Fountain, CO Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fountain, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fountain, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fountain, CO Auto Insurance Rates
- Fountain, CO Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fountain, CO
- Multi Vehicle Insurance Savings in Fountain, CO
- How Credit Score Affects Car Insurance Rates in Fountain, CO
- How DUI Affects Auto Insurance Premiums in Fountain, CO
- Top Auto Insurance Agents Near Fountain, CO
- How Driving Violations Affect Auto Insurance Rates in Fountain, CO
- Fountain, CO Auto Insurance Discounts on Anti Theft Feature
- Fountain, CO Auto Insurance Company Reviews
Fountain, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fountain, CO with that of other cities in and around Fountain.
| Fountain | Fort Carson | Cheyenne Mountain | Rock Creek Park | Pueblo West | Cimarron Hills | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,247 | $1,754 | $1,909 | $1,828 | $1,754 | $1,741 |
Fountain, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fountain, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fountain | $1,589 | $1,342 |
| Rock Creek Park | $2,392 | $2,020 |
| Fort Carson | $1,807 | $1,526 |
| Security-Widefield | $2,195 | $1,854 |
| Cheyenne Mountain | $1,814 | $1,532 |
| Stratmoor | $1,542 | $1,302 |
| Pueblo West | $2,101 | $1,775 |
| Cimarron Hills | $1,481 | $1,251 |
Fountain, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fountain, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,046 |
| 20 Years | $1,602 |
| 30 Years | $1,234 |
| 40 Years | $1,187 |
| 50 Years | $1,100 |
| 60 Years | $1,115 |
| 70 Years | $1,298 |
Fountain, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fountain, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,170 | $324 |
| 3 Vehicles | $3,255 | $486 |
| 4 Vehicles | $4,340 | $648 |
Savings on 2 Vehicles bundle:$324
Savings on 3 Vehicles bundle:$486
Savings on 4 Vehicles bundle:$648
Fountain, CO Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fountain, CO.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fountain | $1,247 | $1,885 |
| Rock Creek Park | $1,828 | $2,763 |
| Fort Carson | $1,754 | $2,651 |
| Security-Widefield | $1,751 | $2,647 |
| Cheyenne Mountain | $1,909 | $2,885 |
| Stratmoor | $1,738 | $2,627 |
| Pueblo West | $1,754 | $2,651 |
| Cimarron Hills | $1,741 | $2,631 |
Fountain, CO Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,070 |
| Excellent (740-799) | $1,221 |
| Good (670-739) | $1,299 |
| Average (580-669) | $1,695 |
| Poor (300-579) | $2,034 |
Fountain, CO Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Kreg Kell | State Farm | 6873 Mesa Ridge Pkwy, Fountain, 80817-1506 | 719-390-6100 |
| Chad Atherton | State Farm | 6724 Camden Blvd, Fountain, 80817-2507 | 719-393-6001 |
| Art Ruiz | Farmers | 4425 Austin Bluffs Pkwy, Colorado Springs, 80918 | (719) 598-5440 |
| Benson Insurance Group Llc | Liberty Mutual Independent | 5155 N ACADEMY BLVD STE 110, COLORADO SPRINGS, 80918 | 719-622-3079 |
| H Peter Watson Lutcf | State Farm | 4480 N Academy Blvd, Colorado Springs, 80918-4551 | 719-599-7100 |
| H Peter Watson Lutcf | State Farm | 4480 N Academy Blvd, Colorado Springs, 80918-4551 | 719-599-7100 |
| Cheyenne Mountain Insurance Solutions Llc | Travelers | 620 SOUTHPOINTE CT STE 195, COLORADO SPRINGS, 80906 | 719-579-6557 |
| Cheyenne Mountain Insurance Solutions Llc | Travelers | 620 SOUTHPOINTE CT STE 195, COLORADO SPRINGS, 80906 | 719-579-6557 |
| James Bevan | Farmers | 5376 Tomah Dr Ste 201, Colorado Springs, 80918 | (719) 434-5588 |
Fountain, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,302 |
| Driver's Failure In Showing Documents | +$121 | $1,368 |
| Driving With An Expired Registration | +$128 | $1,375 |
| Driving At A Considerably Slow Pace | +$271 | $1,518 |
| Using A Cellphone While Driving | +$286 | $1,533 |
| Running A Red Light | +$291 | $1,538 |
| Speeding | +$306 | $1,553 |
| Driving A Vehicle Without The Required Permission | +$388 | $1,635 |
| Driving With An Expired/Suspended License | +$840 | $2,087 |
Fountain, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,197 |
| Active Disabling Device | $1,197 |
| Tracking Device | $1,172 |
| Passive Disabling Device | $1,160 |
Latest Auto Insurance Reviews in Fountain, CO | Back to Top
UsaaUSAA has expanded coverages compared to other insurers. They have lost wages, death benefits and other benefits that I had not seen offered by other competitors such as GEICO.
UsaaI like USAA for their one stop shopping, insurance, banking, loans are all in one location. It is a huge time saver for me. Their raodside assatance is incredible we have used them more times.
UsaaWe also use USAA for our auto insurance because they are helpful and knowledgeable to advise us on the best coverage.
UsaaI have a very low premium with USAA for my vehicle and I am fine with that. I very much enjoy the piece of mind to knwo that if there is ever a problem they would help me out.
AllstateAt the time of claim process. They take little long time.
Farmer's InsuranceI have Farmers auto insurance. I bundle with home insurance, life insurance and car insurance. I haven't had any issues with farmers auto insurance thus far and have repaired my glass several times with no problems.