Fox River Auto Insurance Rates, Quotes, Agents & Reviews in AK

Fox River, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fox River, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fox River, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fox River, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fox River, AK with that of other cities in and around Fox River.

Fox River Fritz Creek
Average Insurance Rates $1,147 $1,526

Fox River, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fox River, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fox River $1,348 $1,139
Fritz Creek $1,319 $1,114

Fox River, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fox River, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,722
20 Years $1,474
30 Years $1,135
40 Years $1,092
50 Years $1,011
60 Years $1,025
70 Years $1,194

Fox River, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fox River, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,996 $298
3 Vehicles $2,994 $447
4 Vehicles $3,992 $596

Savings on 2 Vehicles bundle:$298

Savings on 3 Vehicles bundle:$447

Savings on 4 Vehicles bundle:$596


Fox River, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fox River, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Fox River $1,147 $1,790
Fritz Creek $1,526 $2,382

Fox River, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $984
Excellent (740-799) $1,123
Good (670-739) $1,195
Average (580-669) $1,559
Poor (300-579) $1,871

Fox River, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Barth State Farm 3726 Lake St Ste C, Homer, 99603-7663 907-226-3600
1st Alaska Insurance Allstate 35681 Kenai Spur Hwy, Soldotna, 99669 (907) 262-4425
Kristie Babcock State Farm 10735 Kenai Spur Hwy Ste 1, Kenai, 99611-7859 907-283-7116
Waterbury Agency Llc Allstate 44539 Sterling Hwy Ste 207, Soldotna, 99669 (907) 262-9445
Johnson Insurance Group None 34851 Kenai Spur Hwy 34851 Kenai Spur Hwy, Soldotna, 99669 None
Walters & Associates Insurance, Inc. None 130 S Willow St Ste 8, Kenai, 99611 None
Malone Ins Agency Allstate 412 E Pioneer Ave Ste 1, Homer, 99603 (907) 435-0699

Fox River, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,197
Driver's Failure In Showing Documents +$111 $1,258
Driving With An Expired Registration +$118 $1,265
Driving At A Considerably Slow Pace +$249 $1,396
Using A Cellphone While Driving +$263 $1,410
Running A Red Light +$267 $1,414
Speeding +$281 $1,428
Driving A Vehicle Without The Required Permission +$357 $1,504
Driving With An Expired/Suspended License +$773 $1,920

Fox River, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,101
Active Disabling Device $1,101
Tracking Device $1,078
Passive Disabling Device $1,067