Gauley Bridge Auto Insurance Rates, Quotes, Agents & Reviews in WV

Gauley Bridge, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gauley Bridge, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gauley Bridge, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gauley Bridge, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gauley Bridge, WV with that of other cities in and around Gauley Bridge.

Gauley Bridge Glen Ferris Charlton Heights Falls View Mount Carbon Deep Water
Average Insurance Rates $1,363 $1,379 $1,416 $1,527 $1,440 $1,335

Gauley Bridge, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gauley Bridge, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gauley Bridge $1,437 $1,214
Glen Ferris $1,222 $1,032
Charlton Heights $1,243 $1,050
Falls View $1,487 $1,256
Boomer $1,494 $1,262
Deep Water $2,632 $2,223
Mount Carbon $1,297 $1,095
Belva $1,301 $1,099

Gauley Bridge, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gauley Bridge, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,423
20 Years $1,751
30 Years $1,349
40 Years $1,298
50 Years $1,202
60 Years $1,219
70 Years $1,418

Gauley Bridge, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gauley Bridge, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,317 $409
3 Vehicles $3,476 $613
4 Vehicles $4,634 $818

Savings on 2 Vehicles bundle:$409

Savings on 3 Vehicles bundle:$613

Savings on 4 Vehicles bundle:$818


Gauley Bridge, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gauley Bridge, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Gauley Bridge $1,363 $2,180
Glen Ferris $1,379 $2,205
Charlton Heights $1,416 $2,264
Falls View $1,527 $2,442
Boomer $1,359 $2,173
Deep Water $1,335 $2,135
Mount Carbon $1,440 $2,303
Belva $1,380 $2,207

Gauley Bridge, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,169
Excellent (740-799) $1,335
Good (670-739) $1,420
Average (580-669) $1,853
Poor (300-579) $2,223

Gauley Bridge, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Morgan Insurance. Liberty Mutual Independent 103 FAYETTE AVE, FAYETTEVILLE, 25840 (304) 574-1117
Summit Insurance Agency Llc Erie 211 N Court Street, Fayetteville, 25840 None
Gary D Davis State Farm 217 N Court St, Fayetteville, 25840-1233 304-574-1729
John F Hindson Lutcf Nationwide 126 S Court St, Fayetteville, 25840-1502 (304) 574-0477
John F Hindson Lutcf Nationwide 126 S Court St, Fayetteville, 25840-1502 (304) 574-0477
Payne & Garlow Insurance Erie 3744 Teays Valley Road Suite 101, Hurricane, 25526 None
David Kline Allstate 424 Maccorkle Ave SW, South Charleston, 25303 (304) 342-3621
Chaney Ins Agency Allstate 418 4th Ave, Montgomery, 25136 (304) 442-2417
Bill Mangus State Farm 801 Dunbar Ave, Dunbar, 25064-3218 304-766-7166
Theresa Lynn Perre Agency Nationwide 3791 Teays Valley Rd, Hurricane, 25526 (304) 757-9337

Gauley Bridge, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,423
Driver's Failure In Showing Documents +$132 $1,495
Driving With An Expired Registration +$140 $1,503
Driving At A Considerably Slow Pace +$296 $1,659
Using A Cellphone While Driving +$312 $1,675
Running A Red Light +$318 $1,681
Speeding +$334 $1,697
Driving A Vehicle Without The Required Permission +$424 $1,787
Driving With An Expired/Suspended License +$919 $2,282

Gauley Bridge, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,308
Active Disabling Device $1,308
Tracking Device $1,281
Passive Disabling Device $1,268