Garland, TX Auto Insurance Rates
Garland, TX residents can save $570 by comparing multiple quotes & reading reviews & research on Garland car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1193 | $1424 | $1803 |
Latest Auto Insurance Reviews in Garland, Texas
Geico
I really like Geico's services. We called when we bought our new car and they were able to help us navigate the twists and turns that come with being insured. Would recommend.
I really like Geico's services. We called when we bought our new car and they were able to help us navigate the twists and turns that come with being insured. Would recommend.
State Farm
I actually recently did a compare with Progressive, and they would save me $15/month. I am pretty happy with my agent overall, but I may use that on the next renewal to negotiate a lower premium.
I actually recently did a compare with Progressive, and they would save me $15/month. I am pretty happy with my agent overall, but I may use that on the next renewal to negotiate a lower premium.
Progressive
I would highly recommend Progressive auto insurance. Their customer service, policy offerings, and policy and premium rates are reasonable and competitive compared to other companies.
I would highly recommend Progressive auto insurance. Their customer service, policy offerings, and policy and premium rates are reasonable and competitive compared to other companies.
Progressive
They offer about the same policy offerings as other insurance providers at the price point I chose.
They offer about the same policy offerings as other insurance providers at the price point I chose.
Farmer's Insurance
Farmers' homeowners insurance adjusters are awful. I don't trust their auto insurance adjusters to be any better. I do not recommend Farmers insurance to anybody, and we plan to switch carriers.
Farmers' homeowners insurance adjusters are awful. I don't trust their auto insurance adjusters to be any better. I do not recommend Farmers insurance to anybody, and we plan to switch carriers.
Mercury
I would recommend Mercury Insurance for your auto insurance. They have competitive rates, good options for policy upgrades, and good customer service.
I would recommend Mercury Insurance for your auto insurance. They have competitive rates, good options for policy upgrades, and good customer service.
Progressive
I am very satisfied with Progressive. The premium is extremely affordable, and their customer service is great. My deductible is high, but that isn't something that is a big concern to me.
I am very satisfied with Progressive. The premium is extremely affordable, and their customer service is great. My deductible is high, but that isn't something that is a big concern to me.
Allstate
I have had good experience with Allstate as my car insurance company. They are good and pretty responsive.
I have had good experience with Allstate as my car insurance company. They are good and pretty responsive.
Metlife
My overall experience with MetLife Life is great and I love the company. I like their plans and products. They have great people that work for them. It is good and the best of it all.
My overall experience with MetLife Life is great and I love the company. I like their plans and products. They have great people that work for them. It is good and the best of it all.
Usaa
My company offers some discounts for my driving that others don't such as defensive driving and for my kids for getting good grades.
My company offers some discounts for my driving that others don't such as defensive driving and for my kids for getting good grades.
Usaa
I'm a bit bummed about their mortgage process, however. They are actually not the #1 provider of this product at the moment.
I'm a bit bummed about their mortgage process, however. They are actually not the #1 provider of this product at the moment.
Usaa
USAA is available by phone, email, chat, or in app. They are very easy to get ahold of and typically there is no wait times.
USAA is available by phone, email, chat, or in app. They are very easy to get ahold of and typically there is no wait times.
State Farm
I like State Farm Auto Insurance primarily out of tradition. For instance, I have had their insurance since my first car over 40 years ago. For the most part, they have been very helpful in crisis situations on the road.
I like State Farm Auto Insurance primarily out of tradition. For instance, I have had their insurance since my first car over 40 years ago. For the most part, they have been very helpful in crisis situations on the road.
Usaa
I have no idea how their premium compares to other providers, as I have had them for over ten years and haven't been interested in changing insurers. I assume they are relatively inexpensive compared to other insurers, but I have no evidence to support that,
I have no idea how their premium compares to other providers, as I have had them for over ten years and haven't been interested in changing insurers. I assume they are relatively inexpensive compared to other insurers, but I have no evidence to support that,
Geico
I currently pay less for property damage and bodily insurance liability than I did with my last insurance provider. I also pay a little less for uninsured motorist coverage as well.
I currently pay less for property damage and bodily insurance liability than I did with my last insurance provider. I also pay a little less for uninsured motorist coverage as well.
Mercury
They were the least expensive for the most comprehensive insurance I could get. I am pleased
They were the least expensive for the most comprehensive insurance I could get. I am pleased
Nationwide Insurance, Garland, TX
$165/1 month
Car Insurance Policy Holder
- Divorced 33 Years old Male licensed 15 years ago with Leased BMW 750Li used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 25 K Property Damage
- 400 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Garland Car Insurance Rate Comparisons
Garland, TX's average car insurance of $1424 differs from Sunnyvale, TX (+$676), Heath, TX (-$52), St. Paul, TX (+$586) and Texas (+$121)
| Garland | Sunnyvale, TX | Heath, TX | St. Paul, TX | Texas | |
| Median Insurance Rates | $1424 | +$676 | -$52 | +$586 | +$121 |
Garland Car Insurance Savings By Neighborhood & Street Area
| Garland Driver Street Residence & Car Locations | Car Details in Garland | Garland Driver Demographics | Garland Auto Insurance Estimates | Recent Garland Insurance Savings |
|---|---|---|---|---|
| Glen Hill | ||||
| Shadow Oaks Ct | 2005 Buick Rendezvous CX | 62 year male senior | $1508 | $973 |
| Gold Coast Dr | 2008 Ford Fusion V6 SEL | 53 year married woman | $1212 | $389 |
| Mont Cascades | 2011 Hyundai Sonata GLS | 77 year senior | $1448 | $896 |
| Cavendish Ct | 2010 Toyota Prius I | 53 year man | $1639 | $466 |
| Peninsula Dr | 2008 Acura TSX Base | 17 year male teenager | $3139 | $430 |
| Oak Hollow Ln | 2006 Chevrolet Silverado 2500HD Work Truck | 32 year woman | $1300 | $566 |
| Golden Pond Dr | 2010 Mazda 3 S | 47 year married man | $1598 | $334 |
| Prairie Ct | 2008 Chrysler 300 Limited | 19 year female teenager | $2591 | $959 |
| Argyle Shore Dr | 2012 Honda Civic LX | 17 year teenager | $2502 | $731 |
| FM 1152 | 2011 Kia Sorento LX | 77 year female senior | $1293 | $508 |
Garland Post DUI Car Insurance Rates
| Garland | Richardson | Northeast Dallas | Murphy | Texas | |
| Median Post DUI Insurance Rate | $2648 | -$84 | -$137 | -$305 | +$225 |
| Male Teenager Post DUI Insurance Rate | $6037 | -$190 | -$312 | -$696 | +$513 |
| Female Teenager Post DUI Insurance Rate | $5057 | -$160 | -$262 | -$582 | +$430 |
The Post DUI insurance in Garland, TX's is $2648 compared to Richardson (-$84), Northeast Dallas (-$137), Murphy (-$305) and Texas (+$225)
In Garland, a male teenager with Post DUI pays $980 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2011 Hyundai Sonata GLS in Garland, TX would pay $5686 on auto insurance while a female teenager POST DUI would pay $4763.
Garland Car Insurance by Segment
Garland Teenagers Car Insurance Rates Comparison
18114 Garland Teenagers (7% of total population), 55% Male & 45% Female.
| Garland | Highland Park | Parker | Heath | Texas | |
| All Teenagers | $2961 | +$1448 | +$1240 | -$108 | +$252 |
| Male Teenager | $3246 | +$1587 | +$1359 | -$118 | +$276 |
| Female Teenager | $2719 | +$1330 | +$1139 | -$99 | +$231 |
Garland teenagers pay $2961 in insurance in contrast with Highland Park (+$1448), Parker (+$1240), Heath (-$108) and Texas (+$252). The difference between Male & Female teenagers in Garland is $527
Example
- 2013 Dodge Journey SXT Male Teenager Insurance Rate $3105
- 2010 Lincoln MKZ AWD Female Teenager Insurance Rate $2838
Garland Men & Women Car Insurance
227641 Garland Adults (100% of total population), 50% Men & 50% Women.
| Garland | Addison | Sunnyvale | Northwest Rockwall | Texas | |
| All Women | $1367 | -$5 | +$649 | +$620 | +$116 |
| Married Women | $1310 | -$5 | +$622 | +$594 | +$111 |
| All Men | $1836 | -$6 | +$873 | +$834 | +$157 |
| Married Men | $1737 | -$6 | +$825 | +$788 | +$147 |
The typical insurance rate of $1836 that Garland Men pay varies from Addison (-$6), Sunnyvale (+$873), Northwest Rockwall (+$834) and Texas (+$157). In Garland, married men pay $427 more than married women.
Example
- 2013 Jeep Wrangler Sport Married Men Insurance Rate $1697
- 2014 Volkswagen Beetle R-Line PZEV Married Women Insurance Rate $1639
Garland Senior Car Insurance
31261 Garland Seniors (13% of total population), 43% Senior Men & 57% Senior Women.
| Garland | Rockwall | Northeast Dallas | Highland Park | Texas | |
| All Seniors | $1537 | -$54 | -$79 | +$752 | +$131 |
| Senior Men | $1609 | -$57 | -$84 | +$786 | +$136 |
| Senior Women | $1495 | -$53 | -$78 | +$731 | +$127 |
Garland seniors pay $1537 in insurance compared to Rockwall (-$54), Northeast Dallas (-$79), Highland Park (+$752) and Texas (+$131). In Garland, senior men pay $114 more than senior women.
Garland Car Insurance Discounts for Multiple Vehicles
Garland Population with 1 Vehicle 22339 (31% of Garland population), 2 Vehicles 31408 (43% of the Garland population) and 3 vehicles 11301 (16% of the population)
| Garland | Mesquite | Northeast Dallas | Addison | Texas | |
| 2 Vehicles | $2706 | +$57 | -$141 | -$9 | +$230 |
| 3 Vehicles | $4130 | +$87 | -$215 | -$14 | +$351 |
| 4 Vehicles | $5554 | +$117 | -$289 | -$19 | +$472 |
Car Insurance Agents in Garland, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Agent Tony Garcia - Texas Farm Bureau Insurance | 1212 Northwest Hwy Garland, TX 75041 |
| 2 | Allegiance Insurance Agency | 3112 N Jupiter Rd Garland, TX 75044 |
| 3 | JULIE CARTER AGENCY | 3200 Broadway Blvd Suite 170, Garland, TX 75043 |
| 4 | Marie Booker | 5435 N Garland Ave Ste 120, Garland, TX 75040 |
| 5 | Marion Suits - Allstate Insurance Company | 1546 Rowlett Rd STE. 111 Garland, TX 75043 |
| 6 | Mullen Insurance | 337 Oaks Trl Ste 200 Garland, TX 75043 |
| 7 | Richard Handley | 6850 N Shiloh Rd Ste P, Garland, TX 75044 |
| 8 | Stan Luckie and Associates Inc | 1111 Belt Line Rd STE 106, Garland, TX 75040 |
| 9 | Terre Michaels | 7602 N Jupiter Rd Ste 110, Garland, TX 75044 |
| 10 | Texas Quality Insurance | 2025 Saturn Rd Ste 1 Garland, TX 75041 |
Garland Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, RDX Tech | $1500 | $1490 | $1990 | $1390 | $2890 | $-900 |
| Mercedes, E350 4Matic AWD | $500 | $1520 | $2020 | $1450 | $1950 | $70 |
| Kia, Sportage SX | $400 | $1420 | $1820 | $1330 | $1730 | $90 |
| GMC, Sierra 2500HD Work Truck | $1000 | $1520 | $2020 | $1450 | $2450 | $-430 |
| GMC, Acadia Denali | $300 | $1540 | $1840 | $1420 | $1720 | $120 |