Gainesville, FL Auto Insurance Rates

Gainesville, FL residents can save $420 by comparing multiple quotes & reading reviews & research on Gainesville car insurance rates, quotes, agents & coverage.

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$774 $1048 $1374

Latest Auto Insurance Reviews in Gainesville, Florida

They seem to be a good, honest company that values its customers. Their plans are numerous and varied enough to meet just about any need, and the cost to the insured is minimal.
I would recommend Geico because you don't have to call or drive to the business to get insurance on your car very easy to get it done and not time consuming.
The policy offers roadside assistance, 24 hour service and it has an app. All great features that a lot of insurance companies do not offer.
I have never had to use my car insurance and so don't have a lot of experience with them but customer service is always very polite and helpful with USAA no complaints there.
Safeco Insurance
I have been somewhat satisfied with our car insurance carrier. The only reason I say somewhat is because we added another vehicle to the plan and the premiums went up more than I expected. I understand why, but I didn't expect it to change as much as it did.
Safeco Insurance
I have been somewhat satisfied with our car insurance carrier. The only reason I say somewhat is because we added another vehicle to the plan and the premiums went up more than I expected. I understand why, but I didn't expect it to change as much as it did.
the services are great i have yet to deal with a rude agent, they come straight to my home whenever a claim i smade which i respect
It's hard to say since I have had no accidents and haven't needed to use them. I would hope the service would be good but as of yet I don't know.
It would be nice if there was an office or actual person to talk to in town rather than all interaction be online or on the phone.
State Farm
My company has pretty bad customer support. It's rare im available to speak to someone I need to in a timely manner
currently with Geico. So far they have done a pretty good job and they did not kick me off when i placed a claim like the other companies have.
State Farm
Great customer service, mobile site is efficient enough to make changes easily. Has been around for a long time so no fear of it going the way of the dinosaur anytime soon.
United Automobile Insurance
I don't like much at all about my current insurance. It's hard to get through to them and when I do the person's accent is so hispanic I could hardly make out what they are saying.
Prices, coverage, accessibility.
Write Your Review | Gainesville, Florida Auto Insurance Analysis
Allstate Auto Insurance, Gainesville, FL
$88/1 month
Car Insurance Policy Holder
  • Single 42 Years old Male licensed 19 years ago with Financed Buick Regal used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Gainesville Car Insurance Rate Comparisons

Gainesville, FL's average car insurance of $1048 differs from High Springs, FL (-$3), Brooker, FL (+$722), Raleigh, FL (+$832) and Florida (+$316)

Gainesville High Springs, FL Brooker, FL Raleigh, FL Florida
Median Insurance Rates $1048 -$3 +$722 +$832 +$316

Gainesville Car Insurance Savings By Neighborhood & Street Area

Gainesville Driver Street Residence & Car Locations Car Details in Gainesville Gainesville Driver Demographics Gainesville Auto Insurance Estimates Recent Gainesville Insurance Savings
Brittany Estates Mobile Home Park
NE 54 Ave2000 Cadillac Seville SLS83 year male senior$1751$590
55th Ter2008 Ford Fusion SEL19 year male teenager$2673$613
Grove Park
SE 120 Pl2004 Buick Rendezvous CXL19 year teenager$2346$549
Orange Ln2005 Audi A6 4.2 quattro39 year man$1778$947
Westgate Manor Mobile Home Park
SW 51st Ave2012 Hyundai Sonata GLS47 year married woman$871$680
SW 34th Pl2002 Chevrolet Silverado 2500HD Base18 year female teenager$2419$486
SW 22 Pl2010 Mazda Mazda3 s Sport81 year senior$1474$719
SW 14th Ave2010 Toyota Prius II51 year married man$1609$492
Shadow Lawn Estates
NW 15 Ter2010 Nissan Rogue S33 year woman$953$653
NW 19 St2007 Chrysler 300 C69 year female senior$1373$807

Gainesville Post DUI Car Insurance Rates

Gainesville Brooker Hampton La Crosse Florida
Median Post DUI Insurance Rate $1949 +$1343 +$710 +$1454 +$588
Male Teenager Post DUI Insurance Rate $5243 +$3612 +$1910 +$3911 +$1581
Female Teenager Post DUI Insurance Rate $4677 +$3224 +$1706 +$3492 +$1410

The Post DUI insurance in Gainesville, FL's is $1949 compared to Brooker (+$1343), Hampton (+$710), La Crosse (+$1454) and Florida (+$588)

In Gainesville, a male teenager with Post DUI pays $566 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Buick Rendezvous CXL in Gainesville, FL would pay $4657 on auto insurance while a female teenager POST DUI would pay $4155.

Gainesville Car Insurance by Segment

Gainesville Teenagers Car Insurance Rates Comparison

18948 Gainesville Teenagers (10% of total population), 45% Male & 55% Female.

Gainesville Archer Hawthorne Hampton Florida
All Teenagers $2640 +$1820 +$1896 +$963 +$797
Male Teenager $2819 +$1942 +$2023 +$1027 +$850
Female Teenager $2515 +$1733 +$1805 +$917 +$758

Gainesville teenagers pay $2640 in insurance in contrast with Archer (+$1820), Hawthorne (+$1896), Hampton (+$963) and Florida (+$797). The difference between Male & Female teenagers in Gainesville is $304


  • 2009 Acura TSX Base Male Teenager Insurance Rate $2864
  • 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2373

Gainesville Men & Women Car Insurance

172609 Gainesville Adults (100% of total population), 48% Men & 52% Women.

Gainesville Alachua High Springs Hawthorne Florida
All Women $964 +$121 -$3 +$692 +$290
Married Women $880 +$111 -$3 +$632 +$265
All Men $1729 +$218 -$5 +$1241 +$521
Married Men $1676 +$212 -$4 +$1204 +$506

The typical insurance rate of $1729 that Gainesville Men pay varies from Alachua (+$218), High Springs (-$5), Hawthorne (+$1241) and Florida (+$521). In Gainesville, married men pay $796 more than married women.


  • 2013 Jeep Wrangler Sport Married Men Insurance Rate $1707
  • 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1582

Gainesville Senior Car Insurance

22665 Gainesville Seniors (13% of total population), 44% Senior Men & 56% Senior Women.

Gainesville Raleigh Hawthorne Archer Florida
All Seniors $1551 +$1231 +$1113 +$1068 +$467
Senior Men $1592 +$1265 +$1144 +$1098 +$481
Senior Women $1509 +$1198 +$1083 +$1039 +$455

Gainesville seniors pay $1551 in insurance compared to Raleigh (+$1231), Hawthorne (+$1113), Archer (+$1068) and Florida (+$467). In Gainesville, senior men pay $83 more than senior women.

Gainesville Car Insurance Discounts for Multiple Vehicles

Gainesville Population with 1 Vehicle 28993 (44% of Gainesville population), 2 Vehicles 21380 (32% of the Gainesville population) and 3 vehicles 6729 (10% of the population)

Gainesville La Crosse Alachua County Williston Florida
2 Vehicles $1992 +$1485 +$516 +$1466 +$600
3 Vehicles $3040 +$2267 +$788 +$2238 +$916
4 Vehicles $4088 +$3049 +$1060 +$3010 +$1232

Gainesville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Equinox 2LT AWD $200 $1100 $1300 $1030 $1230 $70
Chevrolet, Corvette $500 $1070 $1570 $1010 $1510 $60
GMC, Terrain SLE1 AWD $1000 $1060 $1560 $1000 $2000 $-440
Ford, Expedition EL XLT $700 $1050 $1550 $1000 $1700 $-150
Acura, MDX $100 $1050 $1150 $960 $1060 $90