Galesville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Galesville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Galesville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Galesville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Galesville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Galesville, MD with that of other cities in and around Galesville.

Galesville Mayo Friendship Annapolis Neck Deale Edgewater
Average Insurance Rates $1,529 $1,457 $1,416 $1,507 $1,410 $1,411

Galesville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Galesville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Galesville $1,904 $1,609
Shady Side $1,597 $1,349
Deale $1,766 $1,492
Mayo $2,567 $2,168
Edgewater $2,263 $1,911
Annapolis Neck $1,880 $1,588
Friendship $1,349 $1,140
Riva $1,977 $1,670

Galesville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Galesville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,961
20 Years $1,965
30 Years $1,513
40 Years $1,456
50 Years $1,348
60 Years $1,367
70 Years $1,591

Galesville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Galesville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,630 $428
3 Vehicles $3,945 $642
4 Vehicles $5,260 $856

Savings on 2 Vehicles bundle:$428

Savings on 3 Vehicles bundle:$642

Savings on 4 Vehicles bundle:$856


Galesville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Galesville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Galesville $1,529 $2,438
Shady Side $1,389 $2,215
Deale $1,410 $2,248
Mayo $1,457 $2,323
Edgewater $1,411 $2,250
Annapolis Neck $1,507 $2,403
Friendship $1,416 $2,258
Riva $1,477 $2,355

Galesville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,312
Excellent (740-799) $1,497
Good (670-739) $1,593
Average (580-669) $2,079
Poor (300-579) $2,494

Galesville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,596
Driver's Failure In Showing Documents +$148 $1,677
Driving With An Expired Registration +$157 $1,686
Driving At A Considerably Slow Pace +$332 $1,861
Using A Cellphone While Driving +$350 $1,879
Running A Red Light +$356 $1,885
Speeding +$375 $1,904
Driving A Vehicle Without The Required Permission +$476 $2,005
Driving With An Expired/Suspended License +$1,031 $2,560

Galesville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,468
Active Disabling Device $1,468
Tracking Device $1,437
Passive Disabling Device $1,422