Franklin Park, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Franklin Park, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Franklin Park, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Franklin Park, IL Auto Insurance Rates
- Franklin Park, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Franklin Park, IL
- Multi Vehicle Insurance Savings in Franklin Park, IL
- How Credit Score Affects Car Insurance Rates in Franklin Park, IL
- How DUI Affects Auto Insurance Premiums in Franklin Park, IL
- Top Auto Insurance Agents Near Franklin Park, IL
- How Driving Violations Affect Auto Insurance Rates in Franklin Park, IL
- Franklin Park, IL Auto Insurance Discounts on Anti Theft Feature
- Franklin Park, IL Auto Insurance Company Reviews
Franklin Park, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Franklin Park, IL with that of other cities in and around Franklin Park.
| Franklin Park | River Grove | Elmwood Park | Leyden | Norridge | Schiller Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,260 | $1,267 | $1,428 | $1,270 | $1,326 | $1,262 |
Franklin Park, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Franklin Park, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Franklin Park | $1,271 | $1,074 |
| Leyden | $1,737 | $1,467 |
| Schiller Park | $1,842 | $1,556 |
| Northlake | $1,478 | $1,248 |
| Stone Park | $930 | $786 |
| River Grove | $1,117 | $943 |
| Elmwood Park | $1,476 | $1,247 |
| Norridge | $1,687 | $1,425 |
Franklin Park, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Franklin Park, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,088 |
| 20 Years | $1,619 |
| 30 Years | $1,247 |
| 40 Years | $1,200 |
| 50 Years | $1,111 |
| 60 Years | $1,127 |
| 70 Years | $1,311 |
Franklin Park, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Franklin Park, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,192 | $328 |
| 3 Vehicles | $3,289 | $491 |
| 4 Vehicles | $4,385 | $655 |
Savings on 2 Vehicles bundle:$328
Savings on 3 Vehicles bundle:$491
Savings on 4 Vehicles bundle:$655
Franklin Park, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Franklin Park, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Franklin Park | $1,260 | $2,045 |
| Leyden | $1,270 | $2,062 |
| Schiller Park | $1,262 | $2,049 |
| Northlake | $1,249 | $2,028 |
| Stone Park | $1,285 | $2,086 |
| River Grove | $1,267 | $2,057 |
| Elmwood Park | $1,428 | $2,318 |
| Norridge | $1,326 | $2,153 |
Franklin Park, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,081 |
| Excellent (740-799) | $1,234 |
| Good (670-739) | $1,313 |
| Average (580-669) | $1,713 |
| Poor (300-579) | $2,055 |
Franklin Park, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jack Krzosek | Farmers | 3840 N Harlem Ave, Chicago, 60634 | (773) 625-2222 |
| Salvador Correa | Farmers | 5719 W Cermak Rd, Cicero, 60804 | (708) 298-9153 |
| Ozfield Insurance | Erie | 4123 W Montrose Avenue, Chicago, 60641 | None |
| Tania Ramirez | State Farm | 3223 W Lawrnce Ave, Chicago, 60625-5208 | 773-346-7200 |
| Affiliated Agencies | Travelers | 188 Industrial Dr Suite 136, Elmhurst, 60126 | (630) 749-2335 |
| Forst-Becvar Insurance Agency, Inc. | None | 10055 W Roosevelt Rd, Ste A, Westchester, 60154 | None |
| Desiderio Javier | Allstate | 6774 N Northwest Hwy Ste 1, Chicago, 60631 | (773) 792-3600 |
| Darren Tillis | State Farm | 3830 W Roosevelt Rd, Chicago, 60624-4230 | 773-826-0766 |
| Insurance Service Center Inc | Travelers | 8833 Gross Point Rd., Ste 206, Skokie, 60077 | None |
| Mark Niemiec | State Farm | 4471 Lawn Ave Ste 203, Western Sprgs, 60558-1565 | 708-505-3055 |
Franklin Park, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,315 |
| Driver's Failure In Showing Documents | +$122 | $1,382 |
| Driving With An Expired Registration | +$130 | $1,390 |
| Driving At A Considerably Slow Pace | +$273 | $1,533 |
| Using A Cellphone While Driving | +$289 | $1,549 |
| Running A Red Light | +$294 | $1,554 |
| Speeding | +$309 | $1,569 |
| Driving A Vehicle Without The Required Permission | +$392 | $1,652 |
| Driving With An Expired/Suspended License | +$849 | $2,109 |
Franklin Park, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,210 |
| Active Disabling Device | $1,210 |
| Tracking Device | $1,184 |
| Passive Disabling Device | $1,172 |
Latest Auto Insurance Reviews in Franklin Park, IL | Back to Top
AllstateOur offerings can be tweaked from a standard policy up to platinum offerings with all the bells and whistles. So we have something that typically meets everyone's needs and price points.
AllstateOur offerings can be tweaked from a standard policy up to platinum offerings with all the bells and whistles. So we have something that typically meets everyone's needs and price points.
ProgressiveThe other Insurance companies receives more money for the same coverage from people. The premiums are very high so that the middle class people cannot afford to pay it.
Liberty Mutualliberty mutual is one of the companies that offers the best service to our cars, since it has a very advanced security system and in this way they can offer us trust, so it will always be the best decision to have this very reliable auto insurance.