Garland, TX Auto Insurance Rates

Garland, TX residents can save $570 by comparing multiple quotes & reading reviews & research on Garland car insurance rates, quotes, agents & coverage.

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$1193 $1424 $1803

Latest Auto Insurance Reviews in Garland, Texas

I really like Geico's services. We called when we bought our new car and they were able to help us navigate the twists and turns that come with being insured. Would recommend.
State Farm
I actually recently did a compare with Progressive, and they would save me $15/month. I am pretty happy with my agent overall, but I may use that on the next renewal to negotiate a lower premium.
I would highly recommend Progressive auto insurance. Their customer service, policy offerings, and policy and premium rates are reasonable and competitive compared to other companies.
They offer about the same policy offerings as other insurance providers at the price point I chose.
Farmer's Insurance
Farmers' homeowners insurance adjusters are awful. I don't trust their auto insurance adjusters to be any better. I do not recommend Farmers insurance to anybody, and we plan to switch carriers.
I would recommend Mercury Insurance for your auto insurance. They have competitive rates, good options for policy upgrades, and good customer service.
I am very satisfied with Progressive. The premium is extremely affordable, and their customer service is great. My deductible is high, but that isn't something that is a big concern to me.
I have had good experience with Allstate as my car insurance company. They are good and pretty responsive.
My overall experience with MetLife Life is great and I love the company. I like their plans and products. They have great people that work for them. It is good and the best of it all.
My company offers some discounts for my driving that others don't such as defensive driving and for my kids for getting good grades.
I'm a bit bummed about their mortgage process, however. They are actually not the #1 provider of this product at the moment.
USAA is available by phone, email, chat, or in app. They are very easy to get ahold of and typically there is no wait times.
State Farm
I like State Farm Auto Insurance primarily out of tradition. For instance, I have had their insurance since my first car over 40 years ago. For the most part, they have been very helpful in crisis situations on the road.
I have no idea how their premium compares to other providers, as I have had them for over ten years and haven't been interested in changing insurers. I assume they are relatively inexpensive compared to other insurers, but I have no evidence to support that,
I currently pay less for property damage and bodily insurance liability than I did with my last insurance provider. I also pay a little less for uninsured motorist coverage as well.
They were the least expensive for the most comprehensive insurance I could get. I am pleased
Write Your Review | Garland, Texas Auto Insurance Analysis
Nationwide Insurance, Garland, TX
$165/1 month
Car Insurance Policy Holder
  • Divorced 33 Years old Male licensed 15 years ago with Leased BMW 750Li used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 400 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Garland Car Insurance Rate Comparisons

Garland, TX's average car insurance of $1424 differs from Sunnyvale, TX (+$676), Heath, TX (-$52), St. Paul, TX (+$586) and Texas (+$121)

Garland Sunnyvale, TX Heath, TX St. Paul, TX Texas
Median Insurance Rates $1424 +$676 -$52 +$586 +$121

Garland Car Insurance Savings By Neighborhood & Street Area

Garland Driver Street Residence & Car Locations Car Details in Garland Garland Driver Demographics Garland Auto Insurance Estimates Recent Garland Insurance Savings
Glen Hill
Shadow Oaks Ct2005 Buick Rendezvous CX62 year male senior$1508$973
Gold Coast Dr2008 Ford Fusion V6 SEL53 year married woman$1212$389
Mont Cascades2011 Hyundai Sonata GLS77 year senior$1448$896
Cavendish Ct2010 Toyota Prius I53 year man$1639$466
Peninsula Dr2008 Acura TSX Base17 year male teenager$3139$430
Oak Hollow Ln2006 Chevrolet Silverado 2500HD Work Truck32 year woman$1300$566
Golden Pond Dr2010 Mazda 3 S47 year married man$1598$334
Prairie Ct2008 Chrysler 300 Limited19 year female teenager$2591$959
Argyle Shore Dr2012 Honda Civic LX17 year teenager$2502$731
FM 11522011 Kia Sorento LX77 year female senior$1293$508

Garland Post DUI Car Insurance Rates

Garland Richardson Northeast Dallas Murphy Texas
Median Post DUI Insurance Rate $2648 -$84 -$137 -$305 +$225
Male Teenager Post DUI Insurance Rate $6037 -$190 -$312 -$696 +$513
Female Teenager Post DUI Insurance Rate $5057 -$160 -$262 -$582 +$430

The Post DUI insurance in Garland, TX's is $2648 compared to Richardson (-$84), Northeast Dallas (-$137), Murphy (-$305) and Texas (+$225)

In Garland, a male teenager with Post DUI pays $980 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2011 Hyundai Sonata GLS in Garland, TX would pay $5686 on auto insurance while a female teenager POST DUI would pay $4763.

Garland Car Insurance by Segment

Garland Teenagers Car Insurance Rates Comparison

18114 Garland Teenagers (7% of total population), 55% Male & 45% Female.

Garland Highland Park Parker Heath Texas
All Teenagers $2961 +$1448 +$1240 -$108 +$252
Male Teenager $3246 +$1587 +$1359 -$118 +$276
Female Teenager $2719 +$1330 +$1139 -$99 +$231

Garland teenagers pay $2961 in insurance in contrast with Highland Park (+$1448), Parker (+$1240), Heath (-$108) and Texas (+$252). The difference between Male & Female teenagers in Garland is $527


  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $3105
  • 2010 Lincoln MKZ AWD Female Teenager Insurance Rate $2838

Garland Men & Women Car Insurance

227641 Garland Adults (100% of total population), 50% Men & 50% Women.

Garland Addison Sunnyvale Northwest Rockwall Texas
All Women $1367 -$5 +$649 +$620 +$116
Married Women $1310 -$5 +$622 +$594 +$111
All Men $1836 -$6 +$873 +$834 +$157
Married Men $1737 -$6 +$825 +$788 +$147

The typical insurance rate of $1836 that Garland Men pay varies from Addison (-$6), Sunnyvale (+$873), Northwest Rockwall (+$834) and Texas (+$157). In Garland, married men pay $427 more than married women.


  • 2013 Jeep Wrangler Sport Married Men Insurance Rate $1697
  • 2014 Volkswagen Beetle R-Line PZEV Married Women Insurance Rate $1639

Garland Senior Car Insurance

31261 Garland Seniors (13% of total population), 43% Senior Men & 57% Senior Women.

Garland Rockwall Northeast Dallas Highland Park Texas
All Seniors $1537 -$54 -$79 +$752 +$131
Senior Men $1609 -$57 -$84 +$786 +$136
Senior Women $1495 -$53 -$78 +$731 +$127

Garland seniors pay $1537 in insurance compared to Rockwall (-$54), Northeast Dallas (-$79), Highland Park (+$752) and Texas (+$131). In Garland, senior men pay $114 more than senior women.

Garland Car Insurance Discounts for Multiple Vehicles

Garland Population with 1 Vehicle 22339 (31% of Garland population), 2 Vehicles 31408 (43% of the Garland population) and 3 vehicles 11301 (16% of the population)

Garland Mesquite Northeast Dallas Addison Texas
2 Vehicles $2706 +$57 -$141 -$9 +$230
3 Vehicles $4130 +$87 -$215 -$14 +$351
4 Vehicles $5554 +$117 -$289 -$19 +$472

Car Insurance Agents in Garland, TX

Rank Agent Name Agent Contact
1 Agent Tony Garcia - Texas Farm Bureau Insurance 1212 Northwest Hwy Garland, TX 75041
2 Allegiance Insurance Agency 3112 N Jupiter Rd Garland, TX 75044
3 JULIE CARTER AGENCY 3200 Broadway Blvd Suite 170, Garland, TX 75043
4 Marie Booker 5435 N Garland Ave Ste 120, Garland, TX 75040
5 Marion Suits - Allstate Insurance Company 1546 Rowlett Rd STE. 111 Garland, TX 75043
6 Mullen Insurance 337 Oaks Trl Ste 200 Garland, TX 75043
7 Richard Handley 6850 N Shiloh Rd Ste P, Garland, TX 75044
8 Stan Luckie and Associates Inc 1111 Belt Line Rd STE 106, Garland, TX 75040
9 Terre Michaels 7602 N Jupiter Rd Ste 110, Garland, TX 75044
10 Texas Quality Insurance 2025 Saturn Rd Ste 1 Garland, TX 75041

Garland Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, RDX Tech $1500 $1490 $1990 $1390 $2890 $-900
Mercedes, E350 4Matic AWD $500 $1520 $2020 $1450 $1950 $70
Kia, Sportage SX $400 $1420 $1820 $1330 $1730 $90
GMC, Sierra 2500HD Work Truck $1000 $1520 $2020 $1450 $2450 $-430
GMC, Acadia Denali $300 $1540 $1840 $1420 $1720 $120