Fort Worth, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fort Worth, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fort Worth, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fort Worth, TX Auto Insurance Rates
- Fort Worth, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fort Worth, TX
- Multi Vehicle Insurance Savings in Fort Worth, TX
- How Credit Score Affects Car Insurance Rates in Fort Worth, TX
- How DUI Affects Auto Insurance Premiums in Fort Worth, TX
- Top Auto Insurance Agents Near Fort Worth, TX
- How Driving Violations Affect Auto Insurance Rates in Fort Worth, TX
- Fort Worth, TX Auto Insurance Discounts on Anti Theft Feature
- Fort Worth, TX Auto Insurance Company Reviews
Fort Worth, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fort Worth, TX with that of other cities in and around Fort Worth.
| Fort Worth | Westworth Village | White Settlement | Tarrant County | Westover Hills | Lake Worth | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,393 | $1,885 | $1,851 | $1,512 | $2,205 | $1,871 |
Fort Worth, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fort Worth, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fort Worth | $1,500 | $1,267 |
| Westover Hills | $1,275 | $1,077 |
| River Oaks | $1,919 | $1,621 |
| Westworth Village | $1,032 | $872 |
| Sansom Park | $1,430 | $1,208 |
| White Settlement | $1,224 | $1,034 |
| Lake Worth | $1,565 | $1,322 |
| Tarrant County | $1,525 | $1,288 |
Fort Worth, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fort Worth, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,520 |
| 20 Years | $1,790 |
| 30 Years | $1,379 |
| 40 Years | $1,326 |
| 50 Years | $1,228 |
| 60 Years | $1,245 |
| 70 Years | $1,450 |
Fort Worth, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fort Worth, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,368 | $418 |
| 3 Vehicles | $3,552 | $627 |
| 4 Vehicles | $4,736 | $836 |
Savings on 2 Vehicles bundle:$418
Savings on 3 Vehicles bundle:$627
Savings on 4 Vehicles bundle:$836
Fort Worth, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Worth, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fort Worth | $1,393 | $2,169 |
| Westover Hills | $2,205 | $3,433 |
| River Oaks | $1,863 | $2,900 |
| Westworth Village | $1,885 | $2,935 |
| Sansom Park | $1,836 | $2,858 |
| White Settlement | $1,851 | $2,882 |
| Lake Worth | $1,871 | $2,913 |
| Tarrant County | $1,512 | $2,354 |
Fort Worth, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,195 |
| Excellent (740-799) | $1,364 |
| Good (670-739) | $1,452 |
| Average (580-669) | $1,894 |
| Poor (300-579) | $2,272 |
Fort Worth, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Elitha Moses | State Farm | 6620 Meadowbrook Dr, Fort Worth, 76112-5241 | 817-446-0065 |
| Diana Troy | Allstate | 6016 Southwest Blvd, Fort Worth, 76109 | (817) 735-4222 |
| Javier Tejeda | Farmers | 6136 Westcreek Dr, Fort Worth, 76133 | (817) 529-2093 |
| Judy Samuel | State Farm | 501 Carroll St Ste 650, Fort Worth, 76107-8202 | 817-810-0143 |
| Harnem Insurance Group Inc | Nationwide | 3900 Merrett Dr STE C, Lake Worth, 76135 | (214) 227-1010 |
| Abdiel Benjamin Arellano Agency | Nationwide | 420 E Lamar Blvd STE 204, Arlington, 76011 | (817) 345-6000 |
| Larry Albert | Farmers | 6001c Old Granbury Rd, Fort Worth, 76133 | (817) 346-1689 |
| Goosehead Insurance | Travelers | 4925 GREENVILLE AVE STE 200, DALLAS, 75206 | 800-474-1377 |
| Bill Carter | State Farm | 3525 Denton Hwy Ste A, Fort Worth, 76117-3248 | 817-838-2342 |
| Sylvia Taylor | Farmers | 1212 Corporate Dr Ste 130, Irving, 75038 | (214) 701-5245 |
Fort Worth, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$61 | $1,454 |
| Driver's Failure In Showing Documents | +$135 | $1,528 |
| Driving With An Expired Registration | +$143 | $1,536 |
| Driving At A Considerably Slow Pace | +$302 | $1,695 |
| Using A Cellphone While Driving | +$319 | $1,712 |
| Running A Red Light | +$325 | $1,718 |
| Speeding | +$341 | $1,734 |
| Driving A Vehicle Without The Required Permission | +$433 | $1,826 |
| Driving With An Expired/Suspended License | +$939 | $2,332 |
Fort Worth, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,337 |
| Active Disabling Device | $1,337 |
| Tracking Device | $1,309 |
| Passive Disabling Device | $1,295 |
Latest Auto Insurance Reviews in Fort Worth, TX | Back to Top
AllstateI had a minor incident in a parking lot once, and although it was absolutely not my fault, my insurance rep was really calming when I panicked about my premiums going up for that moment.
AllstateI would recommend them because they are local, good customer service and cheaper than the competition. I highly recommend them and would not search for another company.
Allstatetheir offerings are very much compared to all the others. The trick I guess is which company offers better services and how fast can handle a claim.
GeicoThe premium is much lower than other companies for the same offerings. I have price shopped with multiple companies and nobody has been able to beat geico's price.
State FarmI like that I can email my agent and she responds quickly and professionally. On occasion, I have had a question that she has not encountered, and she will reply "I'll get back to you after some research." It makes me feel like she cares about my questions and wants to give me the best customer service she can.
NationwideI like that the company is well known, well branded, and that the customer service is readily available. I also like the low cost of our premium as opposed to other companies.
UsaaI dislike the price of my car insurance that would have to be my biggest disappointment of my car insurance.
Farmer's InsuranceI am satisfied with my car insurance policy. I am also very satisfied with the customer service and care that I receive when ever I have a question about my policy and in handling my insurance needs.
State AutoI have only had to deal with them one time. The call was answered promptly and courteously. I was connected to the right person and was given great advice on how to deal with my claim.
UsaaI love the great customer service they offer. They are always so kind and understanding with us.I would not want any other insurance company.
ProgressiveThe customer service and the online accessibility are about the only things that I like. I just feel like they are too expensive.
Nationwidethe preminum is similar to other insurance companies for the same insurance
Geicothere is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,