Fort Pierce Auto Insurance Rates, Quotes, Agents & Reviews in FL

Fort Pierce, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fort Pierce, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fort Pierce, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fort Pierce, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fort Pierce, FL with that of other cities in and around Fort Pierce.

Fort Pierce Lakewood Park St. Lucie Village Fort Pierce North Fort Pierce South Indian River Estates
Average Insurance Rates $1,506 $2,076 $2,329 $2,028 $2,076 $2,090

Fort Pierce, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fort Pierce, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fort Pierce $1,424 $1,203
Fort Pierce North $1,909 $1,612
Fort Pierce South $1,424 $1,203
St. Lucie Village $1,606 $1,356
White City $1,835 $1,550
Indian River Estates $1,435 $1,212
Lakewood Park $2,138 $1,806
St. Lucie County $1,016 $858

Fort Pierce, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fort Pierce, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,887
20 Years $1,935
30 Years $1,490
40 Years $1,434
50 Years $1,328
60 Years $1,346
70 Years $1,567

Fort Pierce, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fort Pierce, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,560 $452
3 Vehicles $3,840 $678
4 Vehicles $5,120 $904

Savings on 2 Vehicles bundle:$452

Savings on 3 Vehicles bundle:$678

Savings on 4 Vehicles bundle:$904


Fort Pierce, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Pierce, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Fort Pierce $1,506 $2,357
Fort Pierce North $2,028 $3,174
Fort Pierce South $2,076 $3,249
St. Lucie Village $2,329 $3,645
White City $2,157 $3,376
Indian River Estates $2,090 $3,271
Lakewood Park $2,076 $3,249
St. Lucie County $1,733 $2,712

Fort Pierce, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,292
Excellent (740-799) $1,475
Good (670-739) $1,569
Average (580-669) $2,047
Poor (300-579) $2,456

Fort Pierce, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kretschmer Ins Agency Inc Travelers 3109 OLEANDER AVE, FORT PIERCE, 34982 772-467-6656
Kretschmer Ins Agency Inc Travelers 3109 OLEANDER AVE, FORT PIERCE, 34982 772-467-6656
Kretschmer Ins Agency Inc Travelers 3109 OLEANDER AVE, FORT PIERCE, 34982 772-467-6656
Acg South Insurance Agency Llc Travelers 1971 US HWY 1 S, FT PIERCE, 34950 800-891-4222
Post Insurance & Financial Inc Travelers 146 NW CENTRAL PARK PLAZA STE 102, PORT ST LUCIE, 34986 772-878-8184
Gallo Insurance Agency Travelers 4360 NORTHLAKE BLVD STE 214, PALM BEACH GARDENS, 33410 561-694-6666
Gallo Insurance Agency Travelers 4360 NORTHLAKE BLVD STE 214, PALM BEACH GARDENS, 33410 561-694-6666
Warcecer Jakes State Farm 7731 N Military Trl Ste 3, West Palm Bch, 33410-7430 561-841-8180

Fort Pierce, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,572
Driver's Failure In Showing Documents +$146 $1,652
Driving With An Expired Registration +$155 $1,661
Driving At A Considerably Slow Pace +$327 $1,833
Using A Cellphone While Driving +$345 $1,851
Running A Red Light +$351 $1,857
Speeding +$369 $1,875
Driving A Vehicle Without The Required Permission +$468 $1,974
Driving With An Expired/Suspended License +$1,015 $2,521

Fort Pierce, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,446
Active Disabling Device $1,446
Tracking Device $1,416
Passive Disabling Device $1,401

Latest Auto Insurance Reviews in Fort Pierce, FL | Back to Top

Geico
Very poor . I always get an automated system instead of being able to talk to an actual person.
Usaa
I would recommend this company to anybody that I could the only stipulation is you have to be a member of the military or a family member of someone that is in the military.
Progressive
I have had a good experience. It was super easy to set up the insurance. I have had to file a claim for windshield damage and they were quick to get the issue resolved and paid for.
Geico
I do not have experience with the customer service. We have made any changes necessary online and have not have to file a claim.
State Farm
State Farm car insurance is the best! We have several claims and they have handled them quickly and to our satisfaction! They are always willing to discuss our policy for any updates, etc.
State Farm
State Farm car insurance is the best! We have several claims and they have handled them quickly and to our satisfaction! They are always willing to discuss our policy for any updates, etc.
Geico
Geico is much cheaper than Allstate and provides an excellent app for conducting business. They do offer discounts for bundling polices.
Progressive
The other insurance companies are not as supportive enough as Progression in providing insurance policies and other aspects. They also do not provide proper communication to us.
Mercury
I pay every month and I trust that if I need them they will cover me but I can't really speak to it.
Liberty Mutual
My interactions with them were very good, our rates are reasonable, we did not have an increase after an accident and they have always been easy to work with. I give Liberty Mutual 5 stars.
Metlife
not be available 24 hours a day, or 7 days a week, since problems often occur on weekends or at night and when you do not have the availability of your service, it is difficult to solve the problem.
Usaa
Their phone reps are available at extended hours, and their mobile app is one of the best out there for clarity, features and ease of use. I love being able to do almost everything I need online with USAA.
Farmer's Insurance
I had a recent claim (not at fault accident) and Farmer's was very responsive. They handled the medical part of the claim and billed the at-fault person's insurance for me. Excellent service.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.