Gainesville, GA Auto Insurance Rates

Gainesville, GA residents can save $590 by comparing multiple quotes & reading reviews & research on Gainesville car insurance rates, quotes, agents & coverage.

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$950 $1476 $2793

Latest Auto Insurance Reviews in Gainesville, Georgia


Geico
Great, I am able to get full coverage on all of my vehicles for an awesome price- whereas, I wouldn't be able to afford that same coverage with a different company.
State Farm
The offerings are comparable, but their price is usually slightly lower. the only downside is no local branch, everything is done via phone or electronically
State Farm
The premium and deductible are standard for the industry and are comparable to other insurance company's premium prices and deductible limits. Maybe a little on the higher side.
Esurance
Esurance is a very professional auto insurance company. The customer service representatives are very helpful and a great resource when looking for things like windshield installers and even rental car options.
Safeco Insurance
This was one of the cheapest offerings for our type of auto insurance. We did not do comprehensive, so we are only covered to pay for other drivers.
Geico
I wish that I had more discounts for good driving or accident free periods. Maybe I already get that, but it certainly isn't something that is hammered home for me.
Encompass Insurance
I liked the fact that the company had a good reputation and was not one of those companies where you were unsure if anything happens they will have you covered. I also like the fact that the app and online website was very friendly and functional.
Geico
Overall, the customer service is superb and the agents are extremely friendly. It is very easy to get a hold of my agent if needed. I wish there was better pricing at my premium.
Progressive
Progressive has fairly cheap rates and is a well-established company that I feel confident in. I would choose another company to save money but am overall happy with Progressive.
Progressive
It is large and only online where I live. I don't have an actual agent to speak to if I have a problem or need to file a claim.
Write Your Review | Gainesville, Georgia Auto Insurance Analysis
State Farm Auto Insurance, Gainesville, GA
$55/1 month
Car Insurance Policy Holder
  • Divorced 24 Years old Female licensed 8 years ago with Own Ford Edge SE used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Gainesville, GA
$48/1 month
Car Insurance Policy Holder
  • Single 51 Years old Female licensed 34 years ago with Own Ford Mustang Boss 302 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Gainesville, GA
$91/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 3 years ago with Own GMC, Acadia Denali, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Gainesville, GA
$746/12 months
Car Insurance Policy Holder
  • Single 55 Years old Female licensed 32 years ago with Own Ford, Explorer XLT, 4 Door Utility 2WD used for Business with estimated annual mileage of 20,001+.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Gainesville, GA
$816/12 months
Car Insurance Policy Holder
  • Married 48 Years old Male licensed 17 years ago with Leased Toyota, Corolla L, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Gainesville, GA
$935/12 months
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 3 years ago with Own Volvo, XC60 3.2, 5 Door Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Gainesville, GA
$591/12 months
Car Insurance Policy Holder
  • Single 70 Years old Female licensed 53 years ago with Financed Kia, Sportage EX, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Masters & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Gainesville, GA
$880/12 months
Car Insurance Policy Holder
  • Divorced 46 Years old Male licensed 14 years ago with Financed Honda, Civic EX, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Gainesville Car Insurance Rate Comparisons

Gainesville, GA's average car insurance of $1476 differs from Auburn, GA (+$39), Maysville, GA (+$1114), Jackson County, GA (+$594) and Georgia (+$679)

Gainesville Auburn, GA Maysville, GA Jackson County, GA Georgia
Median Insurance Rates $1476 +$39 +$1114 +$594 +$679

Gainesville Car Insurance Savings By Neighborhood & Street Area

Gainesville Driver Street Residence & Car Locations Car Details in Gainesville Gainesville Driver Demographics Gainesville Auto Insurance Estimates Recent Gainesville Insurance Savings
Scoutland
Woodlake Dr2006 Buick Rendezvous CX17 year teenager$4664$564
Looper Lake Rd1998 Cadillac DeVille Concours43 year married woman$1412$837
Lanier Valley
Smith Rd2005 Acura TSX Base w/Navi80 year female senior$2294$856
Skelton Rd2004 Chevrolet Silverado 2500HD Work Truck68 year male senior$1921$896
Gower Springs (historical)
Patton Dr2009 Ford Fusion V6 SEL17 year female teenager$3139$482
Tall Oaks Dr2011 Hyundai Sonata GLS52 year man$2304$584
Green Hills
Esther Dr2010 Mazda Mazda3 s Sport79 year senior$2071$654
Michael Cir2006 Chrysler 300 C16 year male teenager$5607$662
Jarrett
Greggs Rd2009 Jeep Grand Cherokee Limited26 year woman$1006$312
State Rte 822013 Honda Civic LX32 year married man$2146$497

Gainesville Post DUI Car Insurance Rates

Gainesville Jackson County Maysville Flowery Branch Georgia
Median Post DUI Insurance Rate $2745 +$1105 +$2072 +$119 +$1263
Male Teenager Post DUI Insurance Rate $8701 +$3502 +$6569 +$377 +$4004
Female Teenager Post DUI Insurance Rate $6532 +$2630 +$4933 +$284 +$3006

The Post DUI insurance in Gainesville, GA's is $2745 compared to Jackson County (+$1105), Maysville (+$2072), Flowery Branch (+$119) and Georgia (+$1263)

In Gainesville, a male teenager with Post DUI pays $2169 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base w/Navi in Gainesville, GA would pay $10654 on auto insurance while a female teenager POST DUI would pay $7998.

Gainesville Car Insurance by Segment

Gainesville Teenagers Car Insurance Rates Comparison

6803 Gainesville Teenagers (7% of total population), 48% Male & 52% Female.

Gainesville Braselton Pendergrass Murrayville Georgia
All Teenagers $4073 +$33 -$99 +$674 +$1874
Male Teenager $4678 +$38 -$114 +$774 +$2153
Female Teenager $3512 +$29 -$85 +$581 +$1616

Gainesville teenagers pay $4073 in insurance in contrast with Braselton (+$33), Pendergrass (-$99), Murrayville (+$674) and Georgia (+$1874). The difference between Male & Female teenagers in Gainesville is $1166

Example

  • 2012 Volkswagen Jetta GLI PZEV Male Teenager Insurance Rate $4907
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3748

Gainesville Men & Women Car Insurance

87882 Gainesville Adults (100% of total population), 50% Men & 50% Women.

Gainesville Maysville Auburn West Jackson Georgia
All Women $1372 +$1036 +$36 +$171 +$632
Married Women $1254 +$947 +$33 +$157 +$577
All Men $2464 +$1861 +$66 +$308 +$1134
Married Men $2243 +$1693 +$59 +$280 +$1032

The typical insurance rate of $2464 that Gainesville Men pay varies from Maysville (+$1861), Auburn (+$66), West Jackson (+$308) and Georgia (+$1134). In Gainesville, married men pay $989 more than married women.

Example

  • 2014 Toyota Prius Two Married Men Insurance Rate $2161
  • 2014 Kia Sorento LX Married Women Insurance Rate $1802

Gainesville Senior Car Insurance

12654 Gainesville Seniors (14% of total population), 43% Senior Men & 57% Senior Women.

Gainesville Auburn Clermont Buford Georgia
All Seniors $1977 +$53 -$235 +$106 +$910
Senior Men $2110 +$56 -$251 +$113 +$971
Senior Women $1874 +$50 -$223 +$100 +$862

Gainesville seniors pay $1977 in insurance compared to Auburn (+$53), Clermont (-$235), Buford (+$106) and Georgia (+$910). In Gainesville, senior men pay $236 more than senior women.

Gainesville Car Insurance Discounts for Multiple Vehicles

Gainesville Population with 1 Vehicle 9711 (35% of Gainesville population), 2 Vehicles 9731 (35% of the Gainesville population) and 3 vehicles 4210 (15% of the population)

Gainesville Dacula-Rocky Creek Clermont Buford Georgia
2 Vehicles $2805 +$102 -$335 +$150 +$1290
3 Vehicles $4281 +$156 -$511 +$229 +$1969
4 Vehicles $5757 +$210 -$687 +$308 +$2648

Car Insurance Agents in Gainesville, GA

Rank Agent Name Agent Contact
1 A & B Insurance Agency 505 Jesse Jewell Pkwy SW Ste E, Gainesville, GA 30501
2 Advantage Insurance Agency Gainesville 2315a Browns Bridge Rd, Gainesville, GA 30504
3 Allen Insurance Group 2041 Memorial Park Dr, Gainesville, GA 30504
4 America Insurance Agency 1216 Aviation Blvd Ste 106, Gainesville, GA 30501
5 Arrow Auto Insurance Agency 901 Washington St, Gainesville, GA 30501
6 Barrett Hill & Associates 303 Green St NW, Gainesville, GA 30501
7 BBT - Sidney O. Smith Insurance, Inc. 200 Broad St SW, Gainesville, GA 30501
8 Benton & Parker Company 703 Medical Park Ln, Gainesville, GA 30501
9 Best Auto Insurance Agency 2420 Old Flowery Branch Rd Ste 102a, Gainesville, GA 30504
10 Best Insurance Center 1010 Jesse Jewell Pkwy SW, Gainesville, GA 30501

Gainesville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hyundai, Genesis 2.0T $400 $1480 $1880 $1410 $1810 $70
Mazda, CX-9 Sport $100 $1440 $1540 $1330 $1430 $110
GMC, Yukon XL 1500 SLT $300 $1560 $1860 $1440 $1740 $120
GMC, Acadia SLE $700 $1490 $1990 $1380 $2080 $-90
BMW, Z4 35is sDRIVE $1000 $1600 $2100 $1490 $2490 $-390