Franklin Auto Insurance Rates, Quotes, Agents & Reviews in VT

Franklin, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Franklin, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Franklin, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Franklin, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Franklin, VT with that of other cities in and around Franklin.

Franklin Highgate Enosburg Falls Franklin County Swanton Enosburg
Average Insurance Rates $1,089 $1,082 $1,072 $966 $1,093 $1,124

Franklin, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Franklin, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Franklin $1,312 $1,108
Sheldon $964 $814
Enosburg Falls $947 $800
Highgate $1,203 $1,016
Franklin County $2,079 $1,756
Berkshire $1,440 $1,216
Enosburg $1,003 $847
Swanton $1,490 $1,259

Franklin, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Franklin, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,534
20 Years $1,399
30 Years $1,078
40 Years $1,037
50 Years $960
60 Years $974
70 Years $1,133

Franklin, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Franklin, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,873 $305
3 Vehicles $2,810 $457
4 Vehicles $3,746 $610

Savings on 2 Vehicles bundle:$305

Savings on 3 Vehicles bundle:$457

Savings on 4 Vehicles bundle:$610


Franklin, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Franklin, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Franklin $1,089 $2,250
Sheldon $1,091 $2,255
Enosburg Falls $1,072 $2,215
Highgate $1,082 $2,236
Franklin County $966 $1,996
Berkshire $1,081 $2,234
Enosburg $1,124 $2,323
Swanton $1,093 $2,259

Franklin, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $934
Excellent (740-799) $1,067
Good (670-739) $1,135
Average (580-669) $1,480
Poor (300-579) $1,776

Franklin, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David Raleigh Allstate 2 Champlain Commons Ste 5, Saint Albans, 5478 (802) 527-1241
Julie Collins State Farm 84 Fairfield St, Saint Albans, 05478-1728 802-524-0200
Julie Collins State Farm 84 Fairfield St, Saint Albans, 05478-1728 802-524-0200
Hannah Insurance Agency, Inc., Dba Champlain Insuring None 23B First Street , Swanton, 5488 None
Jared Jabaut Agency Nationwide 268 N Main St, Saint Albans, 5478 (802) 524-9100
Donna Booher Allstate 4001 Williston Rd, South Burlington, 5403 (802) 862-8620
Chevalier Insurance Agency Inc. Allstate 4 Church St, Swanton, 5488 (802) 868-4006
Nfp Property & Casualty Services Liberty Mutual Independent 553 ROOSEVELT HWY STE 201, COLCHESTER, 5446 (802) 864-3333

Franklin, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,137
Driver's Failure In Showing Documents +$106 $1,195
Driving With An Expired Registration +$112 $1,201
Driving At A Considerably Slow Pace +$236 $1,325
Using A Cellphone While Driving +$249 $1,338
Running A Red Light +$254 $1,343
Speeding +$267 $1,356
Driving A Vehicle Without The Required Permission +$339 $1,428
Driving With An Expired/Suspended License +$734 $1,823

Franklin, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,045
Active Disabling Device $1,045
Tracking Device $1,024
Passive Disabling Device $1,013