Freemans Creek Auto Insurance Rates, Quotes, Agents & Reviews in WV

Freemans Creek, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Freemans Creek, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Freemans Creek, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Freemans Creek, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Freemans Creek, WV with that of other cities in and around Freemans Creek.

Freemans Creek Hackers Creek-Skin Creek Lewis County Weston Jane Lew Southwest
Average Insurance Rates $1,408 $1,457 $1,408 $1,377 $1,388 $1,408

Freemans Creek, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Freemans Creek, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Freemans Creek $1,420 $1,200
Weston $1,247 $1,054
Oak $1,351 $1,141
Lewis County $1,933 $1,633
Jane Lew $2,099 $1,773
Hackers Creek-Skin Creek $2,181 $1,842
Courthouse-Collins Settlement $1,916 $1,618
Southwest $1,689 $1,427

Freemans Creek, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Freemans Creek, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,569
20 Years $1,809
30 Years $1,393
40 Years $1,341
50 Years $1,242
60 Years $1,259
70 Years $1,465

Freemans Creek, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Freemans Creek, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,422 $394
3 Vehicles $3,633 $591
4 Vehicles $4,844 $788

Savings on 2 Vehicles bundle:$394

Savings on 3 Vehicles bundle:$591

Savings on 4 Vehicles bundle:$788


Freemans Creek, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Freemans Creek, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Freemans Creek $1,408 $2,252
Weston $1,377 $2,202
Oak $1,390 $2,223
Lewis County $1,408 $2,252
Jane Lew $1,388 $2,220
Hackers Creek-Skin Creek $1,457 $2,330
Courthouse-Collins Settlement $1,370 $2,191
Southwest $1,408 $2,252

Freemans Creek, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,208
Excellent (740-799) $1,379
Good (670-739) $1,467
Average (580-669) $1,914
Poor (300-579) $2,297

Freemans Creek, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jenny Garton State Farm 51 Circle Heights Rd, Weston, 26452-8338 304-269-1414
G.J. Garton Insurance Agency, Inc. Liberty Mutual Independent 400 U.S. Highway 33 East , Weston, 26452 (855) 421-9924
Bridget Smith State Farm 20 Williams Dr Ste 3, Spencer, 25276-1800 304-927-5540
Norman Daniels State Farm 417 E Main St, Spencer, 25276-1612 304-927-5680
Robert Ramsey Insurance Service Inc. None P.O. Box 308 , Weston, 26452 None
Timothy Hopkins State Farm 2279 Main St, Clay, 25043-7001 304-587-2899

Freemans Creek, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,470
Driver's Failure In Showing Documents +$137 $1,545
Driving With An Expired Registration +$145 $1,553
Driving At A Considerably Slow Pace +$306 $1,714
Using A Cellphone While Driving +$322 $1,730
Running A Red Light +$328 $1,736
Speeding +$345 $1,753
Driving A Vehicle Without The Required Permission +$438 $1,846
Driving With An Expired/Suspended License +$949 $2,357

Freemans Creek, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,352
Active Disabling Device $1,352
Tracking Device $1,324
Passive Disabling Device $1,309