Fountain Valley, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Fountain Valley, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Fountain Valley, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Fountain Valley, CA Auto Insurance Rates
- Fountain Valley, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Fountain Valley, CA
- Multi Vehicle Insurance Savings in Fountain Valley, CA
- How Credit Score Affects Car Insurance Rates in Fountain Valley, CA
- How DUI Affects Auto Insurance Premiums in Fountain Valley, CA
- Top Auto Insurance Agents Near Fountain Valley, CA
- How Driving Violations Affect Auto Insurance Rates in Fountain Valley, CA
- Fountain Valley, CA Auto Insurance Discounts on Anti Theft Feature
- Fountain Valley, CA Auto Insurance Company Reviews
Fountain Valley, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Fountain Valley, CA with that of other cities in and around Fountain Valley.
| Fountain Valley | Westminster | Garden Grove | Santa Ana | North Coast | Midway City | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,511 | $1,595 | $1,638 | $1,531 | $1,981 | $1,904 |
Fountain Valley, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Fountain Valley, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Fountain Valley | $1,640 | $1,385 |
| Midway City | $1,909 | $1,612 |
| Huntington Beach | $2,065 | $1,744 |
| Westminster | $1,185 | $1,001 |
| Costa Mesa | $2,057 | $1,737 |
| Santa Ana | $1,808 | $1,527 |
| North Coast | $1,592 | $1,345 |
| Garden Grove | $1,760 | $1,487 |
Fountain Valley, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Fountain Valley, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,903 |
| 20 Years | $1,941 |
| 30 Years | $1,495 |
| 40 Years | $1,439 |
| 50 Years | $1,332 |
| 60 Years | $1,351 |
| 70 Years | $1,572 |
Fountain Valley, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Fountain Valley, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,569 | $453 |
| 3 Vehicles | $3,853 | $680 |
| 4 Vehicles | $5,137 | $907 |
Savings on 2 Vehicles bundle:$453
Savings on 3 Vehicles bundle:$680
Savings on 4 Vehicles bundle:$907
Fountain Valley, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fountain Valley, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Fountain Valley | $1,511 | $3,720 |
| Midway City | $1,904 | $4,688 |
| Huntington Beach | $1,427 | $3,514 |
| Westminster | $1,595 | $3,927 |
| Costa Mesa | $1,427 | $3,514 |
| Santa Ana | $1,531 | $3,770 |
| North Coast | $1,981 | $4,878 |
| Garden Grove | $1,638 | $4,033 |
Fountain Valley, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,296 |
| Excellent (740-799) | $1,480 |
| Good (670-739) | $1,574 |
| Average (580-669) | $2,054 |
| Poor (300-579) | $2,465 |
Fountain Valley, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Rodger Borge | State Farm | 10897 Los Alamitos Blvd, Los Alamitos, 90720-2329 | 562-493-2546 |
| Octavio R E Pina | Allstate | 1926 S Main St, Santa Ana, 92707 | (714) 444-3022 |
| Kelly Duong | State Farm | 14256 Beach Blvd, Westminster, 92683-4562 | 714-891-5500 |
| Paul Mantellino | State Farm | 838 W 9th St, San Pedro, 90731-3604 | 310-547-3338 |
| Paul Mantellino | State Farm | 838 W 9th St, San Pedro, 90731-3604 | 310-547-3338 |
| Professional Choice Insurance Services | Travelers | 2151 Michelson Drive, Suite 242, Irvine, 92612 | None |
| Professional Choice Insurance Services | Travelers | 2151 Michelson Drive, Suite 242, Irvine, 92612 | None |
| Don Lang | State Farm | 10382 Stanford Ave Ste H, Garden Grove, 92840-6352 | 714-590-2581 |
| Jose Gastelum | State Farm | 1780 E McFadden Ave Ste 114, Santa Ana, 92705-4648 | 714-557-3344 |
| Mizuno Insurance Agency | Travelers | 9564 HAMILTON AVE, HUNTINGTON BEACH, 92646 | 714-964-7227 |
Fountain Valley, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,577 |
| Driver's Failure In Showing Documents | +$147 | $1,658 |
| Driving With An Expired Registration | +$156 | $1,667 |
| Driving At A Considerably Slow Pace | +$328 | $1,839 |
| Using A Cellphone While Driving | +$346 | $1,857 |
| Running A Red Light | +$352 | $1,863 |
| Speeding | +$370 | $1,881 |
| Driving A Vehicle Without The Required Permission | +$470 | $1,981 |
| Driving With An Expired/Suspended License | +$1,018 | $2,529 |
Fountain Valley, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,451 |
| Active Disabling Device | $1,451 |
| Tracking Device | $1,420 |
| Passive Disabling Device | $1,405 |
Latest Auto Insurance Reviews in Fountain Valley, CA | Back to Top
Geicoi feel like geico is not great because they put you in a high risk category if you get in an accident even if it is not your fault.
The HartfordMy premium is very competitive with other companies. I was offered many different deductibles with my policy but I wanted to stay within a budget
AllstateThey are better than other providers because I say so. They don't cause my any problems, so I don't have a problem with them. I would give them about a 4.