Fulton Auto Insurance Rates, Quotes, Agents & Reviews in PA

Fulton, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Fulton, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Fulton, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Fulton, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Fulton, PA with that of other cities in and around Fulton.

Fulton Little Britain Delta Rising Sun Wakefield East Drumore
Average Insurance Rates $1,469 $1,499 $1,426 $1,350 $1,472 $1,478

Fulton, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Fulton, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Fulton $1,851 $1,563
Wakefield $2,078 $1,755
Drumore $2,238 $1,891
Little Britain $1,866 $1,576
East Drumore $1,855 $1,567
Peach Bottom $2,090 $1,765
Delta $1,449 $1,224
Rising Sun $1,762 $1,489

Fulton, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Fulton, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,767
20 Years $1,887
30 Years $1,454
40 Years $1,399
50 Years $1,295
60 Years $1,313
70 Years $1,529

Fulton, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Fulton, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,527 $411
3 Vehicles $3,790 $617
4 Vehicles $5,053 $823

Savings on 2 Vehicles bundle:$411

Savings on 3 Vehicles bundle:$617

Savings on 4 Vehicles bundle:$823


Fulton, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Fulton, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Fulton $1,469 $2,312
Wakefield $1,472 $2,317
Drumore $1,490 $2,345
Little Britain $1,499 $2,360
East Drumore $1,478 $2,327
Peach Bottom $1,448 $2,279
Delta $1,426 $2,245
Rising Sun $1,350 $2,152

Fulton, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,260
Excellent (740-799) $1,439
Good (670-739) $1,531
Average (580-669) $1,997
Poor (300-579) $2,396

Fulton, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alltypes Insurance & Financial Services Inc Travelers 35 E STATE ST, QUARRYVILLE, 17566 717-786-2523
Murray Securus Travelers 6 S CHURCH ST, QUARRYVILLE, 17566 717-786-2161
Michele Deery-Thomas Clu Nationwide 116 South High Street, West Chester, 19382 (610) 696-6560
Walt Havard State Farm 919 Darby Rd, Havertown, 19083-4705 610-853-3300
Absolute Insurance Agency Erie 2705 MARKET ST, UPPER CHICHESTER, 19014 (610) 494-0500
United Asian Agency Inc None Po Box 230 Wayne, Radnor Township, 19087 None
Steve Mccoy State Farm 422 N Springfield Rd, Clifton Hts, 19018-1304 610-626-4100
Ashley Stewart Liberty Mutual One East Uwchlan Ave Suite 119, Exton, 19341 1-610-363-9390
Ashley Stewart Liberty Mutual One East Uwchlan Ave Suite 119, Exton, 19341 1-610-363-9390

Fulton, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,534
Driver's Failure In Showing Documents +$142 $1,611
Driving With An Expired Registration +$151 $1,620
Driving At A Considerably Slow Pace +$319 $1,788
Using A Cellphone While Driving +$336 $1,805
Running A Red Light +$342 $1,811
Speeding +$360 $1,829
Driving A Vehicle Without The Required Permission +$457 $1,926
Driving With An Expired/Suspended License +$990 $2,459

Fulton, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,410
Active Disabling Device $1,410
Tracking Device $1,381
Passive Disabling Device $1,366