Gateway Auto Insurance Rates, Quotes, Agents & Reviews in AK

Gateway, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gateway, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gateway, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Gateway, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gateway, AK with that of other cities in and around Gateway.

Gateway Buffalo Soapstone Palmer Butte Farm Loop Lakes
Average Insurance Rates $1,185 $1,142 $1,147 $1,506 $1,512 $1,513

Gateway, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gateway, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gateway $1,733 $1,464
Lakes $1,387 $1,172
Palmer $1,602 $1,353
Farm Loop $1,480 $1,250
Wasilla $1,835 $1,550
Butte $2,058 $1,738
Tanaina $974 $823
Buffalo Soapstone $1,500 $1,267

Gateway, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gateway, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,845
20 Years $1,523
30 Years $1,173
40 Years $1,128
50 Years $1,045
60 Years $1,059
70 Years $1,233

Gateway, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gateway, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,015 $356
3 Vehicles $3,022 $533
4 Vehicles $4,029 $711

Savings on 2 Vehicles bundle:$356

Savings on 3 Vehicles bundle:$533

Savings on 4 Vehicles bundle:$711

Gateway, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gateway, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Gateway $1,185 $1,850
Lakes $1,513 $2,362
Palmer $1,147 $1,790
Farm Loop $1,512 $2,360
Wasilla $1,227 $1,915
Butte $1,506 $2,351
Tanaina $1,503 $2,346
Buffalo Soapstone $1,142 $1,783

Gateway, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,017
Excellent (740-799) $1,161
Good (670-739) $1,235
Average (580-669) $1,611
Poor (300-579) $1,933

Gateway, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alaska Usa Insurance Brokers None 851 Usa Circle Ste. 102, Wasilla, 99654 None
Charity Carmody State Farm 405 W Benson Blvd, Anchorage, 99503-3828 907-336-8800
Devery Prince Agency Team Allstate 401 E Fireweed Ln Ste 200, Anchorage, 99503 (907) 279-9000
Conrad-Houston Insurance Liberty Mutual Independent 507 WEST NORTHERN LIGHTS BLVD, ANCHORAGE, 99503 (907) 276-7667
Randy Rhodes State Farm 5915 Lake Otis Pkwy Ste 2, Anchorage, 99507-1781 907-644-7997
Cindi Heal Allstate 9131 E Frontage Rd, Palmer, 99645 (907) 746-0505
Herb Schlereth State Farm 225 E Fireweed Lane, Anchorage, 99503-2081 907-277-5548
J. C. Morris Agency, Inc. None 4011 Arctic Blvd Ste 105, Anchorage, 99503 None
Art Mathias State Farm 3900 Arctic Blvd Ste 102, Anchorage, 99503-5780 907-563-3188

Gateway, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,237
Driver's Failure In Showing Documents +$115 $1,300
Driving With An Expired Registration +$122 $1,307
Driving At A Considerably Slow Pace +$257 $1,442
Using A Cellphone While Driving +$271 $1,456
Running A Red Light +$276 $1,461
Speeding +$290 $1,475
Driving A Vehicle Without The Required Permission +$369 $1,554
Driving With An Expired/Suspended License +$799 $1,984

Gateway, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,138
Active Disabling Device $1,138
Tracking Device $1,114
Passive Disabling Device $1,102