Gainesville, GA Auto Insurance Rates
Gainesville, GA residents can save $590 by comparing multiple quotes & reading reviews & research on Gainesville car insurance rates, quotes, agents & coverage.
Lowest | Average | Highest |
---|---|---|
$950 | $1476 | $2793 |
Latest Auto Insurance Reviews in Gainesville, Georgia
Great, I am able to get full coverage on all of my vehicles for an awesome price- whereas, I wouldn't be able to afford that same coverage with a different company.
The offerings are comparable, but their price is usually slightly lower. the only downside is no local branch, everything is done via phone or electronically
The premium and deductible are standard for the industry and are comparable to other insurance company's premium prices and deductible limits. Maybe a little on the higher side.
Esurance is a very professional auto insurance company. The customer service representatives are very helpful and a great resource when looking for things like windshield installers and even rental car options.
This was one of the cheapest offerings for our type of auto insurance. We did not do comprehensive, so we are only covered to pay for other drivers.
I wish that I had more discounts for good driving or accident free periods. Maybe I already get that, but it certainly isn't something that is hammered home for me.
I liked the fact that the company had a good reputation and was not one of those companies where you were unsure if anything happens they will have you covered. I also like the fact that the app and online website was very friendly and functional.
Overall, the customer service is superb and the agents are extremely friendly. It is very easy to get a hold of my agent if needed. I wish there was better pricing at my premium.
Progressive has fairly cheap rates and is a well-established company that I feel confident in. I would choose another company to save money but am overall happy with Progressive.
It is large and only online where I live. I don't have an actual agent to speak to if I have a problem or need to file a claim.
- Divorced 24 Years old Female licensed 8 years ago with Own Ford Edge SE used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 10 K Property Damage
- 250 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
- Single 51 Years old Female licensed 34 years ago with Own Ford Mustang Boss 302 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
- Single 21 Years old Male licensed 3 years ago with Own GMC, Acadia Denali, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
- High School, pursuing Bachelors Degree & Part Time Job.
- accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
- Single 55 Years old Female licensed 32 years ago with Own Ford, Explorer XLT, 4 Door Utility 2WD used for Business with estimated annual mileage of 20,001+.
- High School & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 10 K Property Damage
- 300 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
- Married 48 Years old Male licensed 17 years ago with Leased Toyota, Corolla L, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
- High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
- Single 21 Years old Female licensed 3 years ago with Own Volvo, XC60 3.2, 5 Door Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 10 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
- Single 70 Years old Female licensed 53 years ago with Financed Kia, Sportage EX, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Masters & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 250 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
- Divorced 46 Years old Male licensed 14 years ago with Financed Honda, Civic EX, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
- Associate & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Gainesville Car Insurance Rate Comparisons
Gainesville, GA's average car insurance of $1476 differs from Auburn, GA (+$39), Maysville, GA (+$1114), Jackson County, GA (+$594) and Georgia (+$679)
Gainesville | Auburn, GA | Maysville, GA | Jackson County, GA | Georgia | |
Median Insurance Rates | $1476 | +$39 | +$1114 | +$594 | +$679 |
Gainesville Car Insurance Savings By Neighborhood & Street Area
Gainesville Driver Street Residence & Car Locations | Car Details in Gainesville | Gainesville Driver Demographics | Gainesville Auto Insurance Estimates | Recent Gainesville Insurance Savings |
---|---|---|---|---|
Scoutland | ||||
Woodlake Dr | 2006 Buick Rendezvous CX | 17 year teenager | $4664 | $564 |
Looper Lake Rd | 1998 Cadillac DeVille Concours | 43 year married woman | $1412 | $837 |
Lanier Valley | ||||
Smith Rd | 2005 Acura TSX Base w/Navi | 80 year female senior | $2294 | $856 |
Skelton Rd | 2004 Chevrolet Silverado 2500HD Work Truck | 68 year male senior | $1921 | $896 |
Gower Springs (historical) | ||||
Patton Dr | 2009 Ford Fusion V6 SEL | 17 year female teenager | $3139 | $482 |
Tall Oaks Dr | 2011 Hyundai Sonata GLS | 52 year man | $2304 | $584 |
Green Hills | ||||
Esther Dr | 2010 Mazda Mazda3 s Sport | 79 year senior | $2071 | $654 |
Michael Cir | 2006 Chrysler 300 C | 16 year male teenager | $5607 | $662 |
Jarrett | ||||
Greggs Rd | 2009 Jeep Grand Cherokee Limited | 26 year woman | $1006 | $312 |
State Rte 82 | 2013 Honda Civic LX | 32 year married man | $2146 | $497 |
Gainesville Post DUI Car Insurance Rates
Gainesville | Jackson County | Maysville | Flowery Branch | Georgia | |
Median Post DUI Insurance Rate | $2745 | +$1105 | +$2072 | +$119 | +$1263 |
Male Teenager Post DUI Insurance Rate | $8701 | +$3502 | +$6569 | +$377 | +$4004 |
Female Teenager Post DUI Insurance Rate | $6532 | +$2630 | +$4933 | +$284 | +$3006 |
The Post DUI insurance in Gainesville, GA's is $2745 compared to Jackson County (+$1105), Maysville (+$2072), Flowery Branch (+$119) and Georgia (+$1263)
In Gainesville, a male teenager with Post DUI pays $2169 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base w/Navi in Gainesville, GA would pay $10654 on auto insurance while a female teenager POST DUI would pay $7998.
Gainesville Car Insurance by Segment
Gainesville Teenagers Car Insurance Rates Comparison
6803 Gainesville Teenagers (7% of total population), 48% Male & 52% Female.
Gainesville | Braselton | Pendergrass | Murrayville | Georgia | |
All Teenagers | $4073 | +$33 | -$99 | +$674 | +$1874 |
Male Teenager | $4678 | +$38 | -$114 | +$774 | +$2153 |
Female Teenager | $3512 | +$29 | -$85 | +$581 | +$1616 |
Gainesville teenagers pay $4073 in insurance in contrast with Braselton (+$33), Pendergrass (-$99), Murrayville (+$674) and Georgia (+$1874). The difference between Male & Female teenagers in Gainesville is $1166
Example
- 2012 Volkswagen Jetta GLI PZEV Male Teenager Insurance Rate $4907
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3748
Gainesville Men & Women Car Insurance
87882 Gainesville Adults (100% of total population), 50% Men & 50% Women.
Gainesville | Maysville | Auburn | West Jackson | Georgia | |
All Women | $1372 | +$1036 | +$36 | +$171 | +$632 |
Married Women | $1254 | +$947 | +$33 | +$157 | +$577 |
All Men | $2464 | +$1861 | +$66 | +$308 | +$1134 |
Married Men | $2243 | +$1693 | +$59 | +$280 | +$1032 |
The typical insurance rate of $2464 that Gainesville Men pay varies from Maysville (+$1861), Auburn (+$66), West Jackson (+$308) and Georgia (+$1134). In Gainesville, married men pay $989 more than married women.
Example
- 2014 Toyota Prius Two Married Men Insurance Rate $2161
- 2014 Kia Sorento LX Married Women Insurance Rate $1802
Gainesville Senior Car Insurance
12654 Gainesville Seniors (14% of total population), 43% Senior Men & 57% Senior Women.
Gainesville | Auburn | Clermont | Buford | Georgia | |
All Seniors | $1977 | +$53 | -$235 | +$106 | +$910 |
Senior Men | $2110 | +$56 | -$251 | +$113 | +$971 |
Senior Women | $1874 | +$50 | -$223 | +$100 | +$862 |
Gainesville seniors pay $1977 in insurance compared to Auburn (+$53), Clermont (-$235), Buford (+$106) and Georgia (+$910). In Gainesville, senior men pay $236 more than senior women.
Gainesville Car Insurance Discounts for Multiple Vehicles
Gainesville Population with 1 Vehicle 9711 (35% of Gainesville population), 2 Vehicles 9731 (35% of the Gainesville population) and 3 vehicles 4210 (15% of the population)
Gainesville | Dacula-Rocky Creek | Clermont | Buford | Georgia | |
2 Vehicles | $2805 | +$102 | -$335 | +$150 | +$1290 |
3 Vehicles | $4281 | +$156 | -$511 | +$229 | +$1969 |
4 Vehicles | $5757 | +$210 | -$687 | +$308 | +$2648 |
Car Insurance Agents in Gainesville, GA
Rank | Agent Name | Agent Contact |
---|---|---|
1 | A & B Insurance Agency | 505 Jesse Jewell Pkwy SW Ste E, Gainesville, GA 30501 |
2 | Advantage Insurance Agency Gainesville | 2315a Browns Bridge Rd, Gainesville, GA 30504 |
3 | Allen Insurance Group | 2041 Memorial Park Dr, Gainesville, GA 30504 |
4 | America Insurance Agency | 1216 Aviation Blvd Ste 106, Gainesville, GA 30501 |
5 | Arrow Auto Insurance Agency | 901 Washington St, Gainesville, GA 30501 |
6 | Barrett Hill & Associates | 303 Green St NW, Gainesville, GA 30501 |
7 | BBT - Sidney O. Smith Insurance, Inc. | 200 Broad St SW, Gainesville, GA 30501 |
8 | Benton & Parker Company | 703 Medical Park Ln, Gainesville, GA 30501 |
9 | Best Auto Insurance Agency | 2420 Old Flowery Branch Rd Ste 102a, Gainesville, GA 30504 |
10 | Best Insurance Center | 1010 Jesse Jewell Pkwy SW, Gainesville, GA 30501 |
Gainesville Auto Insurance Rates Vary by Deductible
Low Deductible ($500) | High Deductible ($1000) | |||||
---|---|---|---|---|---|---|
Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Hyundai, Genesis 2.0T | $400 | $1480 | $1880 | $1410 | $1810 | $70 |
Mazda, CX-9 Sport | $100 | $1440 | $1540 | $1330 | $1430 | $110 |
GMC, Yukon XL 1500 SLT | $300 | $1560 | $1860 | $1440 | $1740 | $120 |
GMC, Acadia SLE | $700 | $1490 | $1990 | $1380 | $2080 | $-90 |
BMW, Z4 35is sDRIVE | $1000 | $1600 | $2100 | $1490 | $2490 | $-390 |