Fulton Auto Insurance Rates, Quotes, Agents & Reviews in MD

Fulton, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fulton, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fulton, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Fulton, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fulton, MD with that of other cities in and around Fulton.

Fulton Scaggsville North Laurel Columbia Highland Burtonsville
Average Insurance Rates $1,540 $1,475 $1,409 $1,421 $1,549 $1,427

Fulton, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fulton, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fulton $1,918 $1,620
Scaggsville $1,431 $1,208
Burtonsville $1,786 $1,509
West Laurel $2,458 $2,076
Highland $1,458 $1,232
North Laurel $1,634 $1,380
Columbia $1,779 $1,502
Spencerville $1,933 $1,633

Fulton, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fulton, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,997
20 Years $1,979
30 Years $1,524
40 Years $1,466
50 Years $1,358
60 Years $1,377
70 Years $1,603

Fulton, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fulton, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,680 $400
3 Vehicles $4,019 $601
4 Vehicles $5,359 $801

Savings on 2 Vehicles bundle:$400

Savings on 3 Vehicles bundle:$601

Savings on 4 Vehicles bundle:$801

Fulton, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fulton, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Fulton $1,540 $2,455
Scaggsville $1,475 $2,352
Burtonsville $1,427 $2,275
West Laurel $1,416 $2,258
Highland $1,549 $2,470
North Laurel $1,409 $2,246
Columbia $1,421 $2,266
Spencerville $1,480 $2,360

Fulton, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,321
Excellent (740-799) $1,508
Good (670-739) $1,605
Average (580-669) $2,094
Poor (300-579) $2,512

Fulton, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Odonovan & Associates Inc Liberty Mutual Independent 3881 TEN OAKS RD 2E, GLENELG, 21737 (410) 423-4477
Alice Kwon State Farm 10035 Balto Natl Pike Ste 330, Ellicott City, 21042-3611 410-461-3277
Horenberg Insurance Services Inc Liberty Mutual Independent 3915 NATIONAL DR STE 400, BURTONSVILLE, 20866 301-628-4000
Adam Herndon State Farm 14123 Baltimore Ave Ste B, Laurel, 20707-5073 240-280-2285
Andrew W. Zink Allstate 3460 Olny Laytnsvl Rd Ste 202, Olney, 20832 (301) 570-9200
Keller-Stonebraker Insurance Inc Travelers 3458 ELLICOTT CENTER DR STE 104, ELLICOTT CITY, 21043 410-461-0700
Mike Sawyer State Farm 9275 Balto Natl Pike Ste 101, Ellicott City, 21042-3943 410-494-9798
Keith Sigur State Farm 8875 Centre Park Drive, Columbia, 21045-2382 410-740-1702
Debbie Vazzana Allstate 808 Olney Sandy Spring Rd, Sandy Spring, 20860 (301) 871-2300
Chuck Norris Morgan Lutcf State Farm 6430 Dobbin Road Ste A, Columbia, 21045 410-715-0233
Scott Mcgrew State Farm 4785 Dorsey Hall Drive, Ellicott City, 21042-7862 410-730-4333
Wall Insurance Agency Inc Nationwide 1833 York Rd, Lutherville Timonium, 21093-5120 (410) 560-2222

Fulton, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,608
Driver's Failure In Showing Documents +$149 $1,689
Driving With An Expired Registration +$159 $1,699
Driving At A Considerably Slow Pace +$334 $1,874
Using A Cellphone While Driving +$353 $1,893
Running A Red Light +$359 $1,899
Speeding +$377 $1,917
Driving A Vehicle Without The Required Permission +$479 $2,019
Driving With An Expired/Suspended License +$1,038 $2,578

Fulton, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,478
Active Disabling Device $1,478
Tracking Device $1,448
Passive Disabling Device $1,432