Fowler Auto Insurance Rates, Quotes, Agents & Reviews in CA

Fowler, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fowler, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fowler, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fowler, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fowler, CA with that of other cities in and around Fowler.

Fowler Easton Selma Calwa Monmouth Del Rey
Average Insurance Rates $1,810 $1,781 $1,527 $1,755 $1,776 $1,791

Fowler, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fowler, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fowler $1,864 $1,575
Bowles $2,030 $1,715
Malaga $1,394 $1,177
Monmouth $1,319 $1,114
Easton $1,079 $912
Del Rey $1,041 $880
Selma $1,839 $1,553
Calwa $1,127 $952

Fowler, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fowler, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,873
20 Years $2,326
30 Years $1,791
40 Years $1,723
50 Years $1,596
60 Years $1,618
70 Years $1,884

Fowler, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fowler, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,077 $543
3 Vehicles $4,616 $815
4 Vehicles $6,154 $1,086

Savings on 2 Vehicles bundle:$543

Savings on 3 Vehicles bundle:$815

Savings on 4 Vehicles bundle:$1,086

Fowler, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fowler, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Fowler $1,810 $4,457
Bowles $1,971 $4,853
Malaga $1,759 $4,331
Monmouth $1,776 $4,373
Easton $1,781 $4,385
Del Rey $1,791 $4,410
Selma $1,527 $3,760
Calwa $1,755 $4,321

Fowler, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,553
Excellent (740-799) $1,773
Good (670-739) $1,886
Average (580-669) $2,461
Poor (300-579) $2,952

Fowler, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,890
Driver's Failure In Showing Documents +$176 $1,986
Driving With An Expired Registration +$186 $1,996
Driving At A Considerably Slow Pace +$393 $2,203
Using A Cellphone While Driving +$414 $2,224
Running A Red Light +$422 $2,232
Speeding +$443 $2,253
Driving A Vehicle Without The Required Permission +$563 $2,373
Driving With An Expired/Suspended License +$1,220 $3,030

Fowler, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,738
Active Disabling Device $1,738
Tracking Device $1,701
Passive Disabling Device $1,683