Garibaldi Auto Insurance Rates, Quotes, Agents & Reviews in OR

Garibaldi, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Garibaldi, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Garibaldi, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Garibaldi, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Garibaldi, OR with that of other cities in and around Garibaldi.

Garibaldi Tillamook County Cape Meares Wheeler Oceanside Netarts
Average Insurance Rates $1,420 $1,440 $1,474 $1,454 $1,619 $1,452

Garibaldi, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Garibaldi, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Garibaldi $1,449 $1,224
Cape Meares $1,739 $1,469
Rockaway Beach $1,568 $1,324
Idaville $2,012 $1,699
Oceanside $1,746 $1,475
Netarts $2,061 $1,741
Wheeler $1,247 $1,054
Tillamook County $1,372 $1,159

Garibaldi, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Garibaldi, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,608
20 Years $1,825
30 Years $1,405
40 Years $1,352
50 Years $1,252
60 Years $1,270
70 Years $1,478

Garibaldi, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Garibaldi, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,414 $426
3 Vehicles $3,621 $639
4 Vehicles $4,828 $852

Savings on 2 Vehicles bundle:$426

Savings on 3 Vehicles bundle:$639

Savings on 4 Vehicles bundle:$852

Garibaldi, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Garibaldi, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Garibaldi $1,420 $2,124
Cape Meares $1,474 $2,205
Rockaway Beach $1,404 $2,100
Idaville $1,953 $2,922
Oceanside $1,619 $2,422
Netarts $1,452 $2,172
Wheeler $1,454 $2,175
Tillamook County $1,440 $2,154

Garibaldi, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,218
Excellent (740-799) $1,391
Good (670-739) $1,480
Average (580-669) $1,930
Poor (300-579) $2,316

Garibaldi, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dave Hollandsworth State Farm 1808 2nd St, Tillamook, 97141-2209 503-842-2771
Jill Verboort State Farm 2328 Pacific Ave Ste 100, Forest Grove, 97116-2450 503-992-6700
Grant Murphy State Farm 22285 NW Imbrie Dr, Hillsboro, 97124-6991 503-681-2118
Paynewest Insurance - Mcminnville Liberty Mutual Independent 1411 Nw Adams St, MCMINNVILLE, 97128 (503) 472-2121
Gregg Hottmann State Farm 215 E 1st St Ste B, Newberg, 97132-2939 503-554-1200
David Jerome Farmers 2205 NE Cornell Rd, Hillsboro, 97124 (503) 648-5445
Stephen Pentrack Allstate 4855 SE Tualatin Valley Hwy Ste A, Hillsboro, 97123 (503) 844-7696
Hudson Insurance Liberty Mutual Independent 612 PACIFIC AVE, TILLAMOOK, 97141 (503) 842-8213
Dan Peterson Allstate 305 SE 3rd Ave, Hillsboro, 97123 (503) 648-1233
Burlie Lang Allstate 22271 NW Imbrie Dr Bldg B, Hillsboro, 97124 (503) 928-8658
Adam Saffel State Farm 142 NE 3rd Ave, Hillsboro, 97124-3150 503-648-0650
Paul Ellerbrook State Farm 1010 NE Cornell Rd, Hillsboro, 97124-3339 503-844-6000
Insuresource Agencies None 1300 Sw Oak St Ste F, Hillsboro, 97123 None

Garibaldi, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,482
Driver's Failure In Showing Documents +$138 $1,558
Driving With An Expired Registration +$146 $1,566
Driving At A Considerably Slow Pace +$308 $1,728
Using A Cellphone While Driving +$325 $1,745
Running A Red Light +$331 $1,751
Speeding +$348 $1,768
Driving A Vehicle Without The Required Permission +$442 $1,862
Driving With An Expired/Suspended License +$957 $2,377

Garibaldi, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,363
Active Disabling Device $1,363
Tracking Device $1,335
Passive Disabling Device $1,321