Franklin Park Auto Insurance Rates, Quotes, Agents & Reviews in IL

Franklin Park, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Franklin Park, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Franklin Park, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Franklin Park, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Franklin Park, IL with that of other cities in and around Franklin Park.

Franklin Park River Grove Elmwood Park Leyden Norridge Schiller Park
Average Insurance Rates $1,260 $1,267 $1,428 $1,270 $1,326 $1,262

Franklin Park, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Franklin Park, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Franklin Park $1,271 $1,074
Leyden $1,737 $1,467
Schiller Park $1,842 $1,556
Northlake $1,478 $1,248
Stone Park $930 $786
River Grove $1,117 $943
Elmwood Park $1,476 $1,247
Norridge $1,687 $1,425

Franklin Park, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Franklin Park, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,088
20 Years $1,619
30 Years $1,247
40 Years $1,200
50 Years $1,111
60 Years $1,127
70 Years $1,311

Franklin Park, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Franklin Park, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,192 $328
3 Vehicles $3,289 $491
4 Vehicles $4,385 $655

Savings on 2 Vehicles bundle:$328

Savings on 3 Vehicles bundle:$491

Savings on 4 Vehicles bundle:$655


Franklin Park, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Franklin Park, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Franklin Park $1,260 $2,045
Leyden $1,270 $2,062
Schiller Park $1,262 $2,049
Northlake $1,249 $2,028
Stone Park $1,285 $2,086
River Grove $1,267 $2,057
Elmwood Park $1,428 $2,318
Norridge $1,326 $2,153

Franklin Park, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,081
Excellent (740-799) $1,234
Good (670-739) $1,313
Average (580-669) $1,713
Poor (300-579) $2,055

Franklin Park, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jack Krzosek Farmers 3840 N Harlem Ave, Chicago, 60634 (773) 625-2222
Salvador Correa Farmers 5719 W Cermak Rd, Cicero, 60804 (708) 298-9153
Ozfield Insurance Erie 4123 W Montrose Avenue, Chicago, 60641 None
Tania Ramirez State Farm 3223 W Lawrnce Ave, Chicago, 60625-5208 773-346-7200
Affiliated Agencies Travelers 188 Industrial Dr Suite 136, Elmhurst, 60126 (630) 749-2335
Forst-Becvar Insurance Agency, Inc. None 10055 W Roosevelt Rd, Ste A, Westchester, 60154 None
Desiderio Javier Allstate 6774 N Northwest Hwy Ste 1, Chicago, 60631 (773) 792-3600
Darren Tillis State Farm 3830 W Roosevelt Rd, Chicago, 60624-4230 773-826-0766
Insurance Service Center Inc Travelers 8833 Gross Point Rd., Ste 206, Skokie, 60077 None
Mark Niemiec State Farm 4471 Lawn Ave Ste 203, Western Sprgs, 60558-1565 708-505-3055

Franklin Park, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$55 $1,315
Driver's Failure In Showing Documents +$122 $1,382
Driving With An Expired Registration +$130 $1,390
Driving At A Considerably Slow Pace +$273 $1,533
Using A Cellphone While Driving +$289 $1,549
Running A Red Light +$294 $1,554
Speeding +$309 $1,569
Driving A Vehicle Without The Required Permission +$392 $1,652
Driving With An Expired/Suspended License +$849 $2,109

Franklin Park, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,210
Active Disabling Device $1,210
Tracking Device $1,184
Passive Disabling Device $1,172

Latest Auto Insurance Reviews in Franklin Park, IL | Back to Top

Allstate
Our offerings can be tweaked from a standard policy up to platinum offerings with all the bells and whistles. So we have something that typically meets everyone's needs and price points.
Allstate
Our offerings can be tweaked from a standard policy up to platinum offerings with all the bells and whistles. So we have something that typically meets everyone's needs and price points.
Progressive
The other Insurance companies receives more money for the same coverage from people. The premiums are very high so that the middle class people cannot afford to pay it.
Liberty Mutual
liberty mutual is one of the companies that offers the best service to our cars, since it has a very advanced security system and in this way they can offer us trust, so it will always be the best decision to have this very reliable auto insurance.