Funny River Auto Insurance Rates, Quotes, Agents & Reviews in AK

Funny River, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Funny River, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Funny River, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Funny River, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Funny River, AK with that of other cities in and around Funny River.

Funny River Soldotna Kenai Ridgeway Kasilof Sterling
Average Insurance Rates $1,159 $1,156 $1,159 $1,507 $2,037 $1,531

Funny River, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Funny River, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Funny River $1,367 $1,154
Sterling $1,646 $1,390
Ridgeway $1,549 $1,308
Soldotna $1,476 $1,247
Kalifornsky $1,542 $1,302
Kenai $1,172 $990
Kasilof $2,098 $1,772
Salamatof $1,243 $1,050

Funny River, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Funny River, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,761
20 Years $1,489
30 Years $1,147
40 Years $1,104
50 Years $1,022
60 Years $1,036
70 Years $1,206

Funny River, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Funny River, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,970 $348
3 Vehicles $2,955 $522
4 Vehicles $3,941 $695

Savings on 2 Vehicles bundle:$348

Savings on 3 Vehicles bundle:$522

Savings on 4 Vehicles bundle:$695


Funny River, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Funny River, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Funny River $1,159 $1,809
Sterling $1,531 $2,390
Ridgeway $1,507 $2,352
Soldotna $1,156 $1,805
Kalifornsky $1,164 $1,817
Kenai $1,159 $1,809
Kasilof $2,037 $3,180
Salamatof $1,153 $1,800

Funny River, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $994
Excellent (740-799) $1,135
Good (670-739) $1,208
Average (580-669) $1,576
Poor (300-579) $1,890

Funny River, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kristie Babcock State Farm 10735 Kenai Spur Hwy Ste 1, Kenai, 99611-7859 907-283-7116
Waterbury Agency Llc Allstate 44539 Sterling Hwy Ste 207, Soldotna, 99669 (907) 262-9445
Johnson Insurance Group None 34851 Kenai Spur Hwy 34851 Kenai Spur Hwy, Soldotna, 99669 None
1st Alaska Insurance Allstate 35681 Spur Highway Soldotna, Kenai, 99669 None
Walters & Associates Insurance, Inc. None 130 S Willow St Ste 8, Kenai, 99611 None

Funny River, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,210
Driver's Failure In Showing Documents +$112 $1,271
Driving With An Expired Registration +$119 $1,278
Driving At A Considerably Slow Pace +$252 $1,411
Using A Cellphone While Driving +$265 $1,424
Running A Red Light +$270 $1,429
Speeding +$284 $1,443
Driving A Vehicle Without The Required Permission +$360 $1,519
Driving With An Expired/Suspended License +$781 $1,940

Funny River, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,113
Active Disabling Device $1,113
Tracking Device $1,089
Passive Disabling Device $1,078