Fort Worth Auto Insurance Rates, Quotes, Agents & Reviews in TX

Fort Worth, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fort Worth, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fort Worth, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fort Worth, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fort Worth, TX with that of other cities in and around Fort Worth.

Fort Worth Westworth Village White Settlement Tarrant County Westover Hills Lake Worth
Average Insurance Rates $1,393 $1,885 $1,851 $1,512 $2,205 $1,871

Fort Worth, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fort Worth, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fort Worth $1,500 $1,267
Westover Hills $1,275 $1,077
River Oaks $1,919 $1,621
Westworth Village $1,032 $872
Sansom Park $1,430 $1,208
White Settlement $1,224 $1,034
Lake Worth $1,565 $1,322
Tarrant County $1,525 $1,288

Fort Worth, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fort Worth, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,520
20 Years $1,790
30 Years $1,379
40 Years $1,326
50 Years $1,228
60 Years $1,245
70 Years $1,450

Fort Worth, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fort Worth, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,368 $418
3 Vehicles $3,552 $627
4 Vehicles $4,736 $836

Savings on 2 Vehicles bundle:$418

Savings on 3 Vehicles bundle:$627

Savings on 4 Vehicles bundle:$836

Fort Worth, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fort Worth, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Fort Worth $1,393 $2,169
Westover Hills $2,205 $3,433
River Oaks $1,863 $2,900
Westworth Village $1,885 $2,935
Sansom Park $1,836 $2,858
White Settlement $1,851 $2,882
Lake Worth $1,871 $2,913
Tarrant County $1,512 $2,354

Fort Worth, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,195
Excellent (740-799) $1,364
Good (670-739) $1,452
Average (580-669) $1,894
Poor (300-579) $2,272

Fort Worth, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Elitha Moses State Farm 6620 Meadowbrook Dr, Fort Worth, 76112-5241 817-446-0065
Diana Troy Allstate 6016 Southwest Blvd, Fort Worth, 76109 (817) 735-4222
Javier Tejeda Farmers 6136 Westcreek Dr, Fort Worth, 76133 (817) 529-2093
Judy Samuel State Farm 501 Carroll St Ste 650, Fort Worth, 76107-8202 817-810-0143
Harnem Insurance Group Inc Nationwide 3900 Merrett Dr STE C, Lake Worth, 76135 (214) 227-1010
Abdiel Benjamin Arellano Agency Nationwide 420 E Lamar Blvd STE 204, Arlington, 76011 (817) 345-6000
Larry Albert Farmers 6001c Old Granbury Rd, Fort Worth, 76133 (817) 346-1689
Goosehead Insurance Travelers 4925 GREENVILLE AVE STE 200, DALLAS, 75206 800-474-1377
Bill Carter State Farm 3525 Denton Hwy Ste A, Fort Worth, 76117-3248 817-838-2342
Sylvia Taylor Farmers 1212 Corporate Dr Ste 130, Irving, 75038 (214) 701-5245

Fort Worth, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,454
Driver's Failure In Showing Documents +$135 $1,528
Driving With An Expired Registration +$143 $1,536
Driving At A Considerably Slow Pace +$302 $1,695
Using A Cellphone While Driving +$319 $1,712
Running A Red Light +$325 $1,718
Speeding +$341 $1,734
Driving A Vehicle Without The Required Permission +$433 $1,826
Driving With An Expired/Suspended License +$939 $2,332

Fort Worth, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,337
Active Disabling Device $1,337
Tracking Device $1,309
Passive Disabling Device $1,295

Latest Auto Insurance Reviews in Fort Worth, TX | Back to Top

I had a minor incident in a parking lot once, and although it was absolutely not my fault, my insurance rep was really calming when I panicked about my premiums going up for that moment.
I would recommend them because they are local, good customer service and cheaper than the competition. I highly recommend them and would not search for another company.
their offerings are very much compared to all the others. The trick I guess is which company offers better services and how fast can handle a claim.
The premium is much lower than other companies for the same offerings. I have price shopped with multiple companies and nobody has been able to beat geico's price.
State Farm
I like that I can email my agent and she responds quickly and professionally. On occasion, I have had a question that she has not encountered, and she will reply "I'll get back to you after some research." It makes me feel like she cares about my questions and wants to give me the best customer service she can.
I like that the company is well known, well branded, and that the customer service is readily available. I also like the low cost of our premium as opposed to other companies.
I dislike the price of my car insurance that would have to be my biggest disappointment of my car insurance.
Farmer's Insurance
I am satisfied with my car insurance policy. I am also very satisfied with the customer service and care that I receive when ever I have a question about my policy and in handling my insurance needs.
State Auto
I have only had to deal with them one time. The call was answered promptly and courteously. I was connected to the right person and was given great advice on how to deal with my claim.
I love the great customer service they offer. They are always so kind and understanding with us.I would not want any other insurance company.
The customer service and the online accessibility are about the only things that I like. I just feel like they are too expensive.
the preminum is similar to other insurance companies for the same insurance
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,