Frederick Auto Insurance Rates, Quotes, Agents & Reviews in CO

Frederick, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Frederick, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Frederick, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Frederick, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Frederick, CO with that of other cities in and around Frederick.

Frederick Erie-Frederick Firestone Mead Erie Dacono
Average Insurance Rates $1,822 $1,838 $1,827 $1,852 $1,889 $1,767

Frederick, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Frederick, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Frederick $1,413 $1,194
Erie-Frederick $2,338 $1,975
Firestone $1,329 $1,122
Dacono $1,318 $1,114
Erie $1,913 $1,616
Fort Lupton $1,689 $1,427
Mead $1,841 $1,555
Leyner $1,817 $1,535

Frederick, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Frederick, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,912
20 Years $2,341
30 Years $1,803
40 Years $1,735
50 Years $1,607
60 Years $1,629
70 Years $1,896

Frederick, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Frederick, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,097 $547
3 Vehicles $4,646 $820
4 Vehicles $6,195 $1,093

Savings on 2 Vehicles bundle:$547

Savings on 3 Vehicles bundle:$820

Savings on 4 Vehicles bundle:$1,093

Frederick, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Frederick, CO.

Location Average Insurance Cost Post DUI Insurance Rate
Frederick $1,822 $2,754
Erie-Frederick $1,838 $2,778
Firestone $1,827 $2,761
Dacono $1,767 $2,671
Erie $1,889 $2,855
Fort Lupton $1,763 $2,665
Mead $1,852 $2,799
Leyner $1,764 $2,666

Frederick, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,563
Excellent (740-799) $1,784
Good (670-739) $1,899
Average (580-669) $2,477
Poor (300-579) $2,972

Frederick, CO Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tim Cronk Farmers 9101 Harlan Stnit 315, Westminster, 80031 (303) 963-5177
Rebecca L. Martens Allstate 201 Terry Street Suite 1A, Longmont, 80501 (303) 774-9898
Malyka Korgan State Farm 11078 Cimarron St Unit D, Firestone, 80504-6600 720-204-6817
Darrell Harsh Farmers 8120 Sheridan Blvd Ste 305b, Westminster, 80003 (303) 426-4260
J. Scott Holm Farmers 636 Coffman St Ste 200, Longmont, 80501 (970) 556-4916
Mark Wehde State Farm 13654 Xavier Ln Ste 101, Broomfield, 80023-3607 303-466-8246
Cindy Miller Farmers 1240 Ken Pratt Blvd Ste 6b, Longmont, 80501 (303) 774-2637
Goetz Insurors, Inc None 8333 Greenwood Blvd 8333 Greenwood Blvd , Denver, 80221 None
[ ' D, e, o r
B W Agency Llc Travelers 3989 E Arapahoe Rd Ste 216, Centennial, 80122 None

Frederick, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,902
Driver's Failure In Showing Documents +$177 $1,999
Driving With An Expired Registration +$188 $2,010
Driving At A Considerably Slow Pace +$395 $2,217
Using A Cellphone While Driving +$417 $2,239
Running A Red Light +$425 $2,247
Speeding +$446 $2,268
Driving A Vehicle Without The Required Permission +$567 $2,389
Driving With An Expired/Suspended License +$1,228 $3,050

Frederick, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,749
Active Disabling Device $1,749
Tracking Device $1,713
Passive Disabling Device $1,694