Fresno Auto Insurance Rates, Quotes, Agents & Reviews in TX

Fresno, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fresno, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fresno, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fresno, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fresno, TX with that of other cities in and around Fresno.

Fresno Iowa Colony Stafford Missouri City Sienna Plantation Arcola
Average Insurance Rates $1,939 $2,040 $1,963 $1,229 $2,167 $1,910

Fresno, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fresno, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fresno $1,498 $1,265
Arcola $1,572 $1,328
Sienna Plantation $1,755 $1,482
Missouri City $1,795 $1,516
Fifth Street $1,919 $1,621
Iowa Colony $1,860 $1,571
Manvel $1,035 $874
Stafford $946 $799

Fresno, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fresno, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,292
20 Years $2,491
30 Years $1,919
40 Years $1,846
50 Years $1,710
60 Years $1,734
70 Years $2,018

Fresno, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fresno, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,374 $504
3 Vehicles $5,061 $756
4 Vehicles $6,748 $1,008

Savings on 2 Vehicles bundle:$504

Savings on 3 Vehicles bundle:$756

Savings on 4 Vehicles bundle:$1,008


Fresno, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fresno, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Fresno $1,939 $3,019
Arcola $1,910 $2,973
Sienna Plantation $2,167 $3,374
Missouri City $1,229 $1,913
Fifth Street $1,863 $2,900
Iowa Colony $2,040 $3,176
Manvel $1,983 $3,087
Stafford $1,963 $3,056

Fresno, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,664
Excellent (740-799) $1,899
Good (670-739) $2,020
Average (580-669) $2,636
Poor (300-579) $3,163

Fresno, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jose Vasquez State Farm 8058 Westheimer Rd, Houston, 77063-2902 832-804-8131
Michelle Tuan Farmers 12603 Southwest Fwy Ste 565, Stafford, 77477 (281) 565-4800
Viet Nguyen Farmers 9330 Broadway St Ste 326, PEARLAND, 77584 (281) 741-7331
Linda Brewster Allstate 10101 Fondren Rd Ste 223, Houston, 77096 (713) 777-6800
Jose Villafana State Farm 10431 S Post Oak Rd, Houston, 77035-3303 713-729-3700
Rendon Insurance Group Llc Travelers 12999 MURPHY RD STE B-1, STAFFORD, 77477 281-498-9100
Peter Zografos Farmers 5322 W Bellfort St Ste 206, Houston, 77035 (713) 877-8811
Centerline Inc None 2819 N Main St, Stafford, 77477 None
Professional Insurance & Financing None 12603 Sw Freeway, Stafford, 77477 None
Bert Schmidt State Farm 5819 Highway 6 South, Missouri City, 77459-4070 281-499-5687

Fresno, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$85 $2,024
Driver's Failure In Showing Documents +$188 $2,127
Driving With An Expired Registration +$200 $2,139
Driving At A Considerably Slow Pace +$421 $2,360
Using A Cellphone While Driving +$444 $2,383
Running A Red Light +$452 $2,391
Speeding +$475 $2,414
Driving A Vehicle Without The Required Permission +$603 $2,542
Driving With An Expired/Suspended License +$1,307 $3,246

Fresno, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,861
Active Disabling Device $1,861
Tracking Device $1,823
Passive Disabling Device $1,803

Latest Auto Insurance Reviews in Fresno, TX | Back to Top

Encompass Insurance
They really dont offer anything. I have full coverage and towing and rental on my policy. But the payment is high.
Encompass Insurance
They really dont offer anything. I have full coverage and towing and rental on my policy. But the payment is high.
State Farm
I rarely have to interact with State Farm regarding insurance since they are competitive with their quotes, but when I do, they are always quick and responsive to me.
Liberty Mutual
I really like the auto insurance policy includes more than the coverage for your vehicle, it also includes some additional benefits of some standard children and other optional
The Hartford
while the coverages are somewhat comparable our current agent is all about selling to us. we are currently on the hunt for a new agent.