Gambrills Auto Insurance Rates, Quotes, Agents & Reviews in MD

Gambrills, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gambrills, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gambrills, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gambrills, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gambrills, MD with that of other cities in and around Gambrills.

Gambrills Glen Burnie Arden on the Severn Herald Harbor Fort Meade Severn
Average Insurance Rates $1,459 $1,363 $1,418 $1,442 $1,351 $1,409

Gambrills, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gambrills, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gambrills $1,353 $1,143
Odenton $1,446 $1,221
Arden on the Severn $1,355 $1,145
Severn $1,633 $1,379
Severna Park $1,131 $955
Glen Burnie $1,833 $1,549
Herald Harbor $1,095 $925
Fort Meade $1,325 $1,119

Gambrills, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gambrills, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,734
20 Years $1,875
30 Years $1,444
40 Years $1,389
50 Years $1,287
60 Years $1,304
70 Years $1,518

Gambrills, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gambrills, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,539 $379
3 Vehicles $3,808 $569
4 Vehicles $5,077 $759

Savings on 2 Vehicles bundle:$379

Savings on 3 Vehicles bundle:$569

Savings on 4 Vehicles bundle:$759


Gambrills, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gambrills, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Gambrills $1,459 $2,326
Odenton $1,396 $2,226
Arden on the Severn $1,418 $2,261
Severn $1,409 $2,246
Severna Park $1,492 $2,379
Glen Burnie $1,363 $2,173
Herald Harbor $1,442 $2,299
Fort Meade $1,351 $2,154

Gambrills, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,252
Excellent (740-799) $1,429
Good (670-739) $1,520
Average (580-669) $1,983
Poor (300-579) $2,380

Gambrills, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,523
Driver's Failure In Showing Documents +$142 $1,601
Driving With An Expired Registration +$150 $1,609
Driving At A Considerably Slow Pace +$317 $1,776
Using A Cellphone While Driving +$334 $1,793
Running A Red Light +$340 $1,799
Speeding +$357 $1,816
Driving A Vehicle Without The Required Permission +$454 $1,913
Driving With An Expired/Suspended License +$983 $2,442

Gambrills, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,401
Active Disabling Device $1,401
Tracking Device $1,371
Passive Disabling Device $1,357