's Failure In Showing Documents | +$146 | $1,652 |
| Driving With An Expired Registration | +$155 | $1,661 |
| Driving At A Considerably Slow Pace | +$327 | $1,833 |
| Using A Cellphone While Driving | +$345 | $1,851 |
| Running A Red Light | +$351 | $1,857 |
| Speeding | +$369 | $1,875 |
| Driving A Vehicle Without The Required Permission | +$468 | $1,974 |
| Driving With An Expired/Suspended License | +$1,015 | $2,521 |
Fort Pierce, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,446 |
| Active Disabling Device | $1,446 |
| Tracking Device | $1,416 |
| Passive Disabling Device | $1,401 |
Latest Auto Insurance Reviews in Fort Pierce, FL | Back to Top
GeicoVery poor . I always get an automated system instead of being able to talk to an actual person.
UsaaI would recommend this company to anybody that I could the only stipulation is you have to be a member of the military or a family member of someone that is in the military.
ProgressiveI have had a good experience. It was super easy to set up the insurance. I have had to file a claim for windshield damage and they were quick to get the issue resolved and paid for.
GeicoI do not have experience with the customer service. We have made any changes necessary online and have not have to file a claim.
State FarmState Farm car insurance is the best! We have several claims and they have handled them quickly and to our satisfaction! They are always willing to discuss our policy for any updates, etc.
State FarmState Farm car insurance is the best! We have several claims and they have handled them quickly and to our satisfaction! They are always willing to discuss our policy for any updates, etc.
GeicoGeico is much cheaper than Allstate and provides an excellent app for conducting business. They do offer discounts for bundling polices.
ProgressiveThe other insurance companies are not as supportive enough as Progression in providing insurance policies and other aspects. They also do not provide proper communication to us.
MercuryI pay every month and I trust that if I need them they will cover me but I can't really speak to it.
Liberty MutualMy interactions with them were very good, our rates are reasonable, we did not have an increase after an accident and they have always been easy to work with. I give Liberty Mutual 5 stars.
Metlifenot be available 24 hours a day, or 7 days a week, since problems often occur on weekends or at night and when you do not have the availability of your service, it is difficult to solve the problem.
UsaaTheir phone reps are available at extended hours, and their mobile app is one of the best out there for clarity, features and ease of use. I love being able to do almost everything I need online with USAA.
Farmer's InsuranceI had a recent claim (not at fault accident) and Farmer's was very responsive. They handled the medical part of the claim and billed the at-fault person's insurance for me. Excellent service.
UsaaI personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.