Franklin County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Franklin County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Franklin County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Franklin County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Franklin County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Franklin County, VT with that of other cities in and around Franklin County.

Franklin County St. Albans Enosburg Falls Franklin Enosburg Bakersfield
Average Insurance Rates $966 $1,075 $1,072 $1,089 $1,124 $1,093

Franklin County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Franklin County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Franklin County $2,079 $1,756
Sheldon $964 $814
Fairfield $2,107 $1,780
Enosburg Falls $947 $800
Enosburg $1,003 $847
Bakersfield $1,386 $1,171
Franklin $1,312 $1,108
St. Albans $1,523 $1,287

Franklin County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Franklin County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,135
20 Years $1,241
30 Years $956
40 Years $920
50 Years $852
60 Years $864
70 Years $1,005

Franklin County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Franklin County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,662 $270
3 Vehicles $2,492 $406
4 Vehicles $3,323 $541

Savings on 2 Vehicles bundle:$270

Savings on 3 Vehicles bundle:$406

Savings on 4 Vehicles bundle:$541


Franklin County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Franklin County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Franklin County $966 $1,996
Sheldon $1,091 $2,255
Fairfield $1,104 $2,281
Enosburg Falls $1,072 $2,215
Enosburg $1,124 $2,323
Bakersfield $1,093 $2,259
Franklin $1,089 $2,250
St. Albans $1,075 $2,221

Franklin County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $829
Excellent (740-799) $946
Good (670-739) $1,007
Average (580-669) $1,313
Poor (300-579) $1,576

Franklin County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Laura Gomez Farmers 5053 W Fullerton Ave, Chicago, 60639 (773) 417-7658
David Raleigh Allstate 2 Champlain Commons Ste 5, Saint Albans, 5478 (802) 527-1241
Julie Collins State Farm 84 Fairfield Street, St Albans, 05478-1728 802-524-0200
Julie Collins State Farm 84 Fairfield Street, St Albans, 05478-1728 802-524-0200
Crowley Insurance Agency Liberty Mutual Independent 100 N WILLARD ST, BURLINGTON, 5401 (802) 863-3416
Jared Jabaut Agency Nationwide 268 N Main St, Saint Albans, 5478 (802) 524-9100
Jim Moran Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Smith Bell & Thompson Inc Travelers 40 MAIN ST STE 500, BURLINGTON, 5401 802-658-4600

Franklin County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,009
Driver's Failure In Showing Documents +$94 $1,060
Driving With An Expired Registration +$99 $1,065
Driving At A Considerably Slow Pace +$210 $1,176
Using A Cellphone While Driving +$221 $1,187
Running A Red Light +$225 $1,191
Speeding +$237 $1,203
Driving A Vehicle Without The Required Permission +$300 $1,266
Driving With An Expired/Suspended License +$651 $1,617

Franklin County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $927
Active Disabling Device $927
Tracking Device $908
Passive Disabling Device $898